Foreign National Loans / Limited Doc Loans
Foreign National’s are purchasing a lot of Real Estate in Northern California, especially The San Francisco Bay Area. Save this email for when you are representing a foreigner. 40% down gets ANY Foreign National a Mortgage Loan up to $1.5mm Rates starting as low as 5.99% Limited Doc’s Here’s the kicker: We can help them get […]
Hard Money Loans, No Doc Loans, Stated Income Loans
We can usually fund your hard money loan in 10-14 days. Loans up to $10mm LTV’s as high as 75% Credit scores as low as 580 Owner Occupied & Non Owner Occupied SFR’s, Townhouses, Condo’s, Duplex, Triplex, 4plex, Acreage Properties Interest Rates as low as 7.9% Origination Fee’s as low as 2% 5,7 & 10 […]
Stated Income Loans Available
Stated Income Loan Programs are back and we are funding many millions every month. Stated Matrix: No tax returns or W-2’s Credit: Minimum Fico 620 / Bankruptcy, Foreclosure, Loan Mod need 12 months seasoning Down Payment: Max 65% LTV Loan Amounts: Up to $2.5mm Property Types: SFR, Duplex, Triplex, Four Units, Condo, Townhouses 5/1 LIBOR ARM […]
Mortgage Pre-Approval: Tips To Get Your Purchase Loan Approved Faster
Buying a home? Whether you’re a first-time home buyer, repeat buyer, or real estate investor, it helps to know about the mortgage pre approval process. Mortgage pre approvals are powerful tools for today’s competitive home buyer. Learn more and get access to today’s current mortgage rates. Copy the following link into your browser to learn more: […]
Our Favorite Thanksgiving Recipes
How better to celebrate Thanksgiving than to gather friends and family around a feast? For recipe ideas, we gathered 21 of the most popular Thanksgiving recipes as determined by you, the Epicurious reader. So whether you roast a classic Extra-Moist Turkey with Pan Gravy or a take a modernist approach with a Deconstructed Holiday Turkey, […]
Jumbo Loans with only 10% down and NO Mortgage Insurance!
Jumbo Loans with only 10% down and NO Mortgage Insurance! 700 FICO Lender Paid Mortgage Insurance SFR, Townhouse, Condo, Duplex, Triplex Owner occupied OR Investment Properties 5/1 LIBOR ARM / 4.5% Interest / 2.5% Margin / 30 Year Amortization Give me a call today to discuss your loan scenario! Recap of our Loan Products: […]
How to boost your FICO Score before applying for a Mortgage
Preparing Your Credit Score For A Home Purchase All too often, homebuyers enter into contracts to purchase homes without first considering the condition of their credit report. A lot of homebuyers mistakenly believe that their household income and assets are enough to qualify them for a loan and low mortgage rates, but credit reports can […]
4 mistakes that increase a Borrowers Mortgage Closing Costs
1). Don’t Overpay On Discount Points Discount points are a one-time, upfront fee paid at closing which gets a homeowner access to lower mortgage rates than “the market”. They’re paid as a percentage of your loan size such that 1 discount point carries a cost equal to 1% of your loan size. 2). Opt For […]
Current Mortgage Rates Boost Home Sales
With current mortgage rates the lowest they’ve been since mid-last year, U.S. home sales are thriving. In September, despite a limited number of home for sale nationwide, sales of existing homes topped five million units on a seasonally-adjusted, annualized basis, marking the fourth consecutive month sales totaled more than one-half million units on an annualized […]
Mortgage Loan Rates Hit High 3’s!
Mortgage rates continued living the dream today, falling decisively past last week’s lows to claim another instance of “best rates since June 2013.” Today’s move was exceptional compared to last week’s. Todays Home Loan Interest Rates are optimal. Right now would be a great time to refinance your mortgage. Today’s Best-Execution Rates •30YR FIXED – […]
Free access to your Mortgage Credit Scores plus 5 ways to improve your FICO
Good credit scores give access to more than just today’s lowest mortgage rates — they give access to today’s best loan programs, too. You need a decent credit score to get approved for the low-downpayment FHA mortgage, and for the No Money Down USDA loan, as examples. Plus, for borrowers using conventional loans to buy […]
