Under contract on a new home but haven’t sold your current home? Are your contingent offers being rejected? Check out this amazing program for Owner-Occupied Bridge Loans in California.
Valor Lending Group can help finance your dream home with our owner-occupied bridge loans.
|While the pandemic has slowed some aspects of our lives, it hasn’t slowed the California housing market. Sales of single-family homes remain highly competitive with many buyers looking to better accommodate a new work-from-home schedule and their children’s online learning needs. If you are looking to upgrade into a new home, but can’t wait to sell your current home, call us. If you’re unable to qualify for a conventional mortgage on a new home until you sell your current home, call us. Contingent offers are being rejected? Call us!
Valor Lending Group features every mortgage loan in the book!
Recap of our Loan Products:
- Stated Income Loans (No Tax Returns, no W-2s, No P&L) up to $5M
- Bank Statement Income Loans (Great Bank Statement Program for business owners and self employed)
- Hard Money Loans (As low as 20% down / minimal documentation) Fund in 7-10 days.
- Flipper Loans (Flip a property with one of our many options)
- Line of Credit
- 100% Financing (cross collateralize)
- Foreign Nationals Loans (no social security or residency required)
- Raw Land & Lot Loans
- Ground up Construction for spec homes, custom home’s and commercial ground up to $500M.
- 2nd Position Loans up to $5M
- Rental Property Loan – No tax returns or DTI calculation! Based on subject property cash flow
- Farms, Vineyards, Ranches and Agricultural Properties (25-30% down)
- 10% down Jumbo’s with NO MI up to $2.5M
- Manufactured Housing / Mobile Homes (20% down / 620+ credit score)
- Acreage Properties
- Commercial Loans up to $500M
- 5% down Jumbo (Up to $2M Lender paid PMI)
We also offer:
- 10, 15, 20, 25, 30 year Fixed, Conventional Conforming Loans (under $484,350)
- High Balance Conforming aka Super Conforming (from $484,350-$726,525)
- Jumbo’s to $10 Million / Super low rates! / 10% down Jumbo to $3mm
- FHA, VA, USDA
- Reverse mortgages up to $10 Million Value
Call or email me today to discuss your scenario.