So Cal Bridge Loans

So Cal Bridge Loans 

 Valor Lending Group | Typically without an appraisal**

 

 

 

Are you looking to buy a new investment property?

Do you need to pull cash out from other real estate for a down payment to buy a new investment property?

Need to cash out from a current property owned to pay off a business purpose?

Do you need cash out from a current investment property to improve that investment property?

Valor Lending has every loan in the book and will immediately assist you with your scenario!

 

So Cal Bridge Loans

Valor Bridge Owner Occupied:

Do you need to pull cash out of your primary residence for a business purpose?

• Property being used as the borrower primary residence
• terms of up to 11 months
• Max LTV of 72% on 1st TD | Max CLTV 65% on 2nd TD
• No Prepayment Penalty
• Interest Only starting in the 9’s

*Owner occupied for California Properties ONLY

Valor Investment Property | Non owner occupied:

Property being used as the borrowers investment property

• Terms 1 to 2 year
• Max LTV of 80% | note: Are you buying below market value? We can use the higher “as is” value with as little as 10% down!
• No Prepayment Penalty
• Interest Only starting in the 7’s

Valor Cross- Collateral Loan:

Do you have a portfolio with properties that have available equity?

• Leverage for 100% financing when crossing other real estate owned at 65% CLT for 100% Financing
• Terms of 1-2 years
• Max CLTV of 65%
• No Prepayment Penalty
• Interest Only starting in the 9s

**no Appraisal Subject to lender discretion on a case by case basis

Needs for Quote (email Allison the following):

1. Property Address:
2. Purchase Price (for Purchase):
3. Property “as is” Value:
4. Current Balance (for Refinance):
5. Total Monthly Rents (confirm if long term or short term Airbnb leases):
6. Monthly Taxes and Insurance:
7. Approx Credit Score:
8. Vesting in and Entity or Individual name:

Other Programs Available | San Diego Hard Money Loans

• Hard Money Loans
• Fix and Flip Loans
• Commercial Loans
• Save your Deal | We Save Deals

 

We are never too busy for your referrals. Feel free to reach out to us so we can provide you excellent service and immediate attention!

 

Check out our reviews HERE