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At Valor Lending Group, we take pride in our lending services. Your one stop solution for all mortgage and loan needs.

Our Goals: Excellence. Simplicity. Limitless

Valor Rental Loans | Check this out!

Valor Rental Loans| Check this out! Are You a Residential Real Estate Investor? Use the Investment...
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Valor Rental Loans | Check this out!

Financial Independence Through BRRRR

What is BRRR?  The strategy of BRRRR is to build your real estate portfolio through...
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Financial Independence Through BRRRR

Best California Home Loans

Best California Home Loans — Valor Lending Group is Still Funding Jumbo, High Balance, Conforming,...
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Best California Home Loans

Cash out your investment

Cash out on your investment if you paid cash for a property, it is the...
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Cash out your investment

Best Hard Money Options

Best Hard Money Options| Valor Lending Group | Typically without an appraisal** Are you buying a...
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Best Hard Money Options

What Are Fix and Flip Loans?

What Are Fix and Flip Loans? Fix and Flip loans are hard money loans used...
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What Are Fix and Flip Loans?

A Commitment Like No Other!

Our commitment to you You need to know we have  a commitment like no other,...
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A Commitment Like No Other!

STILL FUNDING Bank Statement Loans

Valor is STILL FUNDING Bank Statement Loans for California residential properties. Most lenders have suspended...
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STILL FUNDING Bank Statement Loans

10% Down Jumbo Loans Are Back! No Mortgage Insurance!

10% Down Jumbo Loans Are Back with No Mortgage insurance! Valor Lending Group is now...
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10% Down Jumbo Loans Are Back! No Mortgage Insurance!

Best Commercial Loans

Valor Lending Group features a wide array of the best commercial loans for every type...
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Best Commercial Loans

Valor Lending Group Offers Every Mortgage Loan In The Book

Nationwide Hard Money Highlights:

  1. Fast Hard Money Loans / Bridge Loans
  2. 100% Financing Loans Crossing another property
  3. Fix and Flip Loans / Rehab Loans
  4. 2nd Position Loans
  5. Consumer Bridge Loans / Owner Occupied Loans
  6. Line of Credit
  7. Foreign Nationals OK
  8. Commercial Hard Money Loans / All Property Types
  9. No Doc Loans / Limited Doc Loans
  10. No Tax Returns

*Typically closing in 5 to 10 days, often without and appraisal*

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Nationwide Fix-n-Flip and Fix-n-Hold Highlights:
All loans up to $10,000,000

  1. Fix and Flip Loans
  2. Fix and Hold Loans
  3. Rehab Loans
  4. Line of Credit
  5. Foreign Nationals OK
  6. Commercial Flipper Loans
  7. All Property Types
  8. Limited Doc Loans
  9. No Tax Returns

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California Stated Income Program Highlights:
Perfect for business owners and self employed

  1. No Tax Returns, W-2s or 4506-T
  2. Loans up to $10 Million
  3. 3 to 24 months bank statements
  4. Up to 90% LTV
  5. Up to 55% DTI
  6. Requires 2 years in business

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Nationwide Rental Property Loans Highlights:

  1. No Tax Returns, W-2s or 4506-T
  2. NO DTI Calculation
  3. NO EMPLOYMENT
  4. NO INCOME
  5. 1% Debt Coverage Ration
  6. 1-4 Units
  7. Purchase, Refinance or Cash Out

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California Jumbo Loans Highlights:

  1. No Doc Jumbo Loans
  2. Low Down Payment Jumbo Loans - NO MI
  3. Super Low Rate Jumbo Loans
  4. Stated Income Jumbo Loans - NO TAX RETURNS
  5. Foreign Nationals OK
  6. Jumbo Loans Up To $20MM
  7. Specialty Doctor Program

Click here for more information

California Conventional Loans Highlights:

  1. 1-4 Residential
  2. Purchase, Refinance or Cash Out
  3. As low as 3% Down
  4. Credit as low as 620
  5. Quick turn time

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California Government Loans Highlights:

  1. 1-4 Residential
  2. Purchase, Refinance or Cash Out
  3. As low as 0% Down VA Loans
  4. As low as 3.5% down FHA Loans
  5. Lender paid PMI available
  6. Credit as low as 580
  7. Quick turn time

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Nationwide Land/Lot & Construction Loan Highlights:

  1. Loans up to $10mm
  2. As low as 20% Down
  3. Owner Occupied or Non Owner Occupied
  4. Custom construction
  5. Spec home construction
  6. Fast close construction loans available
  7. Quick turn time
  8. Use land equity towards CLTV

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Nationwide Commercial Loan Highlights:

  1. 5+ Units Multifamily Residential Loans
  2. Mixed-Use Property Loans
  3. Unique Properties
  4. Gas Station Loans
  5. Restaurant Loans
  6. Commercial Loans
  7. Loans up to $300mm
  8. Purchase, Refinance or Cash out
  9. Construction Loans
  10. Fast Close commercial loans available
  11. Quick turn time

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What it Flipping Takes!

Our own Stephan Prescher explains the benefits of buying and flipping a home.

Our Customers Reviews

Stated Income Loans, Commercial Loans, Jumbo Loans, Construction Lending, Vineyard Loans, Foreign National Loans, Hard Money Loans, and many more!
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