Treasury Rolls Out Huge Fannie/Freddie Reform Plan
The Treasury Department released the Trump Administration’s long-awaited plan for reforming the nation’s housing finance system on Thursday. Treasury says the Plan “includes nearly 50 recommended legislative and administrative reforms to define a limited role for the Federal Government in the housing finance system, enhance taxpayer protections against future bailouts, and promote competition in the […]
Home Prices Are On The Rise Again
A second housing price index is showing an uptick in the rate of appreciation, possibly because interest rates declines have begun to mitigate affordability issues. CoreLogic says its Home Price Index for July was up 3.6 percent in July, the annual increase in June, was 3.4 percent. On a month over month basis the gain […]
Homeownership is the Top Contributor to Household Wealth
Valor Lending Group features every loan in the book to assist America in realizing the dream of wealth! Homeownership is the Top Contributor to Household Wealth Two US Census Bureau researchers have determined that the biggest determinants of household wealth are owning a home and having a retirement account. While that may not be surprising, […]
Refinancing Wave Continues, Lenders May Have Capacity Restraints
Valor Lending Group has plenty of capacity! We are always striving to increase our capacity to provide these high value services to our Great Nation “The volume of mortgage applications continued to be shored up by refinancing during the week ended August 16, but overall activity was down. The Mortgage Bankers Association (MBA) said its […]
Just When You Thought Rates wouldn’t Go Any Lower
Mortgage rates were already in great shape on Friday after having fallen to the lowest levels since November 2016. Rather than draw inspiration from the week’s big ticket events (Fed announcement and jobs report), the biggest source of inspiration was a flare-up in trade tensions following Trump’s announcement of new tariffs on Chinese imports. Trade war […]
Mortgage Rates Fall Again as Lenders Play Catch Up
Mortgage rates were lower again today. The improvement was fairly decent given the amount of movement seen in the bond market. The reason for that has to do with the phenomenon we discussed on Friday whereby mortgage lenders are generally a bit cautious when it comes to adjusting rate sheets to keep pace with bond market movement. […]
100% Financing | Leverage Your Equity | Fast Hard Money
Investors Leverage your Real Estate Assets: Have equity in another investment property? We can cross in a 2nd position for the down payment on your new acquisition and cover closing costs for 100% financing! ! Valor Lending Group can fund your HARD MONEY up to $10MM in as little as 10 days often times without […]
Non Owner Occupied Bridge Loans | Up to 80% LTV | Cash Out | Acquire | R/T
Non Owner Occupied BRIDGE PROGRAM: 7.99%* | Interest Only Payments | 1-2 year loan | NO Prepayment Penalty | Up to 80% LTV Valor Lending Group can fund your HARD MONEY up to $10MM in as little as 10 days ! We look forward to an opportunity to demonstrate our prompt and professional service. […]
Investor Cash Flow Program | Up to $2.5M on Purchase & R/T | Up to $2M Cash Out
Are You a Residential Real Estate Investor? Use the Investment Property Cash Flow to Qualify! There are a number of programs that are at your disposal with Valor Lending Group if you are a real estate investor. What program is right for you or your client’s situation? Real Estate Investor Program: Don’t let rising […]
Delinquency rates lowest in decades!
http://www.mortgagenewsdaily.com/07092019_corelogic_delinquency_report.asp by: Jann Swanson Delinquency Rates Lowest in Decades, with Disaster-Related Exceptions Decrease Font Size Text Increase Font Size Jul 9 2019, 10:19AM The national delinquency rate declined by another 0.7 percent on an annual basis in April. Mortgage loans that were 30 or more days past due, including those in foreclosure, accounted for […]
90% of the acquisition and rehab cost | Fix & Flip Loans | 2 Week Close
As specialists in funding fix and flip loans, we at Valor Lending Group know there is enough to worry about in a rehab project. From difficult to estimate labor / materials expenses to uncooperative weather, rehabbing always comes with a unique set of challenges. That’s why we have funding solutions that are transparent, streamlined, and […]
