Valor Lending Group is committed to compliance with all federal, state, and local fair housing laws. We believe that everyone should have equal access to housing and home financing options, and we strictly prohibit discrimination in any aspect of our lending practices.
Equal Housing Opportunity Statement
It is illegal to discriminate against any person because of race, color, religion, sex (including sexual orientation and gender identity), handicap (disability), familial status (having children under 18), or national origin in the following activities:
- Appraising or evaluating property
- Purchasing, constructing, improving, repairing, or maintaining a dwelling
- Securing, brokering, or making a loan, or providing other financial assistance
- Selling, brokering, or appraising residential real property
Furthermore, under the Equal Credit Opportunity Act (ECOA), Valor Lending Group does not discriminate against any applicant on the basis of age (provided the applicant has the capacity to contract), marital status, or because all or part of the applicant’s income derives from any public assistance program.
Our Commitment to Borrowers
When you apply for a loan with Valor Lending Group, we promise to evaluate your application based on objective creditworthiness criteria—such as credit history, income, assets, and debt-to-income ratios—without regard to any protected characteristics.
We ensure that our loan officers and underwriting teams receive ongoing training to maintain full compliance with:
- The Fair Housing Act (FHA)
- The Equal Credit Opportunity Act (ECOA)
- The Home Mortgage Disclosure Act (HMDA)
- All applicable state and local fair lending regulations
Filing a Complaint
If you believe you have been subjected to discrimination in connection with a housing or lending transaction, you have the right to file a formal complaint with the U.S. Department of Housing and Urban Development (HUD).
U.S. Department of Housing and Urban Development
Office of Fair Housing and Equal Opportunity
451 7th Street SW, Room 5204
Washington, DC 20410
Toll-Free: 1-800-669-9777
Website:hud.gov/fairhousing
