California Hard Money Loans / Stated Income Loans / Fast Money Bridge Loans
Our hard money rates start as low as 7.75% and 1.5% origination! Now that’s cheap hard money…
We have over 900 loan programs available to suit every loan scenario imaginable, you name it and we’ve got you covered! Offering all 1-4 residential loans throughout California and Commercial loans nationally.
Pacificwide Lending offers an incredible array of California Jumbo loans including:
*Super low rate Jumbo Loans up to $10mm / Our Low Rate Jumbo Loans start at 2.875% interest (*3.125% APR), click here for more info…
*10% down Jumbo Loan up to $2.5mm (LPMI) / Our 10.1% Down Jumbo Loans as low as 4.875% interest (*5.375% APR), click here for more info…
*Stated Income Jumbo Loan up to $5mm / Our Stated Income Jumbo Loans as low as 4.75% interest (*6% APR), click here for more info…
*Fast Bridge Money Jumbo Loans starting at 7.75% interest (*APR 8.25%)
Recap of our Loan Products:
1). Stated Income Loans (Great for business owners and self employed )
2). Foreign Nationals Loans (no social security or residency required)
3). Hard Money Loans (30-50% down / minimal documentation) Fund in 7-10 days. Rate start at 7.75%
4). Raw Land and Construction (Bridge Loans) including Spec Home!
5). 5% down Conventional (Lender paid PMI)
6). Residential Income/Investment Property (including Mixed Use) Purchase and Refinance Loans
7). Farms, Vineyards, Ranches and Agricultural Properties (25-30% down rates as low as 2.875%)
8). Flipper Loans (Flip a property with one of our many options)
9). 10.1% down Jumbo’s with NO MI up to $2.5mm
10). Manufactured Housing / Mobile Homes (20% down / 620+ credit score)
11). Acreage Properties
12). Commercial Loans up to $100mm
We also offer:
1). 10, 15, 20, 25, 30 year Fixed, Conventional Conforming Loans (under $417k)
2). High Balance Conforming aka Super Conforming (from $417k-$625k)
3). Jumbo’s to $10 Million / Super low rates! / 10% down Jumbo to $2.5mm
4). FHA, VA, USDA
5). ARM’s
6). Reverse mortgages up to $10 Million Value
7). Refinance including Cash Out
Proudly serving The San Francisco Bay Area California since 2002.
Give me a call or email to discuss your scenario today!
Darren Carlin
VP / Partner
Pacificwide Lending
(925)872-0695
dcarlin@pacificwidelending.com
*Rates and Terms are subject to change without notice
*Low Rate Jumbo Loan = 5/1 (6 mo. LIBOR ARM) Based upon a $1mm loan, P&I Payment = $4,149
*10.1% down Jumbo Loan = 5/1 (6 mo. LIBOR ARM) Based upon a $1.5mm Loan, P&I Payment = $8,283
*15% down Jumbo Loan = 5/1 (6 mo. LIBOR ARM) Based upon a $2mm Loan, P&I Payment = $10,585
*Stated income Jumbo Loan = 5/1 (6 mo. LIBOR ARM) Based upon a $3mm Loan, P&I Payment = $17,508
