Fast Hard Money | 100% Financing
Are you interest in learning about our Fast Hard Money | 100% Financing loans?
Valor Lending Group has got you covered!
Valor is happy to announce that we are currently licensed in California, Arizona and NOW FLORIDA!
We are excited for the opportunity to serve up EVERY loan in the book to the beautiful sunshine state and look forward to raising the bar in mortgage loan financing!

Investors Leverage your Real Estate Assets:
Have equity in another investment property?
We can cross in a 2nd position for the down payment on your new acquisition and cover closing costs for 100% financing! !
Valor Lending Group can fund your HARD MONEY up to $10MM in as little as 10 days often times without an appraisal.
What Is a Valor Cross-Collateral Loan?
A cross-collateral loan is a loan in which you use an asset, like other real estate owned as collateral for an initial loan as collateral for a second loan. This gives you the ability to leverage for 100% financing when crossing other real estate owned at 65% CLTV for 100% financing.
Valor Cross-Collateral Loan:
Do you have a portfolio with properties that have available equity?
- Leverage for 100% financing when crossing other real estate owned at 65% CLTV for 100% financing
- Terms of 1-2 years
- Max CLTV of 65%
- No prepayment penalty
- Interest only starting in the 8’s
No appraisal subject to lender discretion on a case by case basis
Valor Lending Group also offers literally every loan in the book!
Check out our programs below and please do not hesitate to call on me for any scenarios.
I look forward to an opportunity to demonstrate my prompt and professional service.
Recap of our Loan Products
- Hard Money Loans (20% down / minimal documentation) Typically Fund in 7-10 days.
- Stated Income Loans (Great for business owners and self employed ) No tax returns!
- 100% financing is available (we can cross collateralize other properties if there is enough equity)
- Valor VA Home Loan 100% financing up to $1.5MM
- Rental Property Loan – No tax returns or DTI calculation! Based on subject property cash flow – No DSCR Coverage needed!
- Flipper & Rehab Loans (Flip a property with one of our many options)
- 2nd Position Loans up to $5mm
- Raw Land & Lot Loans
- Ground up Construction for spec homes, custom homes and commercial ground up.
- Farms, Vineyards, Ranches and Agricultural Properties (25-30% down)
- 10% down Jumbo’s up to $1.5mm
- Manufactured Housing / Mobile Homes (20% down / 600+ credit score)
- Acreage Properties
- Commercial Loans up to $500mm
- 3% & 5% down Conventional Loans– LPMI (Lender paid mortgage insurance)
- Foreign Nationals Loans (no social security or residency required)
We Also Offer:
- Conventional Conforming Loans
- High Balance Conforming
- Jumbo Loan Financing | 10% down Jumbo to $1.5mm
- FHA, USDA
- Reverse mortgages up to $1 Million Value
- Cash Out Refinancing
**Rates and terms subject to change without notice

We are never too busy for your referrals!
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Did we miss anything?
- Call or Email me (Stefanie Prescher) if there is any information that we have missed
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