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At Valor Lending Group, we take pride in our lending services. Your one stop solution for all mortgage and loan needs.

Our Goals: Excellence. Simplicity. Limitless

Best California Commercial Loans

  Valor Lending Group features the best California Commercial Loans. Valor offers a multitude of...
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Best California Commercial Loans

Hard Money Lending

Hard Money Lending | 3 Options | Valor Lending Group | Typically without an appraisal**...
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Hard Money Lending

Best California Construction Loans

  Valor lending Group features an incredible array of the Best California Construction Loans. Whether...
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Best California Construction Loans

Best California Home Loans 1-4 Units

Best California Home Loans 1-4 Units and More!         Your Best California...
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Best California Home Loans 1-4 Units

Bank Statement Loans San Diego

  Bank Statement Loans San Diego. Tax returns preventing you from getting a good rate?...
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Bank Statement Loans San Diego

San Diego Hard Money

San Diego Hard Money | 3 Options | Valor Lending Group | Typically without an...
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San Diego Hard Money

Ready For Outdoor Entertainment?

Get ready for your outdoor Entertainment. -Football game BBQ -Cold nights around the stone fireplace...
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Ready For Outdoor Entertainment?

Best Hard Money Options

Best Hard Money Options| Valor Lending Group | Typically without an appraisal** Are you buying a...
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Best Hard Money Options

California True Stated Income Financing

California True Stated Income Financing Valor Lending Group has your California True Stated Income Financing....
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California True Stated Income Financing

Jumbo Loans are Available

Jumbo loans are available at Valor Lending Group in many different options up to $10,000,000. ...
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Jumbo Loans are Available

Valor Lending Group Offers Every Mortgage Loan In The Book

Nationwide Hard Money Highlights:

  1. Fast Hard Money Loans / Bridge Loans
  2. 100% Financing Loans Crossing another property
  3. Fix and Flip Loans / Rehab Loans
  4. 2nd Position Loans
  5. Consumer Bridge Loans / Owner Occupied Loans
  6. Line of Credit
  7. Foreign Nationals OK
  8. Commercial Hard Money Loans / All Property Types
  9. No Doc Loans / Limited Doc Loans
  10. No Tax Returns

*Typically closing in 5 to 10 days, often without and appraisal*

Click here for more information

Nationwide Fix-n-Flip and Fix-n-Hold Highlights:
All loans up to $10,000,000

  1. Fix and Flip Loans
  2. Fix and Hold Loans
  3. Rehab Loans
  4. Line of Credit
  5. Foreign Nationals OK
  6. Commercial Flipper Loans
  7. All Property Types
  8. Limited Doc Loans
  9. No Tax Returns

Click here for more information

California Stated Income Program Highlights:
Perfect for business owners and self employed

  1. No Tax Returns, W-2s or 4506-T
  2. Loans up to $10 Million
  3. 3 to 24 months bank statements
  4. Up to 90% LTV
  5. Up to 55% DTI
  6. Requires 2 years in business

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Nationwide Rental Property Loans Highlights:

  1. No Tax Returns, W-2s or 4506-T
  2. NO DTI Calculation
  3. NO EMPLOYMENT
  4. NO INCOME
  5. 1% Debt Coverage Ration
  6. 1-4 Units
  7. Purchase, Refinance or Cash Out

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California Jumbo Loans Highlights:

  1. No Doc Jumbo Loans
  2. Low Down Payment Jumbo Loans - NO MI
  3. Super Low Rate Jumbo Loans
  4. Stated Income Jumbo Loans - NO TAX RETURNS
  5. Foreign Nationals OK
  6. Jumbo Loans Up To $20MM
  7. Specialty Doctor Program

Click here for more information

California Conventional Loans Highlights:

  1. 1-4 Residential
  2. Purchase, Refinance or Cash Out
  3. As low as 3% Down
  4. Credit as low as 620
  5. Quick turn time

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California Government Loans Highlights:

  1. 1-4 Residential
  2. Purchase, Refinance or Cash Out
  3. As low as 0% Down VA Loans
  4. As low as 3.5% down FHA Loans
  5. Lender paid PMI available
  6. Credit as low as 580
  7. Quick turn time

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Nationwide Land/Lot & Construction Loan Highlights:

  1. Loans up to $10mm
  2. As low as 20% Down
  3. Owner Occupied or Non Owner Occupied
  4. Custom construction
  5. Spec home construction
  6. Fast close construction loans available
  7. Quick turn time
  8. Use land equity towards CLTV

Click here for more information

Nationwide Commercial Loan Highlights:

  1. 5+ Units Multifamily Residential Loans
  2. Mixed-Use Property Loans
  3. Unique Properties
  4. Gas Station Loans
  5. Restaurant Loans
  6. Commercial Loans
  7. Loans up to $300mm
  8. Purchase, Refinance or Cash out
  9. Construction Loans
  10. Fast Close commercial loans available
  11. Quick turn time

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What it Flipping Takes!

Our own Stephan Prescher explains the benefits of buying and flipping a home.

Our Customers Reviews

Stated Income Loans, Commercial Loans, Jumbo Loans, Construction Lending, Vineyard Loans, Foreign National Loans, Hard Money Loans, and many more!
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