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We’re here to give you your wings to fly!

The Sky is the limit with Valor Lending Group!

What do we do? We save deals & We make deals happen!

Valor Lending Group funds every type of mortgage loan in the book!

Typically funding our fast hard money loans within 5-10 days often without an appraisal.

Check out some of the awesome deals we have recently funded!

Deals Recently Funded:
– $2 Million Hard Money Loan / Raw land / 24 acres / cash out refi loan / 8.625 interest only! / only 2.25% origination! / 2 year term / No prepayment penalty!
– $560,000 Investor Cash Flow Loan / SFR / WE SAVED THIS DEAL! 5.875% interest / (no tax returns or dti calculation!) / Closed in 17 days!
– $986,000 Stated Income Loan / SFR / 6.4% interest / No tax returns! We used 24 months bank statement cash flow for self employed
– $1,246,332 Flipper Loan / SFR / Funded 85% of the purchase price and 100% of the construction budget / Funded in 8 days from the initial call!
– $855,000 100% Finance Loan / SFR / We crossed a commercial property and the subject SFR to provide 100% financing including closing costs!
– $172,250 Flipper loan / SFR /580 credit score!
– $599,000 Hard Money Loan / Dairy Farm Cash out refi!
– $442,112 Hard Money Loan / Commercial Condo Purchase for an eye Doctor / Only 2.75% origination fee!
– $285,200 Full Doc Loan / Manufactured Home / 4.375% for 30 year fixed!
– $672,000 Agricultural Loan / 20 Acre Vineyard / 5.7% interest!
– $311,250 Hard Money Loan (Oregon) / SFR / 520 credit score! / 2 week close!
– $936,000 Stated Income Loan / SFR / No tax returns!

And many more!

Recap of our Loan Products:
*Hard Money Loans (28-35% down / minimal documentation) Typically Fund in 7-10 days.
*Stated Income Loans (Great for business owners and self employed ) No tax returns!
*100% financing is available (we can cross collateralize other properties if there is enough equity)
*Investor Cash Flow Loan – No tax returns or DTI calculation! Based on subject property cash flow – 1% DCR!
*Flipper & Rehab Loans (Flip a property with one of our many options)
*2nd Position Loans up to $5mm
*Raw Land & Lot Loans
*Ground up Construction for spec homes, custom homes and commercial ground up.
*Farms, Vineyards, Ranches and Agricultural Properties (25-30% down)
*5% down Jumbo’s with NO MI up to $2mm / 10% down up to $3mm
*Manufactured Housing / Mobile Homes (20% down / 600+ credit score)
*Acreage Properties
*Commercial Loans up to $500mm
*3% & 5% down Conventional Loans– LPMI (Lender paid mortgage insurance)
*Foreign Nationals Loans (no social security or residency required)

* Cannabis

We also offer:
*10, 15, 20, 25, 30 year Fixed, Conventional Conforming Loans (under $417k)
*High Balance Conforming aka Super Conforming (from $453,100-$649,750)
*Jumbo’s to $10 Million / Super low rates! / 10% down Jumbo to $3mm
*FHA, VA, USDA
*ARM’s
*Reverse mortgages up to $1 Million Value
*Refinance including Cash Out

I am able to take a Loan Application on a moment’s notice & will be happy to provide Pre approval letters.

Please do not hesitate to call on me if I may be of service in any way!

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