Mortgage News and Information

Fix & Flip Loans | 2 Week Close We have a new program available: Rate as low as **7.99%** Financing up to 24 months Loan amounts to $2mm Interest only payments Up to 90% of acquisition and rehab cost Call or email me for immediate attention to your scenario! Frank Caruso at Valor Lending Group...

Declining interest rates made for another strong week for mortgage applications.  The Mortgage Bankers Association (MBA) said its Market Composite Index rose 5.2 percent on a seasonally adjusted basis during the week ended October 4..  This was on top of an 8.1 percent increase during the week ended September 27. On an unadjusted basis the index...

Unlock the equity in your investment property!  Valor Lending Group’s Investor Cash Flow mortgage program allows you to qualify based on personal credit and property cash flow.  No personal income required to qualify, no need to submit income statements or tax returns. Best for investors looking for non-bank financing solutions for 1-4 Unit R...

  Do you have transactions that are time sensitive and need a quick funding?   Owner Occupied bridge loans and Non-QM fallout? We can fund a 3-day close on Owner Occupied Purchase Loans in California with no Appraisal. Ask me how!   Program Highlights:  Rates starting in high 6s* No Appraisal Options No Income Verification...

1-4 Units Bank Statement Deposit Loans–We can fund your loan without tax returns or W2s! Bank Statement Deposit Loans are ideal for people who are self-employed, realtors, and consultants to name a few. Our bank statement team saves you time by reviewing statements, analyzing deposits and calculating income for submissions. **UPDATE: Now only...

  Valor Lending group offers multiple types of Stated Income Loans. We offer 5% down Jumbo Loans up to $1.5mm & 10% down Jumbo Loans up to $2.5mm We save deals! Typically funding your fast hard money loan (bridge loan) in 5 – 10 day without an appraisal.   Stated Income Loans: 1). True stated...

  Frank Caruso with Valor Lending Group funds commercial loans for nearly every type of commercial property throughout the Continental US and Beyond! We have an incredible array of lenders, pools of private money investors and thrifts that we can fund your deal through.   Whether you are seeking a purchase, cash out refi or...

Non-agency Jumbos Jumbo Residential Real Estate Investors use a number of different programs at your disposal with Valor Lending Group. Allow us to see what program work best for your client’s situation. Contact me today for information on your client’s needs.     Up to 95% LTV with NO MI Max loan amount $2,500,000 Flexible...

Check out the Non-owner occupied programs because we understand that there isn’t just one way to make a transaction work.       Call or email me for immediate attention to your scenario! Valor Lending Group also offers literally every loan in the book! Check out more information on our programs CLICK HERE and please do not...

  We can fund your loan without tax returns or W2s–For self-employed borrowers in business for at least 2 years, all you need is sufficient qualifying deposits on either your personal or business bank statements. You can also qualify based on your 1099s! Valor Lending Group offers multiple types of Stated Income & Bank Statement...