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At Valor Lending Group, we take pride in our lending services. Your one stop solution for all mortgage and loan needs.

Our Goals: Excellence. Simplicity. Limitless

Hard Money CA | 3 Options | FAST CLOSING

    Hard Money Lending | 3 Options | Valor Lending Group | Typically without...
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Hard Money CA | 3 Options | FAST CLOSING

Less Documentation, Faster Closing, More Opportunity

Take the hassle out of financing for a mortgage.  With our stated income programs, we...
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Less Documentation, Faster Closing, More Opportunity

Make the Connection

We are your one stop mortgage solution company for any scenario you run past us....
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Make the Connection

Cash Out Refinance | Investment Property Purchase | Close in 2 Weeks

  NEW INVESTMENT PROPERTY BRIDGE  PROGRAM: 7.99%* | Interest Only Payments | 1-2 year loan...
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Cash Out Refinance | Investment Property Purchase | Close in 2 Weeks

***Special*** Self Employment

Stated Income Loans: “Always with your best interest in mind”   Call or email me...
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***Special*** Self Employment

Housing Permits & Starts Hit The Highest Level In A Year!

Valor Lending Group features an incredible array of ground up construction loans, flipper loans &...
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Housing Permits & Starts Hit The Highest Level In A Year!

Are you getting ready to buy a home?

Before, During and After Buying a home is one of the largest investments a person...
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Are you getting ready to buy a home?

Valor Investment Property | Non owner occupied

Valor Investment Property | Non owner occupied  Property being used as the borrowers investment property...
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Valor Investment Property | Non owner occupied

Investor Cash Flow | Long Term Rentals | NO Tax Return | NO Income Required

  Are You a Residential Real Estate Investor? Use the Investment Property Cash Flow to Qualify!...
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Investor Cash Flow | Long Term Rentals | NO Tax Return | NO Income Required

Valor Bridge Loan | Owner Occupied

Valor Bridge Owner Occupied: Property being used as the borrower primary residence terms of up...
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Valor Bridge Loan | Owner Occupied

Valor Lending Group Offers Every Mortgage Loan In The Book

Nationwide Hard Money Highlights:

  1. Fast Hard Money Loans / Bridge Loans
  2. 100% Financing Loans Crossing another property
  3. Fix and Flip Loans / Rehab Loans
  4. 2nd Position Loans
  5. Consumer Bridge Loans / Owner Occupied Loans
  6. Line of Credit
  7. Foreign Nationals OK
  8. Commercial Hard Money Loans / All Property Types
  9. No Doc Loans / Limited Doc Loans
  10. No Tax Returns

*Typically closing in 5 to 10 days, often without and appraisal*

Click here for more information

Nationwide Fix-n-Flip and Fix-n-Hold Highlights:
All loans up to $10,000,000

  1. Fix and Flip Loans
  2. Fix and Hold Loans
  3. Rehab Loans
  4. Line of Credit
  5. Foreign Nationals OK
  6. Commercial Flipper Loans
  7. All Property Types
  8. Limited Doc Loans
  9. No Tax Returns

Click here for more information

California Stated Income Program Highlights:
Perfect for business owners and self employed

  1. No Tax Returns, W-2s or 4506-T
  2. Loans up to $10 Million
  3. 3 to 24 months bank statements
  4. Up to 90% LTV
  5. Up to 55% DTI
  6. Requires 2 years in business

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Nationwide Investor Cash Flow Highlights:

  1. No Tax Returns, W-2s or 4506-T
  2. NO DTI Calculation
  3. NO EMPLOYMENT
  4. NO INCOME
  5. 1% Debt Coverage Ration
  6. 1-4 Units
  7. Purchase, Refinance or Cash Out

Click here for more information

California Jumbo Loans Highlights:

  1. No Doc Jumbo Loans
  2. Low Down Payment Jumbo Loans - NO MI
  3. Super Low Rate Jumbo Loans
  4. Stated Income Jumbo Loans - NO TAX RETURNS
  5. Foreign Nationals OK
  6. Jumbo Loans Up To $20MM
  7. Specialty Doctor Program

Click here for more information

California Conventional Loans Highlights:

  1. 1-4 Residential
  2. Purchase, Refinance or Cash Out
  3. As low as 3% Down
  4. Credit as low as 620
  5. Quick turn time

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California Government Loans Highlights:

  1. 1-4 Residential
  2. Purchase, Refinance or Cash Out
  3. As low as 0% Down VA Loans
  4. As low as 3.5% down FHA Loans
  5. Lender paid PMI available
  6. Credit as low as 580
  7. Quick turn time

Click here for more information

Nationwide Land/Lot & Construction Loan Highlights:

  1. Loans up to $10mm
  2. As low as 20% Down
  3. Owner Occupied or Non Owner Occupied
  4. Custom construction
  5. Spec home construction
  6. Fast close construction loans available
  7. Quick turn time
  8. Use land equity towards CLTV

Click here for more information

Nationwide Commercial Loan Highlights:

  1. 5+ Units Multifamily Residential Loans
  2. Mixed-Use Property Loans
  3. Unique Properties
  4. Gas Station Loans
  5. Restaurant Loans
  6. Commercial Loans
  7. Loans up to $300mm
  8. Purchase, Refinance or Cash out
  9. Construction Loans
  10. Fast Close commercial loans available
  11. Quick turn time

Click here for more information

What it Flipping Takes!

Our own Stephan Prescher explains the benefits of buying and flipping a home.

Our Customers Reviews

Luxury Property Sales, Service and Finance. Stated Income Loans, Commercial Loans, Jumbo Loans, Construction Lending, Vineyard Loans, Foreign National Loans, Hard Money Loans, and many more!
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