How to underwrite a multifamily property and obtain a commercial loan

How to underwrite a multifamily property like an apartment complex to secure your cash flowing apartment and obtain a commercial loan. Using all of this date you would want to underwrite the financials to ensure the property cash-flows before you submit an offer to the Broker/Seller. In general there are two main reasons commercial property […]
Does the BRRRR method makes sense in today’s market?

Inquiring minds wonder of the BRRRR method makes sense in today’s market of higher interest rates and talk of recession. First question of course would be, what the heck is the BRRRR method? It’s a real estate strategy that massively improves your net worth by BUYING distressed investment properties. REHAB the properties. RENT the properties. REFINANCE the properties to pull cash out […]
How to understand Commercial Loans versus residential loans
How to understand commercial loans versus residential loans. Firstly, let me set the record straight and answer one of the most common questions – yes me at the team at Valor Lending do commercial loans! Secondly, let’s talk about Commercial Mortgage Loans which are often vastly different than loans for residential properties. Although they both […]
Tips to the best 3 words – clear to close on your home loan

Looking for tips to make sure you hear the best 3 words? Clear to close. When you’ve found your favorite home, submitted your offer and won the bid in the growingly competitive market, and then you wait tensely for the notice from your lender that you’re clear to close. It can be a long wait. […]
How to qualify for a home loan when you own a small business

When you are a self-employed business owner it’s more difficult to qualify for your dream home? It’s tough many time to qualify for home loan when self employed. Often you don’t show as much income on your P&L Statements or take out as much on your W-2 or owner draws to qualify – but in […]
How to secure a great fix and flip loan

Fix and Flip Loans | Valor Lending Group Are you interested in one of our fix and flip loans? Valor Lending Group has multiple sources to help you acquire the best loan around! THE TIME IS NOW! LET’S GET STARTED ON YOUR REHAB ADVENTURE TODAY! YOUR LOAN COULD BE THE NEXT ONE WE FUND! Construction […]
How to acquire rental properties and become a real estate mogul

Wonder how to acquire rental properties to become a real estate mogul? Me too – at least the mogul part – working as your mortgage loan originator I know about DSCR loans where you qualify for a mortgage based upon the cash the rental property will generate – not on your personal income, debt and […]
How to turn cash into cash flowing real estate

How to use your lazy cash into cash-flowing real property – use a HELOC or a home equity to purchase investment real estate. Ever wonder how people have all this savings sitting around to deploy into purchasing investment properties? Are they just good savers? Nope, they aren’t just good savers – they are accessing the […]
Top 5 things you should know about reverse mortgages

Looking into top tips that you should know about reverse mortgages? Well you’ve come to the right place! Tip #1…You have to sell your house to get a Reverse Mortgage. Answer: How can your sell your house, and then go back and refinance your former house with a Reverse Mortgage? YOU CAN’T! IT’S NOT TRUE! […]
Is building your dream home better than competing in this crazy housing market?

Is building your dream house better than competing in this crazy housing market in SoCal? This article focuses on expert tips on funding your ground up construction home – have you ever sat down to evaluate how to fund your dream ground-up new construction home in CA? There’s beautiful land all throughout California – San […]
How to get a stellar commercial property loan

Wonder how to get a stellar commercial property loans are in the coming year? We all wait with baited breath to understand if we’re truly in a recession – there will be many opportunities in residential and commercial space. Commercial Mortgage Loans are often vastly different than loans for residential properties. Although they both pertain […]