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At Valor Lending Group, we take pride in our lending services. Your one stop solution for all mortgage and loan needs.

Our Goals: Excellence. Simplicity. Limitless

Why Use a Mortgage Broker?

 Why Use a Mortgage Broker? Broker’s are independently trained professionals licensed to represent and provide...
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Why Use a Mortgage Broker?

No Tax Returns? No Problem! Best Mortgage Loans

No Tax Returns? No Problem! Best Mortgage Loans by Valor Lending Group. Ideal for the...
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No Tax Returns? No Problem! Best Mortgage Loans

Hard Money Loans in Most States

  Hard Money Loans in Most States Valor Lending Group is still funding Hard Money...
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Hard Money Loans in Most States

No Tax Return Investment Property Loan

The no tax return investment property loan is back. It went away for a few...
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No Tax Return Investment Property Loan

9 House Hunting Tips

9 house hunting tips that can assist in getting everything you need. Buying a home...
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9 House Hunting Tips

Best California Mortgage Lenders

How to find the Very Best California Mortgage Lenders you ask? When you look closely...
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Best California Mortgage Lenders

8 Tips for Moving with Pets

8 Tips for Moving with Pets All of you pet owners. that is to say,...
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8 Tips for Moving with Pets

10% Down Jumbo Loans Are Back! No Mortgage Insurance!

10% Down Jumbo Loans Are Back with No Mortgage insurance! Valor Lending Group is now...
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10% Down Jumbo Loans Are Back! No Mortgage Insurance!

Best Hard Money Loans | Valor Lending Group

Best Hard Money Loans | Valor Lending Group **Often without an appraisal** Buying a new...
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Best Hard Money Loans | Valor Lending Group

Best Bank Statement Lender

Bank Statement Loan Ideal for the self-employed borrower. Instead of using tax returns, W-2s and...
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Best Bank Statement Lender

Valor Lending Group Offers Every Mortgage Loan In The Book

Nationwide Hard Money Highlights:

  1. Fast Hard Money Loans / Bridge Loans
  2. 100% Financing Loans Crossing another property
  3. Fix and Flip Loans / Rehab Loans
  4. 2nd Position Loans
  5. Consumer Bridge Loans / Owner Occupied Loans
  6. Line of Credit
  7. Foreign Nationals OK
  8. Commercial Hard Money Loans / All Property Types
  9. No Doc Loans / Limited Doc Loans
  10. No Tax Returns

*Typically closing in 5 to 10 days, often without and appraisal*

Click here for more information

Nationwide Fix-n-Flip and Fix-n-Hold Highlights:
All loans up to $10,000,000

  1. Fix and Flip Loans
  2. Fix and Hold Loans
  3. Rehab Loans
  4. Line of Credit
  5. Foreign Nationals OK
  6. Commercial Flipper Loans
  7. All Property Types
  8. Limited Doc Loans
  9. No Tax Returns

Click here for more information

California Stated Income Program Highlights:
Perfect for business owners and self employed

  1. No Tax Returns, W-2s or 4506-T
  2. Loans up to $10 Million
  3. 3 to 24 months bank statements
  4. Up to 90% LTV
  5. Up to 55% DTI
  6. Requires 2 years in business

Click here for more information

Nationwide Rental Property Loans Highlights:

  1. No Tax Returns, W-2s or 4506-T
  2. NO DTI Calculation
  3. NO EMPLOYMENT
  4. NO INCOME
  5. 1% Debt Coverage Ration
  6. 1-4 Units
  7. Purchase, Refinance or Cash Out

Click here for more information

California Jumbo Loans Highlights:

  1. No Doc Jumbo Loans
  2. Low Down Payment Jumbo Loans - NO MI
  3. Super Low Rate Jumbo Loans
  4. Stated Income Jumbo Loans - NO TAX RETURNS
  5. Foreign Nationals OK
  6. Jumbo Loans Up To $20MM
  7. Specialty Doctor Program

Click here for more information

California Conventional Loans Highlights:

  1. 1-4 Residential
  2. Purchase, Refinance or Cash Out
  3. As low as 3% Down
  4. Credit as low as 620
  5. Quick turn time

Click here for more information

California Government Loans Highlights:

  1. 1-4 Residential
  2. Purchase, Refinance or Cash Out
  3. As low as 0% Down VA Loans
  4. As low as 3.5% down FHA Loans
  5. Lender paid PMI available
  6. Credit as low as 580
  7. Quick turn time

Click here for more information

Nationwide Land/Lot & Construction Loan Highlights:

  1. Loans up to $10mm
  2. As low as 20% Down
  3. Owner Occupied or Non Owner Occupied
  4. Custom construction
  5. Spec home construction
  6. Fast close construction loans available
  7. Quick turn time
  8. Use land equity towards CLTV

Click here for more information

Nationwide Commercial Loan Highlights:

  1. 5+ Units Multifamily Residential Loans
  2. Mixed-Use Property Loans
  3. Unique Properties
  4. Gas Station Loans
  5. Restaurant Loans
  6. Commercial Loans
  7. Loans up to $300mm
  8. Purchase, Refinance or Cash out
  9. Construction Loans
  10. Fast Close commercial loans available
  11. Quick turn time

Click here for more information

What it Flipping Takes!

Our own Stephan Prescher explains the benefits of buying and flipping a home.

Our Customers Reviews

Stated Income Loans, Commercial Loans, Jumbo Loans, Construction Lending, Vineyard Loans, Foreign National Loans, Hard Money Loans, and many more!
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