Mortgage News and Information

Before, During and After Buying a home Ready to buy a home? Buying a home is one of the largest investments a person makes in their life.  Buyers want to make sure they understand the process and know what to do before, during and after buying a home. CONTACT US if you have any questions. Ready...

If you are interested in FHA financing, here is what you need to know! Whether it be a purchase or refinance or even renovation you can utilize an FHA program.  Using a government program has its pros and con. These include cost, interest rate, down payment and more. Check out this great information. If you...

With Valor’s Low Doc Commercial Loans you can close quickly. Borrowers can launch a transaction by submitting only a completed loan application and credit report! No tax returns, bank statements, leases, rent roll, or historical operating statement required. These are great low doc commercial loan programs when you need a fast close.   T...

The no tax return investment property loan is back. It went away for a few months and it is not the same as it was before but it is the perfect program for the real estate investor who is looking to: buy and hold Refinance into long term financing out of your short term bridge...

What is PMI? PMI, also known as private mortgage insurance, is a type of mortgage insurance from private insurance companies.  Conventional loans have PMI. This insurance is used when there is less than 20% down payment and is provided on traditional and FHA financing. There are two differences between Conventional PMI and FHA PMI. That...

Why Use a Mortgage Broker? Broker’s are independently trained professionals licensed to represent and provide you with the best advice for your mortgage and financing needs. Brokers primary expertise is locating funding for mortgage financing. We know where the best rates can be found because we have the benefit of dealing with multiple lenders at...

Best California Home Loan Lender | Valor Lending Group Here is all you need to know to find the best California Home Loan Lender. First and foremost, we know your purchase loan requires quick turnaround times. We are able to consistently guarantee timely results, because we are proactive and will identity any potential problems, and...

Valor VA Loans In California No Down Ask me! About Your VA Valor Loan CA 100% Financing to $1,500,000.   Best Valor VA Loans California We offer 100% financing up to $1,500,000 on our Valor VA Loan! Would you like to know what you qualify for? Ask me!  Send me your most recent pay stub...

Here are just 3 reasons to use hard money if you are looking to build up your real estate portfolio this year. There are many reasons to user hard money for your investment property needs whether you are looking for fast turn times, present a stronger position with your offer or have credit history issues,...

Best California Jumbo Loans | Valor Lending Group is Still Funding Jumbo High Balance Conforming and Government Loans  Are you looking to finance the equity property of your dreams? Do you want to access equity in your existing home? Are you interested in learning more about how jumbo loans can fit your needs? Then we...