Testimonials

Very little if any lag between the time we submitted documents and progress on our loan. Excellent follow up, and didn't feel any of the confusion or lagging that sometimes come with loan applications. Rate was fair and in keeping with what was initially discussed. Stephan was very direct and forthcoming about the pros and cons of the investment property loan and all in all the financing was achieved in record time with excellent efficiency. - David Bensoussan

"I did my last Investment property purchase with Stephan Prescher at Valor Lending Group and it was by far the best home buying experience I’ve had out of three purchases and two refinances. Stephan is very knowledgeable and made the process extremely easy, he was always easy to get a hold of and explained things very clearly. Most importantly he got me a loan with a good rate and I’ve been self employed for only 6 months! I tried three other brokers that couldn’t make it happen before I found Stephan and to top it off we closed in 21 days. I'll definitely be using Stephan at Valor Lending Group for any loans or refinancing I’ll need in the future."

Real Estate Investor

Jameson Williams

Darren,

My wife and I have been extremely satisfied and pleased with our recent home refinancing through Pacificwide Lending. From our first meeting with Andrew Liu and Darren Carlin, we were impressed with their straight forwarded and honest analysis and discussion of our needs. They discussed the pro’s and con’s of the various options and their recommendation for type of loan that would best fit our requirements, clearly answering our many questions, but exerted no pressure as to our final choice.

Then, with their timely, pleasant, and persistent assistance in providing and explaining the information required by the lender, and date of “locking-in” the Annual Percentage Rate, our loan was approved very quickly, within a month, with no problems. They were able to finalize the loan with the lender at a rate and cost below the initial estimate.

We highly recommend Pacificwide Lending, and both Andrew Liu and Darren Carlin specifically, to anyone considering a purchase or refinance loan. They were both efficient and pleasant to work with.

Jim & Kathy Lyon

Dear Darren,

We would like to thank you so much for all of your help in funding our Recent loan. It was not easy but you made it ‘magic’! This property is so special and we are so delighted to be the new gate keepers. Please be sure to keep in touch and let us know when you are in the area so we can show you our new home.

Sincerely,
Jim & Jane Asher

$6.25mm purchase / $2.85mm fast money bridge loan

Darren,

I'll make sure that all my agents know about the great job you did for me and recommend you highly.

Steve Spears
President/CEO
CalDRE# 00754415
677 Portola Drive, San Francisco, CA 94127
O: 415-664-9400 x202 | E: SteveS@BHHSFranciscan.com

BHHSFranciscan.com

Valor Lending Group does it again! We save deals, that's what we do! Valor funded this hard money loan in 3 business days! We received the scenario on Saturday, Monday sent disclosures, Tuesday sent loan docs, funded and recorded on Wednesday!
Property type: 2 SFR's in San Ramon
Price: $2.75mm
Loan amount: $1.925mm
LTV: 70%

Testimonial:

"Hi Darren, I trust you are having a great long weekend. I Just wanted to take time to send you this note. From the moment I made the 1st call to your cell phone on a Saturday morning to the funding of the Loan within 3 business days is just unbelievable!

Your assuring voice after you have received and reviewed all the docs that you will be able to close this within a demanding deadline for 5 days is a testament to your confidence of making things happen.

You ensured before leaving on vacation to have my loan funded and assigning your VP to further answer any questions shows your commitment to customer service.

I am very fortunate to have found you. Looking forward to doing more business in the future.
Thank you and God Bless You and your Business!"

John Sathri

I completely agree – Darren has been fantastic!
~Tracy
Tracy Travaille
Licensed Broker, CalBRE 01710051
Travaille Transactions Inc.

Darren is the most amazing lender I have ever worked with. Astonishing.
Most of our deals are cash but we are thrilled to have you in our arsenal, we are blown away by you, Darren. Thank you!

Jan Wright Bessey/Realtor
Since 1993
Sotheby’s International Realty
Carmel Valley, CA

Hi Darren,

I would like to say thank you to you and your team for closing my 4 recent transactions, refi’s and also purchase. It was quite a ride, but your team was great to work with and I appreciate very much for the efforts and dedications!

Will talk again next year!

Thanks and regards,

Eddie

We are proud to post a very satisfied client:

To whom it may concern,

Obtaining a loan through Darren Carlin was an incredibly smooth experience. The home loan process is a complex one and requires a significant amount of documentation, but Darren and Andrew led me through the process with ease. They were always available and quick to respond to all my questions and concerns, even on weekends. Because of their diligence and speed, we were able to get loan approval within the narrow 10 day window I had for evaluating all my contingencies on the house. What I enjoyed most is that they provided their earnest insight into how the home loan process works. Anyone looking to finance the purchase of a home should definitely consider working with Darren Carlin.

Dean

We always provide 5 star service, the best interest rates on our Mortgage Loan Products, full communication throughout the Loan Process and smooth, timely closings.

Testimonial:

These guys are AWESOME!! Not being in the best financial situation, I was referred to them from a friend for a refinance. I’ve always heard horror stories about how these things go. It was the complete opposite from the moment Darren came to my home. He made everything simple and easy. Even after I messed up and threw a big wrench in the deal, he did a lot of footwork and was able put life back into it. All without adding a big stress or turning my life upside down. Big Thanks to Darren and Team for playing the role they did in getting my family into a better space. 5 Star Service front start to finish!! Thank You!!

Dallas & Vanessa Morris

We are finished!!!

Darren Thanks for all that you did in this transaction, it went so well!

Sylvia Sotomayor
Realtor Associate
GRI, SRS / License # 00960684
RE/MAX Accord
——————————————————————————-
Good day Miss Sylvia,
The loan documents are printing…..

Thanks for all your extra efforts Darren and Andrew in getting this done so fast.

Sincerely,

Bridget Davis, Sr. Escrow Officer, AVP
Fidelity National Title
4683 Chabot Drive, Suite 150
Pleasanton, CA 94588 — at Pacificwide Lending.

You guys were outstanding. Thank you!
Steve Spears
President/CEO
Franciscan Properties
CalBRE# 00663471
677 Portola Drive, San Francisco, CA 94127

Olivia was incredibly helpful to us when we bought our townhouse in Scripps Ranch last year.

She went above and beyond our expectations. She was always available to answer questions and she helped us through the financial process as well. On top of that, Olivia has an incredible team of excellent people who can help with every aspect of your move. We used her moving guys who were great, and her house painter who was exceptional. She surrounds herself with excellence because she herself, produces nothing but excellence in all of her dealings. If we ever buy another property, we will turn to Olivia Wilberg again! We highly recommend her to anyone who wants to find their dream home and move in with ease.

Cara Freedman and James Doyle

OMG!! It was the most fun and easy loan process and refinancing I had ever done. It was a calm and assuring experience!!! I definitely recommend using Stephan Prescher for your mortgage needs.

Kathi Faias
Client

Stephan recently did a loan for one of my clients who was purchasing a HUD owned home. As we all know (and I learned), these are not always the easiest of transactions. Stephan kept me informed all along the way and I was impressed with the speed that he got things done. I would highly recommend him to anyone in need of a home loan! I also want to thank him for his service to our country and community!

Lisa Divelbiss
Real Estate Broker
Jace Real Estate

You really followed through with getting our file approved, half way through our escrow period. Because we started our purchase with another mortgage company, and you were able to get us a better rate and loan all together, we were amazed at how quickly you were able get loan approval and close the purchase on time!

We appreciate your professionalism and will gladly recommend you to others.
Thank you again,
Julio & Raelene Farnes

Darren, we signed our loan docs last night and should fund Friday.

Thanks for making this happen!

Richard Mainz

$500k 2nd position construction completion loan

As a Realtor, it is always scary to work with a new lender. Stephan was a very pleasant surprise! He took great care with our client and was on top of every detail. He kept all informed of where we were at in the process every step of the way. You can't go wrong in choosing Stephan as your lender!

Stacey Nelson Price
Real Estate Broker
Peninsula Realty Group

Darren…You and Hong are awesome! Thank you so much for all your hard work in getting my loan funded.

Mick Sterling

Darren at Pacific Wide Lending was great to work with. He kept me informed throughout the whole loan process and was very responsive to all my questions. He was able to get me the lowest rates for my refinance. I recommended him to my sister and she was able to save over a thousand dollars a month. I highly recommend him and look forward to working with him in the future.
Jose Sandoval
VP, Vendor Relationship Manager
Residential Lending

It was a pleasure to work with Darren Carlin and Pacificwide Lending. Mr. Carlin was responsive to all questions, dependable and reliable in accomplishing the task at hand. I was most impressed with the turnaround and how quickly he is able to help his clients. Mr. Carlin made sure that all of our questions were addressed as soon as possible. He helped me out when I was stuck in a pickle and he walked me through it. We closed a conventional loan within 1 week. I am ever so grateful to him and his team. Thank You Darren!

Jeet Kaur
K&K Techonology
Fremont, CA

I had Stephan Prescher as my loan originator and am very impressed! He was very quick to answer my questions and calm my fears in the process of buying a home. We closed just over a week ago and are thrilled with how it all came together!

Anna Flaherty

Stephan is my go-to guy. I know I can send him any client, any time, and he will knock it out of the park. In one month we closed 5 deals together including the house I live in. I like to think I'm a fast-moving, motivated Realtor, but Stephen consistently out works me. When does he sleep?!

Jacob Wright
Real Estate Broker
Professional Realty Services

Hi Darren,

I want to personally thank you for making this happen for Brian and Anastasia. They were so very relieved and just plain tickled to receive keys today. The house is so beautiful and I think they will be very happy with their new home for years to come.

Tracy and Steve – thank you again for recommending Darren. He got the job done at a time when we thought all was lost.

My best to you all, Ravi

Ravi Malhotra Realtor, Top Producer , Zephyr Real Estate
| Mobile: (415) 810-3506

ravimrealhome@aol.com | www.zephyrsf.com

Stephan did a fantastic job for my clients. He was very responsive and easy to get a hold of. The loan required a little extra attention and he was great at working through it all. Thanks again Stephan!!

Kari Dryke
Real Estate Broker
Jace Real Estate

Great communication and no real delays in the refinance process. I really appreciate the commitment and patience Stephan and Adam had for me throughout the process. I have gone through many many lenders, and this has been the smoothest transaction I've dealt with. Will definitely use Stephan again in the future.

Jim Curry Real Estate Investor
President of World Equities LLC

Darren is the absolute best in the business! I had him fund 2 loans for me within the same year and he was able to do both no matter what obstacles were in the way. There are a ton of good lenders out there, but only a few great ones. Darren is a great one for sure!

Nguyen Pham
Sunh Fish

$937k purchase money stated income loan & $450k stated refi loan

Darren:

Thank you for the Fannie Mae approval!

And, you betcha…I will happily refer you to my clients! You are great to work with and I appreciate your competence and willingness to go the extra distance. Having a lender like you is not easy to come by! You do your profession proud.

Thank you again and enjoy this gorgeous day!

Jan M. Merges
Realtor®
925.989.5921
Coldwell Banker
BRE #01712875

As a realtor my expectations are very high. Stephan and Adam, exceeded my expectations. From start to finish they kept me informed and up to date on the transaction. I highly recommend Valor Lending Group with Stephan and Adam. Valor has a wide variety of loan products and service is 5 Star! Thank you

Jam Zayer
Zayer & Associates- Realtor

Thank YOU Darren, it has been great to work with you. Appreciate all your help to make sure we can close on Monday afternoon. You are hands down one of the best lenders I have ever worked with!

Christine J. Kelso
AVP/Escrow Officer
Chicago Title Company
3785 Via Nona Marie, Suite 107
Carmel, CA 93923