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At Valor Lending Group, we take pride in our lending services. Your one stop solution for all mortgage and loan needs.

Our Goals: Excellence. Simplicity. Limitless

Investor Cash Flow Loans | NO Tax Returns | NO Income Required

Great Program for True Investors! Are you a real estate investor? You will LOVE this...
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Investor Cash Flow Loans | NO Tax Returns | NO Income Required

Attention Investors!

Stop Using Hard Money for Investment Properties **Use the cash flow from the subject property...
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Attention Investors!

Did you know your bank deposits can be used for income?

When you are a self-employed business owner, real estate agent or similarly paid occupation, buying...
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Did you know your bank deposits can be used for income?

**Business Owner/Self Employed Program Special**

Business Expenses Add Up! If you are a business owner and looking to buy a home...
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**Business Owner/Self Employed Program Special**

Self Employment Financing Issues?

Self employment can be a burden when it comes to trying to buy a home.How...
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Self Employment Financing Issues?

***New Product*** True Stated Income Financing

“True” Stated Income loan: No tax returns, no W-2’s, no pay stubs, AND NO 12-24...
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***New Product*** True Stated Income Financing

New Opportunities for Stated Income

New Program Available to the borrowers that are Self Employed and still looking for financing...
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New Opportunities for Stated Income

Financial independence through BRRRR

What is BRRRR?The strategy of BRRRR is to build your real estate portfolio through five...
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Financial independence through BRRRR

Tips On Building Wealth

Did you know that most Americans have the majority of their cash locked up in...
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Tips On Building Wealth

The Valor Website is Updated And Running!

Feel free to chat with us online!You and your clients can chat and send an...
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The Valor Website is Updated And Running!

Valor Lending Group Offers Every Mortgage Loan In The Book

Nationwide Hard Money Highlights:

  1. Fast Hard Money Loans / Bridge Loans
  2. 100% Financing Loans Crossing another property
  3. Fix and Flip Loans / Rehab Loans
  4. 2nd Position Loans
  5. Consumer Bridge Loans / Owner Occupied Loans
  6. Line of Credit
  7. Foreign Nationals OK
  8. Commercial Hard Money Loans / All Property Types
  9. No Doc Loans / Limited Doc Loans
  10. No Tax Returns

*Typically closing in 5 to 10 days, often without and appraisal*

Click here for more information

Nationwide Fix-n-Flip and Fix-n-Hold Highlights:
All loans up to $10,000,000

  1. Fix and Flip Loans
  2. Fix and Hold Loans
  3. Rehab Loans
  4. Line of Credit
  5. Foreign Nationals OK
  6. Commercial Flipper Loans
  7. All Property Types
  8. Limited Doc Loans
  9. No Tax Returns

Click here for more information

California Stated Income Program Highlights:
Perfect for business owners and self employed

  1. No Tax Returns, W-2s or 4506-T
  2. Loans up to $10 Million
  3. 3 to 24 months bank statements
  4. Up to 90% LTV
  5. Up to 55% DTI
  6. Requires 2 years in business

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Nationwide Investor Cash Flow Highlights:

  1. No Tax Returns, W-2s or 4506-T
  2. NO DTI Calculation
  3. NO EMPLOYMENT
  4. NO INCOME
  5. 1% Debt Coverage Ration
  6. 1-4 Units
  7. Purchase, Refinance or Cash Out

Click here for more information

California Jumbo Loans Highlights:

  1. No Doc Jumbo Loans
  2. Low Down Payment Jumbo Loans - NO MI
  3. Super Low Rate Jumbo Loans
  4. Stated Income Jumbo Loans - NO TAX RETURNS
  5. Foreign Nationals OK
  6. Jumbo Loans Up To $20MM
  7. Specialty Doctor Program

Click here for more information

California Conventional Loans Highlights:

  1. 1-4 Residential
  2. Purchase, Refinance or Cash Out
  3. As low as 3% Down
  4. Credit as low as 620
  5. Quick turn time

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California Government Loans Highlights:

  1. 1-4 Residential
  2. Purchase, Refinance or Cash Out
  3. As low as 0% Down VA Loans
  4. As low as 3.5% down FHA Loans
  5. Lender paid PMI available
  6. Credit as low as 580
  7. Quick turn time

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Nationwide Land/Lot & Construction Loan Highlights:

  1. Loans up to $10mm
  2. As low as 20% Down
  3. Owner Occupied or Non Owner Occupied
  4. Custom construction
  5. Spec home construction
  6. Fast close construction loans available
  7. Quick turn time
  8. Use land equity towards CLTV

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Nationwide Commercial Loan Highlights:

  1. 5+ Units Multifamily Residential Loans
  2. Mixed-Use Property Loans
  3. Unique Properties
  4. Gas Station Loans
  5. Restaurant Loans
  6. Loans up to $300mm
  7. Purchase, Refinance or Cash out
  8. Fast Close commercial loans available
  9. Quick turn time

Click here for more information

What it Flipping Takes!

Our own Stephan Prescher explains the benefits of buying and flipping a home.

Our Customers Reviews

Luxury Property Sales, Service and Finance. Stated Income Loans, Commercial Loans, Jumbo Loans, Construction Lending, Vineyard Loans, Foreign National Loans, Hard Money Loans, and many more!
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