Frank Caruso with Valor Lending Group funds commercial loans for nearly every type of commercial property throughout the Continental US and Beyond!
We have an incredible array of lenders, pools of private money investors and thrifts that we can fund your deal through.
Whether you are seeking a purchase, cash out refi or ground up construction loan, we’ve got you covered!
- Multi-Family (apartments)
- Office Buildings
- Medical Buildings
- Industrial Properties
- Strip Malls
- Mobile Home Parks
- Public Storage Facilities
- Gas Stations
- Car Washes
Recap of our Loan Products:
- Hard Money Loans (28-35% down / minimal documentation) Typically Fund in 7-10 days.
- Stated Income Loans (Great for business owners and self employed ) No tax returns!
- 100% financing is available (we can cross collateralize other properties if there is enough equity)
- Investor Cash Flow Loan – No tax returns or DTI calculation! Based on subject property cash flow – 1% DCR!
- Flipper & Rehab Loans (Flip a property with one of our many options)
- 2nd Position Loans up to $5mm
- Raw Land & Lot Loans
- Ground up Construction for spec homes, custom homes and commercial ground up.
- Farms, Vineyards, Ranches and Agricultural Properties (25-30% down)
- 5% down Jumbo’s with NO MI up to $2mm / 10% down up to $3mm
- Manufactured Housing / Mobile Homes (20% down / 600+ credit score)
- Acreage Properties
- Commercial Loans up to $500mm
- 3% & 5% down Conventional Loans– LPMI (Lender paid mortgage insurance)
- Foreign Nationals Loans (no social security or residency required)
We also offer:
- 10, 15, 20, 25, 30 year Fixed, Conventional Conforming Loans (under $417k)
- High Balance Conforming aka Super Conforming (from $453,100-$649,750)
- Jumbo’s to $10 Million / Super low rates! / 10% down Jumbo to $3mm
- FHA, VA, USDA
- Reverse mortgages up to $1 Million Value
- Refinance including Cash Out
Please don’t hesitate to call me for immediate attention to your scenario!
CA BRE# 01967579
Valor Lending Group
“Pride in Lending”
Diamond View Tower
350 10th Ave – 10th Floor
San Diego, CA
Direct: (858) 699-4614
Fax: (619) 255-0602