How to make your move stress-free with your pets

How to make your move stress-free for your pets. Let’s face it – your pets are your family and you want it to be easy on them when you move from home-to-home. With our pets – Tulip, Bella and Buddha we’ve make it an important thought what type of situation we would move to and […]
How to use 3 Home Loans for your Short-term Situation

How to use 3 New Short-Term Loan Options | Valor Lending Group 3 Options | Typically without an appraisal Would you like to learn about our 3 new short-term bridge loan options? Are you ready for a fresh start in the beautiful state of California? Would you like to purchase a new home but your […]
What is a Jumbo loan and how to qualify
Ever wonder what a jumbo loan is? I have – I’ve wondered what this “jumbo” dollar amount it – so I just looked up the numbers for 2023 – in AZ you’re looking at $726,200 and for California the jumbo loan amount varies from $647,200 and may go as high as $970,800. Jumbo loans are […]
What’s a good way to use a bridge loan?

What’s a good way to use a bridge loan is part of your investing strategy? Here are 3 strategies: 1 – One major way to secure a short term bridge loan so you can appear to be submitting an “all cash offer” when really you’re just get short-term bridge loan. 2 – Another good way […]
How to get your AZ Stated Income Mortgage Loan

Are you a self-employed business owner and want to qualify for your dream home? It’s tough many time to qualify for home loan when self employed. Often you don’t show as much income on your P&L Statements or take out as much on your W-2 or owner draws to qualify – but in reality you […]
Tips on how to buy your first home-8 simple steps

Many times as a Mortgage Loan officer, I’m asked how to qualify for a home loan – especially for first time home buyers. The costs for homes have increased by 20-30% in many markets. So I’ve broken down 8 simple steps to qualify for your 1st home loan. 8 Simple Steps for your Home loan […]
How reverse mortgages can help people with a fixed income
A reverse mortgage is a loan option for homeowners 62 years or older that allows them to access the equity in their home without having to sell it or make monthly payments. Instead of paying the lender, the lender pays the homeowner, usually in the form of a lump sum, monthly payments, or a line […]
Build your multifamily new construction projects in CA

When you think about building a ground-up new construction property it’s interesting to think about how to shoot for the highest net-operating income and multifamily properties are a great bet to hedge your bet across many individual tenants – or “doors” in the multifamily vernacular. Building your multifamily new construction projects in CA is highly […]
How to have your Multifamily Property generate passive income

When you invest in multifamily properties it’s important to underwrite the finances to make sure the Multifamily Property generates passive income. Commercial Mortgage Loans are often vastly different than loans for residential properties. When you are talking about multifamily properties it’s usually for units with 5+ doors. What to collect to ensure your multifamily property […]
What is the BRRRR method?

What is the BRRRR method? The BRRRR method is a real estate strategy that massively improves your net worth by BUYING distressed investment properties. REHAB the properties. RENT the properties. REFINANCE the properties to pull cash out to purchase more investment properties to REPEAT the process all over again. If done correctly, this method can skyrocket your passive income and grow your […]
How to qualify for Short Term Rental loans for investment properties nationwide

Wondering how to qualify for short term rentals loans (STR) or medium term rental loans for your investment properties across the USA? | Valor Lending Group When you are embarking on the process of acquiring your rental property loan it is important to have a knowledgeable team behind you that knows all the tricks of […]