Offer Your Borrower Down Payments As Low As 3%
Our agency products can structure qualifed loans for more borrowers - which means you can close more loans.
DU REFI PLUS & LP OPEN ACCESS (HARP 2.0):
  • Unlimited LTV/CLTV; 150% LTV/CLTV on investment
  • Expanded DTI to 65%
  • No condo questionnaire required (No condotels)
CONVENTIONAL LOANS:
  • Up to 97% LTV on purchase and rate/term refinance
  • Min. FICO 620
  • Recoup up to 85% LTV on cash-out and delayed funding
  • High-balance fixed rates loans up to 95% LTV;
  • High-balance ARMs available

  • 24/7 Available communication for your convenience
  • Apply Online!
  • Appraisal transfers generally accepted on both conventional and government programs
Equal Housing Lender. This is not a commitment to lend or extend credit. Restrictions may apply. Rates may not be available at the time of applications. Information and/or data are subject to change without notice. All loans are subject to credit approval. Valor Lending Group 350 10th Ave 10th floor #1008 San Diego, CA 92101. NMLS# 1600345 CAL BRE# 02026238. Licensed by: State of CA Bur of Real Estate. NMLS Consumer access: www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/1600345
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