Best California Jumbo Loans.
Valor Lending group features the very best California jumbo loans.
- We offer full documentation low rate loans, and stated income loans, and hard money loans up to $5,000,000. Our borrowers choose from 5,7,10 and 30 year fixed rate loans. Most often with our full doc low rate loans our services are ‘free’ of charge to the borrower.
- What is a jumbo loan? A jumbo loan is one that exceeds the subject property county guidelines for conforming and high balance conforming loan amounts.
- Although there are many jumbo lenders in California, most of them only fund up to $2,000,000-$3,000,000. Therefore, most borrowers really appreciate Valor’s ‘super jumbo’s’ up to $5,000,000.
Check your county limits here:
Why use Valor Lending Group for your jumbo loan?
- Valor funds jumbo loans up to $5,000,000 while most other lenders cap at $2,000,000-$3,000,000.
- We boast the very best communication, service, rates and performance in the industry.
- We shop with many direct lenders to ensure you receive the very best pricing and so you don’t have to.
- Check out our google reviews.
We look forward to an opportunity to demonstrate our prompt and professional handling of your loan transaction.
Recap of our Loan Products:
- Stated Income Loans (No Tax Returns, no W-2s, No P&L) up to $5mm
- Bank Statement Income Loans (Great Bank Statement Program for business owners and self employed)
- Hard Money Loans (As low as 20% down / minimal documentation) Fund in 7-10 days.
- Flipper Loans (Flip a property with one of our many options)
- Line of Credit
- 100% Financing (cross collateralize)
- Foreign Nationals Loans (no social security or residency required)
- Raw Land & Lot Loans
- Ground up Construction for spec homes, custom homes and commercial ground up to $500mm.
- 2nd Position Loans up to $5mm
- Rental Property Loan – No tax returns or DTI calculation! Based on subject property cash flow
- Farms, Vineyards, Ranches and Agricultural Properties (25-30% down)
- 10% down Jumbo’s with NO MI up to $2.5mm
- Manufactured Housing / Mobile Homes (20% down / 620+ credit score)
- Acreage Properties
- Commercial Loans up to $500mm
- 5% down Jumbo (Up to $2mm Lender paid PMI)
We also offer:
- 10, 15, 20, 25, 30 year Fixed, Conventional Conforming Loans (under $484,350)
- High Balance Conforming aka Super Conforming (from $484,350-$726,525)
- Jumbo’s to $10 Million / Super low rates! / 10% down Jumbo to $3mm
- FHA, VA, USDA
- Reverse mortgages up to $10 Million Value