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Do you or your clients need funding? Then we have a solution for you. At Valor Lending Group, we have a multitude of lenders in our portfolio, ranging from Thrifts and Hedge funds to Private Investors and over 100 Direct Lenders. Having this many connections helps us to find you the best funding sources with the lowest rates for any scenario. Commercial Loans Nationwide up to $100mm. California Residential Loans up to $10mm. Fast Hard Money in as little as 5 days. Stated Income, Fix n’ Flip, Gas Stations, Hotels, Raw Land( Fully Entitled or not), etc. You name it we can fund it. Call us today for immediate attention to your loan scenario. We will quickly ID best programs and we make the process easy and keep you updated throughout the process. I look forward to serving you and your clients.

Christopher Lapping / Valor Lending Group / Clapping@Valorlending.com / 808-494-6502

Recap of our Loan Products:
1). Stated Income Loans (Great for business owners and self-employed) 20% down / 620+ credit score / 2 years business license / 12-24 months bank statements
2). Foreign Nationals Loans (no social security or residency required) 35% down / Foreign passport / Document income outside US
3). Hard Money Loans (28-35% down / minimal documentation) Fund in 7-10 days. 480+ credit score
4). Raw Land and Construction (Bridge Loans) including Spec Home! 75% loan to cost (cost of land and construction budget)
5). 3% down Conventional (Lender paid PMI)
6). Residential Income/Investment Property (including Mixed Use) Purchase and Refinance Loans 20-35% down depending on property, credit etc.
7). Farms, Vineyards, Ranches and Agricultural Properties (25-30% down)
8). Flipper Loans (Flip a property with one of our many options) 30% down we finance acquisition and rehab funds / 1-2 year terms
9). 10.1% down Jumbo’s with NO MI up to $2.5mm
10). Manufactured Housing / Mobile Homes (20% down / 620+ credit score) must be tied to real property/Must be at least double wide/Must be built after June 15th 1976 /
11). Acreage Properties
12). Commercial Loans up to $100mm / Purchase and Refinance Loans 25-35% down depending on property, credit etc.
We also offer:
1). 10, 15, 20, 25, 30 year Fixed, Conventional Conforming Loans (under $424k) 30 year fixed
2). High Balance Conforming aka Super Conforming (from $424k-$636k) 30 year fixed
3). Jumbo’s to $10 Million / Super low rates! / 10% down Jumbo to $2.5mm
4). FHA, VA, USDA
5). ARM’s
6). Reverse mortgages up to $10 Million Value
7). Refinance including Cash Out
I am able to take a Loan Application on a moment’s notice & will be happy to provide Pre approval letters.
Please do not hesitate to call on me on each and every scenario and we will ID best programs.
 
Christopher Lapping /Valor Lending Group / 808-494-6502 / CLapping@ValorLending.com