Need Hard Money Fast??? Check out these programs! Close in 7-14 days!
Non-Owner Occupied Bridge Loans:
80% LTV
Rates start at 7.99%*
6-24 Month terms available
Fix and Flip
90% LTV + 90% Rehab
Rates start at 7.99%*
12 Month term available
Commercial
75%LTV
6-36 Month terms available
No appraisal option
We offer every loan in the book!
Recap of our Loan Products:
- Hard Money Loans (20-50% down / minimal documentation) Typically Fund in 7-10 days.
- Stated Income Loans (Great for business owners and self employed ) No tax returns
- 100% financing is available (we can cross collateralize other properties if there is enough equity)
- Investor Cash Flow Loan – No tax returns or DTI calculation! Based on subject property cash flow – 1% DCR!
- Flipper Loans (Flip a property with one of our many options)
- 2nd Position Loans up to $5mm
- Raw Land & Lot Loans
- Ground up Construction for spec homes, custom homes and commercial ground up.
- Farms, Vineyards, Ranches and Agricultural Properties (25-30% down)
- 10.1% down Jumbo’s with NO MI up to $2.5mm
- Manufactured Housing / Mobile Homes (20% down / 620+ credit score)
- Acreage Properties
- Commercial Loans up to $500mm
- 3% & 5% down Conventional – LPMI (Lender paid mortgage insurance)
- Foreign Nationals Loans (no social security or residency required)
We also offer:
- 10, 15, 20, 25, 30 year Fixed, Conventional Conforming Loans (under $417k)
- High Balance Conforming aka Super Conforming (from $417k-$625k)
- Jumbo’s to $10 Million / Super low rates! / 10% down Jumbo to $2.5mm
- FHA, VA, USDA
- ARM’s
- Reverse mortgages up to $10 Million Value
- Refinance including Cash Out
I am able to take a Loan Application on a moment’s notice & will be happy to provide Pre approval letters. Please don’t hesitate to contact me at: owilberg@valorlending.com #916-873-3086
*Rates are based on CA property, 660 FICO with 1 verified investment property, loan amount $1M, APR 8.24%
