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At Valor Lending Group, we take pride in our lending services. Your one stop solution for all mortgage and loan needs.

Our Goals: Excellence. Simplicity. Limitless

MORTGAGE NEWS

Valor Lending Group Offers Every Mortgage Loan In The Book

Nationwide Hard Money Highlights:

  1. Fast Hard Money Loans / Bridge Loans
  2. 100% Financing Loans Crossing another property
  3. Fix and Flip Loans / Rehab Loans
  4. 2nd Position Loans
  5. Consumer Bridge Loans / Owner Occupied Loans
  6. Line of Credit
  7. Foreign Nationals OK
  8. Commercial Hard Money Loans / All Property Types
  9. No Doc Loans / Limited Doc Loans
  10. Tax Returns

*Typically closing in 5 to 10 days, often without and appraisal*

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Nationwide Fix-n-Flip and Fix-n-Hold Highlights:
All loans up to $10,000,000

  1. Fix and Flip Loans
  2. Fix and Hold Loans
  3. Rehab Loans
  4. Line of Credit
  5. Foreign Nationals OK
  6. Commercial Flipper Loans
  7. All Property Types
  8. Limited Doc Loans
  9. No Tax Returns

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California Stated Income Program Highlights:
Perfect for business owners and self employed

  1. No Tax Returns, W-2s or 4506-T
  2. Loans up to $10 Million
  3. 3 to 24 months bank statements
  4. Up to 90% LTV
  5. Up to 55% DTI
  6. Requires 2 years in business

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Nationwide Investor Cash Flow Highlights:

  1. No Tax Returns, W-2s or 4506-T
  2. NO DTI Calculation
  3. NO EMPLOYMENT
  4. NO INCOME
  5. 1% Debt Coverage Ration
  6. 1-4 Units
  7. Purchase, Refinance or Cash Out

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California Jumbo Loans Highlights:

  1. No Doc Jumbo Loans
  2. Low Down Payment Jumbo Loans - NO MI
  3. Super Low Rate Jumbo Loans
  4. Stated Income Jumbo Loans - NO TAX RETURNS
  5. Foreign Nationals OK
  6. Jumbo Loans Up To $20MM
  7. Specialty Doctor Program

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California Conventional Loans Highlights:

  1. 1-4 Residential
  2. Purchase, Refinance or Cash Out
  3. As low as 3% Down
  4. Credit as low as 620
  5. Quick turn time

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California Government Loans Highlights:

  1. 1-4 Residential
  2. Purchase, Refinance or Cash Out
  3. As low as 0% Down VA Loans
  4. As low as 3.5% down FHA Loans
  5. Lender paid PMI available
  6. Credit as low as 580
  7. Quick turn time

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Nationwide Land/Lot & Construction Loan Highlights:

  1. Loans up to $10mm
  2. As low as 20% Down
  3. Owner Occupied or Non Owner Occupied
  4. Custom construction
  5. Spec home construction
  6. Fast close construction loans available
  7. Quick turn time
  8. Use land equity towards CLTV

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Nationwide Commercial Loan Highlights:

  1. 5+ Units Multifamily Residential Loans
  2. Mixed-Use Property Loans
  3. Unique Properties
  4. Gas Station Loans
  5. Restaurant Loans
  6. Loans up to $300mm
  7. Purchase, Refinance or Cash out
  8. Fast Close commercial loans available
  9. Quick turn time

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