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At Valor Lending Group, we take pride in our lending services. Your one stop solution for all mortgage and loan needs.

Our Goals: Excellence. Simplicity. Limitless

Fix & Flip Loans | Rates As Low As 7.99% | Same As Cash

Fix & Flip Loans | 2 Week Close We have a new program available: Rate...
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Fix & Flip Loans | Rates As Low As 7.99% | Same As Cash

Refis up Another 10% as Rates Revisit Recent Lows

Declining interest rates made for another strong week for mortgage applications.  The Mortgage Bankers Association (MBA)...
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Refis up Another 10% as Rates Revisit Recent Lows

Avoid Hard Money | Qualify Based On Property Rents

Unlock the equity in your investment property!  Valor Lending Group's Investor Cash Flow mortgage program allows...
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Avoid Hard Money | Qualify Based On Property Rents

Fast Hard Money | California Owner Occupied Bridge Loans

  Do you have transactions that are time sensitive and need a quick funding?  ...
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Fast Hard Money | California Owner Occupied Bridge Loans

California Bank Statement Loans

1-4 Units Bank Statement Deposit Loans--We can fund your loan without tax returns or W2s!...
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California Bank Statement Loans

Stated Income Loans | 95% LTV Jumbo Loans | Fast Hard Money Loan

  Valor Lending group offers multiple types of Stated Income Loans. We offer 5% down...
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Stated Income Loans | 95% LTV Jumbo Loans | Fast Hard Money Loan

Commercial Loans | Up To $500M Loan Size

  Frank Caruso with Valor Lending Group funds commercial loans for nearly every type of...
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Commercial Loans | Up To $500M Loan Size

Jumbo Loan Financing

Non-agency Jumbos Jumbo Residential Real Estate Investors use a number of different programs at your...
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Jumbo Loan Financing

Non-Owner Loans

Check out the Non-owner occupied programs because we understand that there isn’t just one way...
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Non-Owner Loans

Are you Self Employed? Bank Statement Program for Owner Occupied | 2nd Home & Investment Properties

  We can fund your loan without tax returns or W2s–For self-employed borrowers in business...
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Are you Self Employed? Bank Statement Program for Owner Occupied | 2nd Home & Investment Properties

Valor Lending Group Offers Every Mortgage Loan In The Book

Nationwide Hard Money Highlights:

  1. Fast Hard Money Loans / Bridge Loans
  2. 100% Financing Loans Crossing another property
  3. Fix and Flip Loans / Rehab Loans
  4. 2nd Position Loans
  5. Consumer Bridge Loans / Owner Occupied Loans
  6. Line of Credit
  7. Foreign Nationals OK
  8. Commercial Hard Money Loans / All Property Types
  9. No Doc Loans / Limited Doc Loans
  10. No Tax Returns

*Typically closing in 5 to 10 days, often without and appraisal*

Click here for more information

Nationwide Fix-n-Flip and Fix-n-Hold Highlights:
All loans up to $10,000,000

  1. Fix and Flip Loans
  2. Fix and Hold Loans
  3. Rehab Loans
  4. Line of Credit
  5. Foreign Nationals OK
  6. Commercial Flipper Loans
  7. All Property Types
  8. Limited Doc Loans
  9. No Tax Returns

Click here for more information

California Stated Income Program Highlights:
Perfect for business owners and self employed

  1. No Tax Returns, W-2s or 4506-T
  2. Loans up to $10 Million
  3. 3 to 24 months bank statements
  4. Up to 90% LTV
  5. Up to 55% DTI
  6. Requires 2 years in business

Click here for more information

Nationwide Investor Cash Flow Highlights:

  1. No Tax Returns, W-2s or 4506-T
  2. NO DTI Calculation
  3. NO EMPLOYMENT
  4. NO INCOME
  5. 1% Debt Coverage Ration
  6. 1-4 Units
  7. Purchase, Refinance or Cash Out

Click here for more information

California Jumbo Loans Highlights:

  1. No Doc Jumbo Loans
  2. Low Down Payment Jumbo Loans - NO MI
  3. Super Low Rate Jumbo Loans
  4. Stated Income Jumbo Loans - NO TAX RETURNS
  5. Foreign Nationals OK
  6. Jumbo Loans Up To $20MM
  7. Specialty Doctor Program

Click here for more information

California Conventional Loans Highlights:

  1. 1-4 Residential
  2. Purchase, Refinance or Cash Out
  3. As low as 3% Down
  4. Credit as low as 620
  5. Quick turn time

Click here for more information

California Government Loans Highlights:

  1. 1-4 Residential
  2. Purchase, Refinance or Cash Out
  3. As low as 0% Down VA Loans
  4. As low as 3.5% down FHA Loans
  5. Lender paid PMI available
  6. Credit as low as 580
  7. Quick turn time

Click here for more information

Nationwide Land/Lot & Construction Loan Highlights:

  1. Loans up to $10mm
  2. As low as 20% Down
  3. Owner Occupied or Non Owner Occupied
  4. Custom construction
  5. Spec home construction
  6. Fast close construction loans available
  7. Quick turn time
  8. Use land equity towards CLTV

Click here for more information

Nationwide Commercial Loan Highlights:

  1. 5+ Units Multifamily Residential Loans
  2. Mixed-Use Property Loans
  3. Unique Properties
  4. Gas Station Loans
  5. Restaurant Loans
  6. Commercial Loans
  7. Loans up to $300mm
  8. Purchase, Refinance or Cash out
  9. Construction Loans
  10. Fast Close commercial loans available
  11. Quick turn time

Click here for more information

What it Flipping Takes!

Our own Stephan Prescher explains the benefits of buying and flipping a home.

Our Customers Reviews

Luxury Property Sales, Service and Finance. Stated Income Loans, Commercial Loans, Jumbo Loans, Construction Lending, Vineyard Loans, Foreign National Loans, Hard Money Loans, and many more!
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