Loan Officer
NMLS ID: 1695295
Cal BRE: 02053995
Valor Lending Group
"Pride in Lending"
Petco Park
Diamond View Tower
350 10th Ave - 10th Floor
San Diego, CA
Cell: (661) 878-3685
Office: (619)344-2640
Fax: (619) 255-0602
web: www.valorlending.com
bthomas@valorlending.com
Leverage In Real Estate
Friday, 15 May 2020
One of the most heard terms in Real Estate you hear is leverage. Leverage, if used correctly, allows give you the borrower more flexibility to use your money to its highest potential. What is leverage in Real Estate? Leverage: the available equity of a single real estate asset. To calculate equity, take into account the current
- Published in Brandon Thomas, Mortgage News
What are Reserves
Monday, 27 April 2020
What are reserves? In this blog, we are going to discuss reserves and the reason for them in real estate transactions. First, we will provide the definition. Second, we will explain the acceptable forms of reserves. Furthermore, we will tell you when reserves are needed. Finally, we will explain why reserves are needed. Full definition from the
- Published in Brandon Thomas, Mortgage News
Simplicity in a FHA Cash-out
Tuesday, 07 April 2020
FHA Cashouts have some of the greatest uses out there ask about how this loan can help you. Typically Uses: Refinancing high-interest rate credit card or loans debt into a lower interest loan Home Improvement Daily living cost Education And much more!!! Call or email me for immediate attention to your scenario!
- Published in Brandon Thomas, Mortgage News
Conventional Loans
Monday, 06 April 2020
Valor Lending Group is still working to serve the community by providing clear and direct approaches to homeownership. Give me a call to discuss your new loan. Call or email me for immediate attention to your scenario! Valor Lending Group also offers literally every loan in the book! Check out more information on our
- Published in Brandon Thomas, Mortgage News
VA Loan Finance
Monday, 30 March 2020
To our men and women in and out of service. We are offering all our VA Loan-related products for Purchase, Cash-Out Refinance, and IRRRL. Don’t hesitate to call to discuss your new VA Loan. Call or email me for immediate attention to your scenario! Valor Lending Group also offers literally every loan in the
- Published in Brandon Thomas, Mortgage News
Missing The Final Piece?
Friday, 13 March 2020
FAST HARD MONEY Don’t be frustrated with another deal that might fall apart. Valor Lending Group can help keep the deal together. Don’t let financing turn into a missing puzzle piece for your client or yourself. Call or email me for immediate attention to your scenario! Valor Lending Group also offers literally every loan
- Published in Brandon Thomas, Mortgage News
Make the Connection
Thursday, 12 March 2020
We are your one stop mortgage solution company for any scenario you run past us. We can also finance; Office, Medical, Industrial buildings even your Strip Malls, Mobile Home Parks, Public Storage Facilities, Gas Stations, Restaurants, Car Washes that you were thinking there wasn’t a source. Call or email me for immediate attention
- Published in Brandon Thomas, Mortgage News
Investor Mortgage Program
Wednesday, 11 March 2020
Investor Mortgage Program Let the rents flow pay your mortgage! Fund in as little as 21 days! No Tax Returns required! No Income required! No Debt to Income Ratio’s Calculated! The cash flow from the subject property qualifies you for the mortgage 1% DCR! 5 & 7, 10 year ARM. 30 and 40 years
- Published in Brandon Thomas, Mortgage News
Don’t Give Up at the Finish Line
Tuesday, 10 March 2020
Valor lending Group has access to $Billions$ to fund your next transaction! We save deals! That’s what we do! We can typically fund your fast hard money loan in 7-10 days often without an appraisal. Offering every type of mortgage loan in the book, we are your one stop mortgage shop. I look forward to
- Published in Brandon Thomas, Mortgage News