Mortgage News and Information

Feel free to chat with us online! You and your clients can chat and send an email through our new chat link! We have also updated our language translator providing  7 languages to choose from. We are making things easier everyday for you or your clients to contact us for any reason. One more example...

  Look for what the Fed Chairman Powell  Says tomorrow! I will keep you posted!     Always at your Service! Please do not hesitate to call! Janice 858-442-1854 JLiles@ValorLending.com Licensed CA Real Estate Broker since 2000 Janice LilesBroker-Associate CA DRE #01022277 NMLS # 1638964 Valor Lending Group “Pride in Lending̶...

As specialists in funding fix and flip loans, we at Valor Lending Group know there is enough to worry about in a rehab project. From difficult to estimate labor / materials expenses to uncooperative weather, rehabbing always comes with a unique set of challenges. That’s why we have funding solutions that are transparent, streamlined, and...

Why Use a Mortgage Broker? Broker’s are independently trained professionals licensed to represent and provide you with the best advice for your mortgage and financing needs. Brokers primary expertise is locating funding for mortgage financing. We know where the best rates can be found because we have the benefit of dealing with multiple lenders at...

What is PMI? PMI, also known as private mortgage insurance, is a type of mortgage insurance from private insurance companies used with conventional loans. Similar to other kinds of mortgage insurance policies, PMI protects the lender if you stop making payments on your home loan. PMI can be arranged by the lender and provided by...

  Up to 80% LTV | NOO Bridge Loans | Fast 2 Week Close NOO | INVESTMENT PROPERTY BRIDGE  PROGRAM: 7.99%* | Interest Only Payments | 1-2 year loan | NO Prepayment Penalty | Up to 80% LTV     Valor Lending Group also offers literally every loan in the book! Check out our programs...

Valor Lending Group has plenty of capacity! We are always striving to increase our capacity to provide these high value services to our Great Nation “The volume of mortgage applications continued to be shored up by refinancing during the week ended August 16, but overall activity was down. The Mortgage Bankers Association (MBA) said its...

  Just ask my borrowers and Brokers! They speak for me!     We are partnered with over 100 direct lenders, multiple pools of private investors, 2 thrifts that fund on Wall Street, a hedge fund with billions to lend, and 21 Life Companies. Always at your Service! Please do not hesitate to call! Janice...

Investors are making moves in the Real Estate market through the 1031 exchange program. By using the 1031 Exchange, Investors are able to sell one property in exchange for a like-kind property and are able to defer the capital gains tax liability. Valor Lending Group can help to facilitate the exchange from start to finish...

Valor Lending Group offers an inedible array of hard money (bridge) loan programs, providing you with same-as-cash purchasing power.  Commercial Hard Money Loans | Nationwide | Purchase | R/T Refinance | Cash Out Refinance | Cross other REO for 100% Financing     Commercial Loans | Nationwide Up to 75% LTV (Purchase) 5.5-12% Interest 6...