Best California Construction Loans

 

Valor Lending Group highlights an amazing variety of the Best California Construction Loans. Whatever you are looking for, whether it be a fix and flip loan, a ground up spec home loan, ground up custom home loan, or commercial ground up construction loan we are here to help. 

 

 

Best California Construction Loans – Spec Home

• Valor has a wide variety of funding sources for Spec Home Projects Nationally. Our specialty is in California.
• Amazing Leverage up to 80% of the total project cost
• Low Rates starting in the 4’s
• Easy Loan Processing
• Experience is considered when pricing – the more experience, the better the program

 

Best Construction Loans – Custom Home

• Valor has a wide variety of funding sources for Custom Home Projects Nationally. Our specialty is in California
• Amazing Leverage up to 90% of the total project cost
• Low Rates starting in the 3’s
• Forward lock, one time close, 30 year loans

Best California Construction Loans – Fix and Flip

• Valor has a wide variety of funding sources for fix and flip Projects Nationally. Our specialty is in California
• Amazing Leverage up to 90% of the purchase price and 100% of the rehab budget
• Low Rates starting in the 7’s
• Easy Loan Processing
• Experience is considered when pricing – the more experience, the better the program

 

Best California Construction Loans – Fix and Hold

• Valor has a wide variety of funding sources for fix and hold Projects Nationally. Our specialty is in California
• Call for details

 

Best Commercial Construction Loans

• Valor has a wide variety of funding sources for commercial ground up projects nationally. Our specialty is in California

 

Summary of our Loan Products:

1. Stated Income Loans (No Tax Returns, no W-2s, No P&L) up to $3M
2. Bank Statement Income Loans (Great Bank Statement Programs for business owners and self-employed)
3. Hard Money Loans (As low as 20% down / minimal documentation) Fund in 7-10 days.
4. Flipper Loans (Flip a property with one of our many options) up to 90% leverage
5. Commercial Line of Credit
6. 100% Financing (cross collateralize- hard money)
7. Foreign Nationals Loans (no social security or residency required)
8. Raw Land Loans & Lot Loans
9. Ground up Construction for spec homes, custom homes and commercial ground up to $500M.
10. 2nd Position Loans up to $5M
11. Rental Property Loan – No tax returns or DTI calculation! Based on subject property cash flow
12. Farms, Vineyards, Ranches and Agricultural Properties (20-30% down)
13. 10% down Jumbo’s with NO MI up to $1.5M
14. Manufactured Housing / Mobile Homes (20% down / 620+ credit score)
15. Acreage Properties
16. Commercial Loans up to $500M
17. 5% down Jumbo (Up to $2M Lender paid PMI)

 

We also offer:

1. 10, 15, 20, 25, 30 year Fixed, Conventional Conforming Loans (under $484,350)
2. High Balance Conforming aka Super Conforming (from $484,350-$726,525)
3. Jumbo’s to $10 Million / Super low rates! / 10% down Jumbo to $3mm
4. FHA, VA, USDA
5. ARM’s
6. Reverse mortgages up to $10 Million Value

 

Check out our Google Reviews