Self-Employed Borrowers
CA Primary Residence
Reduced Income Doc*
Purchase
$1.499mm 75% LTV
$3mm 70% LTV
First time buyers 70% max LTV / 50% Gift Funds allowed
Cash out
$250K – $999K 70% LTV
$3mm 60% LTV
Credit score 650+
*Self-employed 2+ years verified by CPA letter and Business License
* No Tax Returns / No P&L
*100% Gift allowed / 50% First time Home buyer
*Required 1 month most recent bank statement verifying => 50% of income stated on loan application
Please do not hesitate to call if I may be of service in any way!
Pre-Approval Letter on request!
We are partnered with over 100 direct lenders, multiple pools of private investors, 2 thrifts that fund on Wall Street, a hedge fund with billions to lend, and 21 Life Companies.
Always at your Service!
Please do not hesitate to call!
Janice
858-442-1854
JLiles@ValorLending.com
Licensed CA Real Estate Broker since 2000
