Valor Lending Group
Offers many options for
Your Real Property Financing!
Perfect time to purchase or refinance.
Call me so we can discuss your options!
Many types of real property financing!
We offer: Low Doc* No Doc* No pay stubs* No 4506*
We are partnered with over 100 direct lenders, multiple pools of private investors, 2 thrifts that fund on Wall Street, a hedge fund with billions to lend, and 21 Life Companies.
Always at your Service!
Please do not hesitate to call!
Janice
858-442-1854
JLiles@ValorLending.com
Licensed CA Real Estate Broker since 2000
Recap of our Loan Products:
Hard Money Loans (20% down / minimal documentation) Typically Fund in 7-10 days.
Stated Income Loans (Great for business owners and self-employed ) No tax returns!
100% financing is available (we can cross collateralize other properties if there is enough equity)
Investor Cash Flow Loan – No tax returns or DTI calculation! Based on subject property cash flow – 1% DCR!
Flipper & Rehab Loans (Flip a property with one of our many options)
2nd Position Loans up to $5mm
Raw Land & Lot Loans
Ground up Construction for spec homes, custom homes and commercial ground up.
Farms, Vineyards, Ranches and Agricultural Properties (25-30% down)
5% down Jumbo’s with NO MI up to $2mm / 10% down up to $3mm
Manufactured Housing / Mobile Homes (20% down / 600+ credit score)
Acreage Properties
Commercial Loans up to $500mm
3% & 5% down Conventional Loans- LPMI (Lender paid mortgage insurance)
We also offer:
10, 15, 20, 25, 30 year Fixed, Conventional Conforming Loans (under $484,350k)
High Balance Conforming aka Super Conforming (from $484,350-$726,525)
Jumbo’s to $10 Million / Super low rates! / 10% down Jumbo to $3mm
FHA, VA, USDA
ARM’s
Reverse mortgages up to $1 Million Value
Refinance including Cash Out
No Doc Loans offer these attractive benefits
* No Tax returns* ⦁ No W-2’s* ⦁ No pay stubs* ⦁ No 4506*
