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Builder Confidence Skyrockets, Matching 1988 Record

by Darren Carlin / Monday, 17 August 2020 / Published in Darren Carlin, Mortgage News

 

Builder Confidence Skyrockets, Matching 1988 Record.

Valor Lending Group is still funding ground up construction loans.

Taken from a Great article by Jann Swanson!

by: Jann Swanson
Builder Confidence Skyrockets, Matching 1988 Record
Aug 17 2020, 10:01AM

Builders have tied their 32-year old record for confidence as measured by the National Association of Home Builders. The Index, jumped by 6 points in August to 78. And is also 6 points higher than it was in March, before the COVID-19 pandemic shut down. The last time the HMI was this high was in December 1988. Builders also set a survey high with their perceptions of buyer traffic.

Valor Lending Group features spec and custom construction home loans up to $20M.

Recap of our Loan Products:

  1. Stated Income Loans (No Tax Returns, no W-2s, No P&L) up to $5M
  2. Bank Statement Income Loans (Great Bank Statement Program for business owners and self employed)
  3. Hard Money Loans (As low as 20% down / minimal documentation) Fund in 7-10 days.
  4. Flipper Loans (Flip a property with one of our many options)
  5. Line of Credit
  6. 100% Financing (cross collateralize)
  7. Foreign Nationals Loans (no social security or residency required)
  8. Raw Land & Lot Loans
  9. Ground up Construction for spec homes, custom home’s and commercial ground up to $500M.
  10. 2nd Position Loans up to $5M
  11. Rental Property Loan – No tax returns or DTI calculation! Based on subject property cash flow
  12. Farms, Vineyards, Ranches and Agricultural Properties (20-30% down)
  13. 10% down Jumbo’s with NO MI up to $2.5M
  14. Manufactured Housing / Mobile Homes (20% down / 620+ credit score)
  15. Acreage Properties
  16. Commercial Loans up to $500M
  17. 5% down Jumbo (Up to $2M Lender paid PMI)

We also offer:

  1. 10, 15, 20, 25, 30 year Fixed, Conventional Conforming Loans (under $484,350)
  2. High Balance Conforming aka Super Conforming (from $484,350-$726,525)
  3. Jumbo’s to $10 Million / Super low rates! / 10% down Jumbo to $3mm
  4. FHA, VA, USDA
  5. ARM’s
  6. Reverse mortgages up to $10 Million Value

Google Reviews

Darren Carlin
CEO
Valor Lending Group
CA BRE # 02026238
NMLS # 1600345
“Pride in Lending”
Petco Park
Diamond View Tower
350 10th Ave / 10th Floor
San Diego, CA 92101
Cell: (925) 872-0695
Office: (619) 344-2640
Fax: (619) 872-2400
email: dcarlin@valorlending.com
web: www.valorlending.com
Tagged under: construction loans, custom home construction loans, flipper loans, hard money loans, jumbo loans, spec home construction loans

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CA DRE #02026238  :  NMLS #1600345

Valor Lending Group
"Pride in Lending"
Petco Park
Diamond View Tower

350 10th Ave / 10th Floor
San Diego, CA 92101
info@valorlending.com
Office: (619) 344-2640
Fax: (619) 872-2400

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