Commercial No Tax Return up to $2mm!

Get Approved Today!

Valor Lending Group funds every loan in the book. No matter what type of loan you are looking for, we can get it done for you. We are partnered with over 100 direct lenders, multiple pools of private money investors, 2 thrifts that fund on Wall Street, a hedge fund with billions to lend, and 21 Life Companies. With so many options to choose from, we are able to get you the best rates and terms for each scenario. Call us today to get approved. It only takes a few minutes and could save you thousands of dollars.

No Tax Return Commercial Loan.
-Up to $2mm
-No Tax Returns required
-Rates Starting in the mid 4’s
-Great alternative to hard money if it is just your tax returns holding you back.

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Fast Hard Money.
Close in 5 – 10 days
No Doc / No DTI / Typically No Appraisal
Rates Starting in the high 7’s
Great program if you need a quick close or have a deal falling apart in Escrow.

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True Stated Income
-Up to $2.5mm
-Only 3 months bank statements
-Rates starting in the high 4’s
-Great for business owners and self employed borrowers

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I look forward to any opportunity to serve you and your clients.

Recap of our Loan Products:

• Stated Income Loans (Great for business owners and self employed )
• Foreign Nationals Loans (no social security or residency required)
•Hard Money Loans (20-50% down / minimal documentation) Fund in 7-10 days.
•Raw Land & Lot Loans
•Ground up Construction for spec homes, custom homes and commercial ground up.
•2nd Position Loans up to $5mm
•Investor Cash Flow Loan – No tax returns or DTI calculation! Based on subject property cash flow
•Farms, Vineyards, Ranches and Agricultural Properties (25-30% down)
• Flipper Loans (Flip a property with one of our many options)
•10.1% down Jumbo’s with NO MI up to $2.5mm
•Manufactured Housing / Mobile Homes (20% down / 620+ credit score)
•Acreage Properties
•Commercial Loans up to $100mm
•5% down Conventional (Lender paid PMI)

We also offer:

•10, 15, 20, 25, 30 year Fixed, Conventional Conforming Loans (under $417k)
•High Balance Conforming aka Super Conforming (from $417k-$625k)
•Jumbo’s to $10 Million / Super low rates! / 10% down Jumbo to $2.5mm / 5% down Jumbo to $1.5mm
•FHA, VA, USDA
•ARM’s
•Reverse mortgages up to $10 Million Value
•Refinance including Cash Out

I am able to take a Loan Application on a moment’s notice & will be happy to provide Pre approval letters.

Please do not hesitate to call on me if I may be of service in any way!

Christopher Lapping /Valor Lending Group / 808-494-6502 / CLapping@ValorLending.com

Our mailing address is:

Valor Lending Group

350 10th Ave / 10th Floor

San Diego, CA 92101

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Valor Lending Group