Loan Officer NMLS ID: 1695295 Cal BRE: 02053995 Valor Lending Group "Pride in Lending" Petco Park Diamond View Tower 350 10th Ave - 10th Floor San Diego, CA Cell: (661) 878-3685 Office: (619)344-2640 Fax: (619) 255-0602 web: www.valorlending.com bthomas@valorlending.com

Points and Rebates

Ready For Outdoor Entertainment
Points and rebates used in the correct way can help you achieved your homeownership goals. Ultimately when buying a new home, choosing a mortgage heavily relies on the finance cost of the loan. Most of these costs can be rolled into the loan by either increasing the loan amount (refinances) or increasing the interest rate.
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Mortgage Loan Interest Rates

Mortgage loan interest rates work in your favor if you are able to lower your risk to the lender. This article will give you the basic knowledge of how mortgage loan interest rates work and how you can improve upon them. Interest rates are the reflection of the risk a lender is willing to lend
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Leverage In Real Estate

One of the most heard terms in Real Estate you hear is leverage. Leverage, if used correctly, allows give you the borrower more flexibility to use your money to its highest potential. What is leverage in Real Estate? Leverage: the available equity of a single real estate asset. To calculate equity, take into account the current
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What are Reserves

What are Reserves
What are reserves? In this blog, we are going to discuss reserves and the reason for them in real estate transactions. First, we will provide the definition. Second, we will explain the acceptable forms of reserves. Furthermore, we will tell you when reserves are needed. Finally, we will explain why reserves are needed. Full definition from the
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Simplicity in a FHA Cash-out

FHA Cashouts have some of the greatest uses out there ask about how this loan can help you. Typically Uses: Refinancing high-interest rate credit card or loans debt into a lower interest loan Home Improvement Daily living cost Education  And much more!!!       Call or email me for immediate attention to your scenario!
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Conventional Loans

Valor Lending Group is still working to serve the community by providing clear and direct approaches to homeownership. Give me a call to discuss your new loan.   Call or email me for immediate attention to your scenario! Valor Lending Group also offers literally every loan in the book! Check out more information on our
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VA Loan Finance

To our men and women in and out of service. We are offering all our VA Loan-related products for Purchase, Cash-Out Refinance, and IRRRL. Don’t hesitate to call to discuss your new VA Loan.   Call or email me for immediate attention to your scenario! Valor Lending Group also offers literally every loan in the
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Missing The Final Piece?

FAST HARD MONEY  Don’t be frustrated with another deal that might fall apart. Valor Lending Group can help keep the deal together. Don’t let financing turn into a missing puzzle piece for your client or yourself.     Call or email me for immediate attention to your scenario! Valor Lending Group also offers literally every loan
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Make the Connection

We are your one stop mortgage solution company for any scenario you run past us. We can also finance; Office, Medical, Industrial buildings even your Strip Malls, Mobile Home Parks, Public Storage Facilities, Gas Stations, Restaurants, Car Washes that you were thinking there wasn’t a source.     Call or email me for immediate attention
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Investor Mortgage Program

Investor Mortgage Program Let the rents flow pay your mortgage!   Fund in as little as 21 days! No Tax Returns required! No Income required! No Debt to Income Ratio’s Calculated! The cash flow from the subject property qualifies you for the mortgage 1% DCR! 5 & 7, 10 year ARM. 30 and 40 years
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Don’t Give Up at the Finish Line

Valor lending Group has access to $Billions$ to fund your next transaction! We save deals! That’s what we do! We can typically fund your fast hard money loan in 7-10 days often without an appraisal. Offering every type of mortgage loan in the book, we are your one stop mortgage shop. I look forward to
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