100% FINANCING ON VA HOME LOANS
The Department of Veteran Affairs has created mortgage programs designed specifically for military personnel, veterans and surviving spouses of those who have so valiantly served our country. The VA mortgage programs can be one of the most important benefits available to our Military!

PROGRAM HIGHLIGHTS

  • 620 Minimum qualifying credit score
  • 10, 15, 20, 25 & 30 Year fixed rates available
  • No down payment
  • 100% LTV for Purchases
  • 100% LTV for Rate/Term Refinances
  • 100% LTV for Cash-out Refinances
  • VA Interest Rate Reduction Refinance Loan (IRRRL) offers unlimited LTV

ELIGIBLE TRANSACTIONS

  • Primary residences ONLY - Non-Owner Occupied residences allowed for IRRRLs
  • 1 - 2 Unit primary residences
  • VA approved condos and PUDs
  • Manufactured Housing
  • Purchase transactions
  • Cash-out and Rate/Term Refinances

ELIGIBLE BORROWERS

  • Veterans
  • Reservists
  • National Guard
  • Surviving Spouses*

*See guidelines for specific details about surviving spouse eligibility.

5% OF COMPENSATION GOES TOWARDS A LOCAL VETERAN CHARITY

Is An FHA Mortgage Right For You?
FHA mortgages are government-assisted alternatives to conventional financing and are great options for those who want to put less money down or who have lower credit scores.
While these mortgages do require expenses in the form of monthly mortgage insurance, they still enable many homeowners who don’t qualify for conventional financing to purchase or refnance a home.

  • Put as little as 3.5% down
  • Qualify with less-than-perfect credit - purchase a home with a 500+ credit score
  • No appraisal required in some instances
  • No pre-payment penalties
  • Close in as little as two weeks
  • You could qualify to refnance your current mortgage without an appraisal
Equal Housing Lender. This is not a commitment to lend or extend credit. Restrictions may apply. Rates may not be available at the time of applications. Information and/or data are subject to change without notice. All loans are subject to credit approval. Valor Lending Group 350 10th Ave 10th floor #1008 San Diego, CA 92101. NMLS# 1600345 CAL BRE# 02026238. Licensed by: State of CA Bur of Real Estate. NMLS Consumer access: www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/1600345
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