Olivia Wilberg will blow you away with her incredible dedication to excellence! She is a highly polished career professional that prides herself on her fiduciary duty to her clients.
Allow her to demonstrate her prompt and professional handling of your Residential or Commercial Real Estate Transaction!
Valor also offers an incredible array of mortgage loan programs to accommodate any given loan scenario.
Recap of our Loan Products:
1). Stated Income Loans (Great for business owners and self employed )
2). Foreign Nationals Loans (no social security or residency required)
3). Hard Money Loans (30-50% down / minimal documentation) Fund in 7-10 days.
4). Raw Land and Construction (Bridge Loans) including Spec Home!
5). 2nd Position Loans up to $5mm
6). Residential Income/Investment Property (including Mixed Use) Purchase and Refinance Loans
7). Farms, Vineyards, Ranches and Agricultural Properties (25-30% down)
8). Flipper Loans (Flip a property with one of our many options)
9). 10.1% down Jumbo’s with NO MI up to $2.5mm
10). Manufactured Housing / Mobile Homes (20% down / 620+ credit score)
11). Acreage Properties
12). Commercial Loans up to $100mm
13). 5% down Conventional (Lender paid PMI)
We also offer:
1). 10, 15, 20, 25, 30 year Fixed, Conventional Conforming Loans (under $417k)
2). High Balance Conforming aka Super Conforming (from $417k-$625k)
3). Jumbo’s to $10 Million / Super low rates! / 10% down Jumbo to $2.5mm
4). FHA, VA, USDA
5). ARM’s
6). Reverse mortgages up to $10 Million Value
7). Refinance including Cash Out
We are able to take a Loan Application on a moment’s notice & will be happy to provide Pre approval letters.
Please do not hesitate to call on us if we may be of service in any way!
Olivia Wilberg
Realtor / Commercial Real Estate Agent
Valor Real Estate Group
(916)873-3086
owilberg@valorre.com
Darren Carlin
CEO
Valor Lending Group
(925)872-0695
dcarlin@valorlending.com