Mortgage News and Information

Great Program for True Investors! Are you a real estate investor? You will LOVE this excellent financing solution, which can be a great asset as you work to build your wealth and expand your portfolios. Program Highlights Loan Amounts to $10m LTVs to 80% Cash Out to 70% Credit Scores Starting at 620 Interest Only...

Stop Using Hard Money for Investment Properties **Use the cash flow from the subject property to buy an investment property** **No ownership seasoning required for cash out refinance** **Investors may own an unlimited number of financed properties**  Let me know if you would like to know more.     Call or email me for immediate...

When you are a self-employed business owner, real estate agent or similarly paid occupation, buying a home might not be easy (it should be).  This is because, TYPICALLY, with a standard financing situation the most recent 2 years tax returns is required for income qualification.  At Valor Lending Group, we have programs to avoid this...

Business Expenses Add Up!  If you are a business owner and looking to buy a home this year, you may not have the income to get what you really want because you wrote off your business expenses.  Our new stated income program might be able to help.  See below and let us know if this...

Self employment can be a burden when it comes to trying to buy a home. How much did your client claim on tax returns? Did their P&L show a loss while in start up? Did they reinvest earnings back into the growing business? Give me a call if you would like to surpass these and...

“True” Stated Income loan: No tax returns, no W-2’s, no pay stubs, AND NO 12-24 months bank statements. Loans up to $2.5mm / Rates from *5.5%* for a 30 year loan fixed for 7 years. Must be self employed business owner in the same location for over 2 years with a minimum FICO score of...

New Program Available to the borrowers that are Self Employed and still looking for financing of their new homes! Check this out and let’s get you financed for the home you really deserve!   Call or email me for immediate attention to your scenario! Valor Lending Group also offers literally every loan in the book!...

What is BRRRR? The strategy of BRRRR is to build your real estate portfolio through five seemingly easy steps.  Buy. Rehab. Rent. Refinance. Repeat.  This strategy is widely used and used successfully.  That being said, first things first, an investor has to find the right independent mortgage broker.  A mortgage broker gives the investor multiple...

Did you know that most Americans have the majority of their cash locked up in their house, and we aren’t talking in their mattress? We are talking about the home itself, with all the equity that has been building up to never to be used. It’s like having oil beneath your home but not wanting...

Feel free to chat with us online! You and your clients can chat and send an email through our new chat link! We have also updated our language translator providing  7 languages to choose from. We are making things easier everyday for you or your clients to contact us for any reason. One more example...