Valor Lending Group is your one stop mortgage loan shop offering every imaginable loan in the book!
We save deals! With our Fast Hard Money Bridge Loans, we can typically close in 7-10 days without an appraisal with rates as low as *5.99%!
Flipper? Rehab Specialist? We’ve got you covered with one of our many construction loans. For professional flippers we can cover up to 85% of the purchase price and 100% of your construction funds!
10% down jumbo loans up to $2.5mm! LPMI (lender paid mortgage insurance)
Stated Income Loans are perfect for business owners and self employed (no tax returns!)
2nd Position Loans up to $5mm! Max CLTV is 65%
Recap of our Loan Products:
- Stated Income Loans (Great for business owners and self employed )
- Foreign Nationals Loans (no social security or residency required)
- Hard Money Loans (30-50% down / minimal documentation) Fund in 7-10 days.
- Raw Land & Lot Loans
- Ground up Construction for spec homes, custom homes and commercial ground up.
- 2nd Position Loans up to $5mm
- Investor Cash Flow Loan – No tax returns or DTI calculation! Based on subject property cash flow
- Farms, Vineyards, Ranches and Agricultural Properties (25-30% down)
- Flipper Loans (Flip a property with one of our many options)
- 1% down Jumbo’s with NO MI up to $2.5mm
- Manufactured Housing / Mobile Homes (20% down / 620+ credit score)
- Acreage Properties
- Commercial Loans up to $100mm
- 5% down Conventional (Lender paid PMI)
- 100% financing is available (we can cross collateralize other properties if there is enough equity)
We also offer:
- 10, 15, 20, 25, 30 year Fixed, Conventional Conforming Loans (under $417k)
- High Balance Conforming aka Super Conforming (from $417k-$625k)
- Jumbo’s to $10 Million / Super low rates! / 10% down Jumbo to $2.5mm
- FHA, VA, USDA
- ARM’s
- Reverse mortgages up to $10 Million Value
- Refinance including Cash Out
I am able to take a Loan Application on a moment’s notice & will be happy to provide Pre approval letters.
Please do not hesitate to call on me if I may be of service in any way!
Darren Carlin
925-872-0695
dcarlin@valorlending.com
*APR 7.99% based upon a $2mm loan at 55% LTV and 1% origination fee
