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	<title>12 Month Bank Statement Loan Archives - Valor Lending Mortgage and Loan Services</title>
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	<item>
		<title>Brand New 1099 Mortgage loans</title>
		<link>https://valorlending.com/brand-new-1099-mortgage-loans/?utm_source=rss&#038;utm_medium=rss&#038;utm_campaign=brand-new-1099-mortgage-loans</link>
		
		<dc:creator><![CDATA[Allison Arraut]]></dc:creator>
		<pubDate>Tue, 01 Sep 2026 15:45:00 +0000</pubDate>
				<category><![CDATA[Allison Arraut]]></category>
		<category><![CDATA[Mortgage News]]></category>
		<category><![CDATA[1099]]></category>
		<category><![CDATA[1099 workers]]></category>
		<category><![CDATA[12 Month Bank Statement Loan]]></category>
		<category><![CDATA[12 months bank statement program]]></category>
		<category><![CDATA[12-24 Month Bank Statements]]></category>
		<category><![CDATA[24 Month Bank Statement Loan]]></category>
		<category><![CDATA[24 month bank statement program]]></category>
		<category><![CDATA[2nd Homes]]></category>
		<category><![CDATA[business owners]]></category>
		<category><![CDATA[california]]></category>
		<category><![CDATA[California Mortgage Loans]]></category>
		<category><![CDATA[california real estate]]></category>
		<category><![CDATA[california stated income loans]]></category>
		<category><![CDATA[DSCR]]></category>
		<category><![CDATA[DSCR Program]]></category>
		<category><![CDATA[homeowners]]></category>
		<category><![CDATA[investment property]]></category>
		<category><![CDATA[no tax returns]]></category>
		<category><![CDATA[No Tax Returns required]]></category>
		<category><![CDATA[Owner occupied]]></category>
		<category><![CDATA[P&L Loan Programs]]></category>
		<category><![CDATA[P&L Loans]]></category>
		<category><![CDATA[profit and loss statement]]></category>
		<category><![CDATA[purchase]]></category>
		<category><![CDATA[refinance]]></category>
		<category><![CDATA[San Diego]]></category>
		<category><![CDATA[self employed]]></category>
		<category><![CDATA[Self Employed Borrowers]]></category>
		<category><![CDATA[stated income jumbo loans]]></category>
		<category><![CDATA[stated income loans california]]></category>
		<category><![CDATA[valor lending group]]></category>
		<guid isPermaLink="false">https://valorlending.com/?p=31528</guid>

					<description><![CDATA[<p>Brand New 1099 Mortgage loans &#124; Valor Lending Group VALOR LENDING GROUP HAS THE BRAND NEW 1099 MORTGAGE LOANS YOU HAVE BEEN LOOKING FOR! ATTENTION SELF-EMPLOYED INDIVIDUALS ,GIG WORKERS, INVESTORS AND INDEPENDENT CONTRACTORS! Valor Lending Group&#160;has programs geared to benefit self-employed individuals, gig workers, investors and independent contractors. Since 2020 we have seen a surge [&#8230;]</p>
<p>The post <a href="https://valorlending.com/brand-new-1099-mortgage-loans/">Brand New 1099 Mortgage loans</a> appeared first on <a href="https://valorlending.com">Valor Lending Mortgage and Loan Services</a>.</p>
]]></description>
		
		
		
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		<title>New Stated Income Loan Options</title>
		<link>https://valorlending.com/new-stated-income-loan-options-2/?utm_source=rss&#038;utm_medium=rss&#038;utm_campaign=new-stated-income-loan-options-2</link>
		
		<dc:creator><![CDATA[Allison Arraut]]></dc:creator>
		<pubDate>Thu, 20 Aug 2026 15:35:00 +0000</pubDate>
				<category><![CDATA[Allison Arraut]]></category>
		<category><![CDATA[Mortgage News]]></category>
		<category><![CDATA[12 Month Bank Statement Loan]]></category>
		<category><![CDATA[12 months bank statement program]]></category>
		<category><![CDATA[12-24 Month Bank Statements]]></category>
		<category><![CDATA[24 Month Bank Statement Loan]]></category>
		<category><![CDATA[24 month bank statement program]]></category>
		<category><![CDATA[california]]></category>
		<category><![CDATA[California Mortgage Loans]]></category>
		<category><![CDATA[california real estate]]></category>
		<category><![CDATA[california stated income loans]]></category>
		<category><![CDATA[homeowners]]></category>
		<category><![CDATA[no tax returns]]></category>
		<category><![CDATA[No Tax Returns required]]></category>
		<category><![CDATA[purchase]]></category>
		<category><![CDATA[refinance]]></category>
		<category><![CDATA[San Diego]]></category>
		<category><![CDATA[self employed]]></category>
		<category><![CDATA[Self Employed Borrowers]]></category>
		<category><![CDATA[stated income jumbo loans]]></category>
		<category><![CDATA[stated income loans california]]></category>
		<category><![CDATA[valor lending group]]></category>
		<guid isPermaLink="false">https://valorlending.com/?p=30153</guid>

					<description><![CDATA[<p>Valor Stated Income Loan Options &#124; Valor Lending Group VALOR LENDING GROUP HAS THE NEW VALOR STATED INCOME LOAN OPTIONS YOU HAVE BEEN LOOKING FOR! ATTENTION SELF-EMPLOYED BORROWERS! Are you interested in learning about our&#160;New Stated Income Loan Options? Stated income loans&#160;were created for self employed buyers and homeowners that do not qualify for a [&#8230;]</p>
<p>The post <a href="https://valorlending.com/new-stated-income-loan-options-2/">New Stated Income Loan Options</a> appeared first on <a href="https://valorlending.com">Valor Lending Mortgage and Loan Services</a>.</p>
]]></description>
		
		
		<enclosure url="https://valorlending.com/wp-content/uploads/2018/02/28003474_1966553243373297_6285300156518629376_n.mp4" length="6870498" type="video/mp4" />

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		<item>
		<title>Can I get a loan with stated income?</title>
		<link>https://valorlending.com/can-i-get-a-loan-with-stated-income/?utm_source=rss&#038;utm_medium=rss&#038;utm_campaign=can-i-get-a-loan-with-stated-income</link>
		
		<dc:creator><![CDATA[Allison Arraut]]></dc:creator>
		<pubDate>Thu, 09 Jul 2026 15:30:00 +0000</pubDate>
				<category><![CDATA[Allison Arraut]]></category>
		<category><![CDATA[Mortgage News]]></category>
		<category><![CDATA[12 Month Bank Statement Loan]]></category>
		<category><![CDATA[12 months bank statement program]]></category>
		<category><![CDATA[12-24 Month Bank Statements]]></category>
		<category><![CDATA[24 Month Bank Statement Loan]]></category>
		<category><![CDATA[24 month bank statement program]]></category>
		<category><![CDATA[california]]></category>
		<category><![CDATA[California Mortgage Loans]]></category>
		<category><![CDATA[california real estate]]></category>
		<category><![CDATA[california stated income loans]]></category>
		<category><![CDATA[homeowners]]></category>
		<category><![CDATA[no tax returns]]></category>
		<category><![CDATA[No Tax Returns required]]></category>
		<category><![CDATA[purchase]]></category>
		<category><![CDATA[refinance]]></category>
		<category><![CDATA[San Diego]]></category>
		<category><![CDATA[self employed]]></category>
		<category><![CDATA[Self Employed Borrowers]]></category>
		<category><![CDATA[stated income jumbo loans]]></category>
		<category><![CDATA[stated income loans california]]></category>
		<category><![CDATA[valor lending group]]></category>
		<guid isPermaLink="false">https://valorlending.com/?p=31959</guid>

					<description><![CDATA[<p>Stated Income Loan Programs &#124; Valor Lending Group Are you wondering if you can I get a loan with stated income? Stated income loans&#160;were created for self employed buyers and homeowners that do not qualify for a home loan due to the low income on their tax returns. If you are a self-employed individual in [&#8230;]</p>
<p>The post <a href="https://valorlending.com/can-i-get-a-loan-with-stated-income/">Can I get a loan with stated income?</a> appeared first on <a href="https://valorlending.com">Valor Lending Mortgage and Loan Services</a>.</p>
]]></description>
		
		
		<enclosure url="https://valorlending.com/wp-content/uploads/2018/02/28003474_1966553243373297_6285300156518629376_n.mp4" length="6870498" type="video/mp4" />

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		<title>Valor Lending Group Has Got You Covered With 12-24 Bank Statement Loans</title>
		<link>https://valorlending.com/valor-lending-group-has-got-you-covered-with-12-24-bank-statement-loans/?utm_source=rss&#038;utm_medium=rss&#038;utm_campaign=valor-lending-group-has-got-you-covered-with-12-24-bank-statement-loans</link>
		
		<dc:creator><![CDATA[Will Douillette]]></dc:creator>
		<pubDate>Mon, 30 Mar 2026 04:41:24 +0000</pubDate>
				<category><![CDATA[Mortgage News]]></category>
		<category><![CDATA[Will Douillette]]></category>
		<category><![CDATA[12 Month Bank Statement Loan]]></category>
		<category><![CDATA[12-24 Month Bank statement Loans]]></category>
		<category><![CDATA[bank statement]]></category>
		<category><![CDATA[bridge loans]]></category>
		<category><![CDATA[california]]></category>
		<category><![CDATA[california hard money]]></category>
		<category><![CDATA[california hard money loans]]></category>
		<category><![CDATA[hard money loans]]></category>
		<category><![CDATA[hard money loans california]]></category>
		<category><![CDATA[San Diego]]></category>
		<category><![CDATA[stated income jumbo loans]]></category>
		<category><![CDATA[stated income loans california]]></category>
		<category><![CDATA[valor lending group]]></category>
		<guid isPermaLink="false">https://valorlending.com/?p=41410</guid>

					<description><![CDATA[<p>Valor Lending Group Has Got You Covered With 12-24 Bank Statement Loans &#124; Valor Lending Group Are you self-employed or a business owner interested in one of our new 12-24 Month bank statement loan programs? Valor Lending Group has new programs that are beneficial for you! CALL or EMAIL What is a 12-24 month Bank [&#8230;]</p>
<p>The post <a href="https://valorlending.com/valor-lending-group-has-got-you-covered-with-12-24-bank-statement-loans/">Valor Lending Group Has Got You Covered With 12-24 Bank Statement Loans</a> appeared first on <a href="https://valorlending.com">Valor Lending Mortgage and Loan Services</a>.</p>
]]></description>
		
		
		
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		<item>
		<title>Top Self-Employed Loan Programs in Phoenix, Arizona</title>
		<link>https://valorlending.com/top-self-employed-loan-programs-in-phoenix-az/?utm_source=rss&#038;utm_medium=rss&#038;utm_campaign=top-self-employed-loan-programs-in-phoenix-az</link>
		
		<dc:creator><![CDATA[Laura Licea]]></dc:creator>
		<pubDate>Fri, 27 Mar 2026 13:30:18 +0000</pubDate>
				<category><![CDATA[Laura Licea]]></category>
		<category><![CDATA[Mortgage News]]></category>
		<category><![CDATA[#12-24bankstatementloan]]></category>
		<category><![CDATA[1# 24 Month Bank Statement Loan]]></category>
		<category><![CDATA[12 Month Bank Statement Loan]]></category>
		<category><![CDATA[stated income jumbo loans]]></category>
		<category><![CDATA[valor lending group]]></category>
		<guid isPermaLink="false">https://valorlending.com/?p=37987</guid>

					<description><![CDATA[<p>Self-Employed Loan Programs in Phoenix Az. I Valor Lending Group If you’re self-employed in Phoenix, you already know—qualifying for a traditional mortgage isn’t always simple. Whether you’re a business owner, freelancer, or 1099 contractor, your income may not fit the strict guidelines most banks require. The good news? There are flexible mortgage solutions designed specifically [&#8230;]</p>
<p>The post <a href="https://valorlending.com/top-self-employed-loan-programs-in-phoenix-az/">Top Self-Employed Loan Programs in Phoenix, Arizona</a> appeared first on <a href="https://valorlending.com">Valor Lending Mortgage and Loan Services</a>.</p>
]]></description>
		
		
		
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		<title>Stated Income Purchase or Refinance</title>
		<link>https://valorlending.com/stated-income-purchase-or-refinance/?utm_source=rss&#038;utm_medium=rss&#038;utm_campaign=stated-income-purchase-or-refinance</link>
		
		<dc:creator><![CDATA[Adam Lawrence]]></dc:creator>
		<pubDate>Tue, 01 Jul 2025 15:44:09 +0000</pubDate>
				<category><![CDATA[Adam Lawrence]]></category>
		<category><![CDATA[Mortgage News]]></category>
		<category><![CDATA[Valor Lending Group]]></category>
		<category><![CDATA[12 Month Bank Statement Loan]]></category>
		<category><![CDATA[24 Month Bank Statement Loan]]></category>
		<category><![CDATA[arizona bank statement loan]]></category>
		<category><![CDATA[california]]></category>
		<category><![CDATA[San Diego]]></category>
		<category><![CDATA[Staed Home Loan]]></category>
		<category><![CDATA[Stated Florida Home Loans]]></category>
		<category><![CDATA[stated income jumbo loans]]></category>
		<category><![CDATA[stated income loans california]]></category>
		<category><![CDATA[Stated Refinance Loan]]></category>
		<category><![CDATA[valor lending group]]></category>
		<guid isPermaLink="false">https://valorlending.com/?p=39590</guid>

					<description><![CDATA[<p>Are you self-employed or have irregular income that traditional mortgage lenders find challenging to assess? Consider our specialized 12 or 24-month Stated Income Purchase or Refinance Loan Programs, designed to accommodate unique financial situations like yours. At Valor Lending Group, we understand that your income might not fit the conventional mold. This is why we offer [&#8230;]</p>
<p>The post <a href="https://valorlending.com/stated-income-purchase-or-refinance/">Stated Income Purchase or Refinance</a> appeared first on <a href="https://valorlending.com">Valor Lending Mortgage and Loan Services</a>.</p>
]]></description>
		
		
		
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		<title>New 12-24 Month Bank Statement Loan Programs</title>
		<link>https://valorlending.com/12-24-month-bank-statement-loan-programs/?utm_source=rss&#038;utm_medium=rss&#038;utm_campaign=12-24-month-bank-statement-loan-programs</link>
		
		<dc:creator><![CDATA[Laura Licea]]></dc:creator>
		<pubDate>Tue, 25 Feb 2025 17:30:53 +0000</pubDate>
				<category><![CDATA[Laura Licea]]></category>
		<category><![CDATA[Mortgage News]]></category>
		<category><![CDATA[Valor Lending Group]]></category>
		<category><![CDATA[12 Month Bank Statement Loan]]></category>
		<category><![CDATA[12-24 Month Bank statement Loans]]></category>
		<category><![CDATA[bank statement]]></category>
		<category><![CDATA[San Diego]]></category>
		<category><![CDATA[stated income loans california]]></category>
		<guid isPermaLink="false">https://valorlending.com/?p=37606</guid>

					<description><![CDATA[<p>New 12-24 Month Bank Statement Loan Programs &#124; Valor Lending Group Are you self-employed or a business owner interested in one of our new 12-24 Month bank statement loan programs? Valor Lending Group has new programs that are beneficial for you! CALL or EMAIL What is a 12-24 month Bank Statement Loan? 12-24 month bank [&#8230;]</p>
<p>The post <a href="https://valorlending.com/12-24-month-bank-statement-loan-programs/">New 12-24 Month Bank Statement Loan Programs</a> appeared first on <a href="https://valorlending.com">Valor Lending Mortgage and Loan Services</a>.</p>
]]></description>
		
		
		
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		<item>
		<title>How to qualify for a home loan when you own a small business</title>
		<link>https://valorlending.com/how-to-qualify-for-a-home-loan-when-you-own-a-small-business-4/?utm_source=rss&#038;utm_medium=rss&#038;utm_campaign=how-to-qualify-for-a-home-loan-when-you-own-a-small-business-4</link>
		
		<dc:creator><![CDATA[James Romero]]></dc:creator>
		<pubDate>Mon, 27 Jan 2025 18:14:37 +0000</pubDate>
				<category><![CDATA[James Romero]]></category>
		<category><![CDATA[Mortgage News]]></category>
		<category><![CDATA[12 Month Bank Statement Loan]]></category>
		<category><![CDATA[24 Month Bank Statement Loan]]></category>
		<category><![CDATA[AZ home loan]]></category>
		<category><![CDATA[Bankstatement Loans]]></category>
		<category><![CDATA[california]]></category>
		<category><![CDATA[San Diego]]></category>
		<category><![CDATA[self employed]]></category>
		<guid isPermaLink="false">https://valorlending.com/?p=38636</guid>

					<description><![CDATA[<p>When you are a self-employed business owner it&#8217;s more difficult to qualify for your dream home? It’s tough many time to qualify for home loan when self employed. Often you don’t show as much income on your P&#38;L Statements or take out as much on your W-2 or owner draws to qualify – but in [&#8230;]</p>
<p>The post <a href="https://valorlending.com/how-to-qualify-for-a-home-loan-when-you-own-a-small-business-4/">How to qualify for a home loan when you own a small business</a> appeared first on <a href="https://valorlending.com">Valor Lending Mortgage and Loan Services</a>.</p>
]]></description>
		
		
		<enclosure url="https://valorlending.com/wp-content/uploads/2018/02/28003474_1966553243373297_6285300156518629376_n.mp4" length="6870498" type="video/mp4" />

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		<title>Valor Lending Now Has 12 To 24 Month Bank Statement Loans</title>
		<link>https://valorlending.com/valor-lending-now-has-12-to-24-month-bank-statement-loans/?utm_source=rss&#038;utm_medium=rss&#038;utm_campaign=valor-lending-now-has-12-to-24-month-bank-statement-loans</link>
		
		<dc:creator><![CDATA[Will Douillette]]></dc:creator>
		<pubDate>Mon, 08 Jul 2024 15:47:29 +0000</pubDate>
				<category><![CDATA[Mortgage News]]></category>
		<category><![CDATA[Will Douillette]]></category>
		<category><![CDATA[12 Month Bank Statement Loan]]></category>
		<category><![CDATA[12 Month Bank Statement Program]]></category>
		<category><![CDATA[12 or 24 Month Bank Statement Loans]]></category>
		<category><![CDATA[24 Month Bank Statement Loan]]></category>
		<category><![CDATA[bridge loans]]></category>
		<category><![CDATA[california]]></category>
		<category><![CDATA[california hard money loans]]></category>
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		<category><![CDATA[San Diego]]></category>
		<category><![CDATA[stated income jumbo loans]]></category>
		<category><![CDATA[valor lending group]]></category>
		<guid isPermaLink="false">https://valorlending.com/?p=37198</guid>

					<description><![CDATA[<p>Valor Lending Now Has 12 To 24 Month Bank Statement Loans &#124; Valor Lending Group Are you self-employed and struggling to qualify for a traditional mortgage? Do you show less income on your tax returns because you successfully utilize tax deductions? Valor Lending Group has the solution for you. We offer exciting 12- or 24-month bank [&#8230;]</p>
<p>The post <a href="https://valorlending.com/valor-lending-now-has-12-to-24-month-bank-statement-loans/">Valor Lending Now Has 12 To 24 Month Bank Statement Loans</a> appeared first on <a href="https://valorlending.com">Valor Lending Mortgage and Loan Services</a>.</p>
]]></description>
		
		
		
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		<title>Exciting 12- or 24-Month Bank Statement Loans</title>
		<link>https://valorlending.com/exciting-12-or-24-month-bank-statement-loans/?utm_source=rss&#038;utm_medium=rss&#038;utm_campaign=exciting-12-or-24-month-bank-statement-loans</link>
		
		<dc:creator><![CDATA[Hayden Madison]]></dc:creator>
		<pubDate>Sun, 30 Jun 2024 03:06:04 +0000</pubDate>
				<category><![CDATA[Hayden Madison]]></category>
		<category><![CDATA[Mortgage News]]></category>
		<category><![CDATA[Valor Lending Group]]></category>
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		<category><![CDATA[valor lending group]]></category>
		<guid isPermaLink="false">https://valorlending.com/?p=37167</guid>

					<description><![CDATA[<p>Exciting 12- or 24-Month Bank Statement Loans &#124; Valor Lending Group Are you self-employed and struggling to qualify for a traditional mortgage? Do you show less income on your tax returns because you successfully utilize tax deductions? Valor Lending Group has the solution for you. We offer exciting 12- or 24-month bank statement loans. Let [&#8230;]</p>
<p>The post <a href="https://valorlending.com/exciting-12-or-24-month-bank-statement-loans/">Exciting 12- or 24-Month Bank Statement Loans</a> appeared first on <a href="https://valorlending.com">Valor Lending Mortgage and Loan Services</a>.</p>
]]></description>
		
		
		
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		<title>Latest 12- or 24-Month Bank Statement Loan Programs</title>
		<link>https://valorlending.com/latest-12-or-24-month-bank-statement-loan-programs/?utm_source=rss&#038;utm_medium=rss&#038;utm_campaign=latest-12-or-24-month-bank-statement-loan-programs</link>
		
		<dc:creator><![CDATA[Hayden Madison]]></dc:creator>
		<pubDate>Fri, 10 May 2024 03:58:32 +0000</pubDate>
				<category><![CDATA[Hayden Madison]]></category>
		<category><![CDATA[Mortgage News]]></category>
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					<description><![CDATA[<p>Latest 12- or 24-Month Bank Statement Loan Programs &#124; Valor Lending Group Are you self-employed and finding it difficult to qualify for a traditional mortgage due to showing less income on your tax returns because you successfully tax strategize and take advantage of the deductions? Valor Lending Group offers your solution with our latest 12- [&#8230;]</p>
<p>The post <a href="https://valorlending.com/latest-12-or-24-month-bank-statement-loan-programs/">Latest 12- or 24-Month Bank Statement Loan Programs</a> appeared first on <a href="https://valorlending.com">Valor Lending Mortgage and Loan Services</a>.</p>
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