Private Money with Full Financing | Valor Lending Group
Are you interested in discovering more about our Private Money with Full Financing?
Valor Lending Group has the solution you need!
Valor is pleased to announce that we are now licensed in California, Arizona, and NOW FLORIDA!
We are thrilled about the chance to provide EVERY LOAN IN THE BOOK in the beautiful Sunshine State and are eager to set new standards in mortgage loan financing!

Investors, Maximize Your Real Estate Assets:
Do you have equity in another investment property?
We can assist with a 2nd position for the down payment on your new acquisition and cover closing costs for 100% financing!
Valor Lending Group can finance your PRIVATE MONEY up to $10MM in as little as 10 days, often without requiring an appraisal at lower leverages.
What Is a Valor Cross-Collateral Loan?
A cross-collateral loan allows you to use an asset, such as other real estate owned, as collateral for an initial acquisition loan and as collateral for a second position loan. This allows Private Money with Full Financing when crossing other real estate owned at up to 65% CLTV for 100% financing on the acquisition.
Valor Cross-Collateral Loan:
Do you have a portfolio with properties that have available equity?
- Leverage for 100% financing when crossing other real estate owned at up to 65% CLTV for 100% financing on the new purchase
- Terms of 1-2 years
- Max CLTV of 65% on the current property owned
- No prepayment penalty
- Interest only starting in the 8’s
- No appraisal, subject to lender discretion on a case-by-case basis
VALOR LENDING GROUP OFFERS EVERY MORTGAGE LOAN IN THE BOOK!
Discover our diverse programs below and feel free to contact me with any scenarios you may have.
At Valor, we are excited about the opportunity to demonstrate our prompt and professional service to YOU!

Recently Funded | Valor Lending Group
$1,044,550 Loan amount | Hard Money Bridge Loan | Purchase | 65% LTV | Murrieta, CA
$1,900,000 Loan amount | Full Doc Jumbo Loan | Cash Out Refi | 31% LTV | Mirage, CA
$1,430,000 Loan amount | 24 Month Bank Statement Loan | Purchase | 65% LTV | Phoenix, AZ
$2,625,000 Loan amount | Ground up Construction Loan | Purchase | 65% LTV | Malibu, CA
$1,905,000 Loan amount | Fix and Flip Loan | Purchase | 90/100 LTV | Palos Verde, CA
$2,645,000 Loan amount | Ground up Spec Construction Loan | Purchase | 65% LTV | Palm Springs, CA
$712,500 Loan amount | DSCR Loan | Cash Out Refi | 75%LTV | 70% LTV
$4,013,750 Loan amount | Full Doc Jumbo Loan | Rate& Term Refi | 75% LTV | Newport Beach, CA
$592,500 Loan amount | DSCR Loan | Purchase | 75% LTV| Seattle, WA
$1,950,000 Loan amount | Hard Money Bridge Loan | Cash Out Refi | 70% LTV | Berkeley, CA
$3,100,000 Loan amount | 12 Month Bank Statement Loan | Purchase | 43% LTV | Coronado, CA
$1,790,000 Loan amount | Hard Money Bridge Loan | Cash Out Refi | Berkeley, CA
$1,008,000 Loan amount | Full Doc Jumbo Loan | Purchase| 80% LTV | Anaheim, CA
$1,740,000 Loan amount | Hard Money 2nd Position Bridge Loan | Cash Out Refi |61% CLTV | Berkeley, CA
$4,775,000 Loan amount | Hard Money Bridge Loan | Cash Out Refi | 62% LTV
$505,000 Loan amount | Full Doc FNMA Loan | Purchase | 85% LTV! | Ventura, CA
$2,100,000 Loan amount | Hard Money Bridge Loan | Cash Out Refi | 51% LTV | S. Carolina
And many more.
We do them all, so give me a call!
Recap of Our Loan Products:
- Hard Money Loans (20% down / minimal documentation) Typically, funds in 7-10 days
- Stated Income Loans (Great for business owners and self-employed) No tax returns!
- 100% financing is available (we can cross-collateralize other properties if there is enough equity)
- Valor VA Home Loan 100% financing up to $2.5MM
- Investor Cash Flow Loan – No tax returns or DTI calculation! Based on the subject property’s cash flow
- Flipper & Rehab Loans (Flip a property with one of our many options)
- 2nd Position Loans up to $5MM
- Raw Land & Lot Loans
- Ground-up Construction for spec homes, custom homes, and commercial ground-up.
- Farms, Vineyards, Ranches and Agricultural Properties (25-30% down)
- 10% down Jumbo’s up to $1.5MM
- Manufactured Housing / Mobile Homes (20% down / 600+ credit score)
- Acreage Properties
- Commercial Loans up to $500MM
- 3% & 5% down Conventional Loans– LPMI (Lender paid mortgage insurance)
- Foreign Nationals Loans (no social security or residency required)
We Also Offer:
- 10, 15, 20, 25, 30 years Fixed, Conventional Conforming Loans
- High Balance Conforming aka Super Conforming
- Jumbo’s to $10 Million / 10% down Jumbo to $1.5MM
- FHA, USDA
- ARM’s
- Reverse mortgages up to $1 Million Value
- Refinance including Cash Out
**Rates and terms are subject to change without notice
