Fast Hard Money Loans / Stated Income Loans / Flipper & Rehab Loans
Valor Lending Group is your one stop loan shop! Offering every loan in the book! Whether you seek a business loan, cash flow loan, accounts receivable loan, equipment loan or real estate loan we’ve got you covered!
Fast Hard Money Loans:
Fast hard money loans with limited docs as low as *5.99% interest! 7.4% APR
We can often close in 5-10 days without an appraisal!
Whether you have a gas station, restaurant, industrial property or any other type of property, we can fund your loan!
Stated Income Loans:
Stated Income Loans: Perfect for business owners and self employed. No tax returns! We use the cash flow from the bank statement deposits. Must be self employed for 2+ years. Interest rates as low as hi 3’s to low 4’s!
Valor Lending Group has many funding sources for every type of construction loan in the book!
Flipper Loans / Fix-n-flip easily with one of our many loan programs. You put up 15% of the acquisition price and we finance the rest!
Rehab Loans / We cover the up to 90% of the total project!
Ground up Residential and Commercial Construction Loans (up to $100mm) / Custom home or spec home loans. Up to 90% loan to cost
I look forward to any opportunity to serve you and your clients.
Recap of our Loan Products:
- Stated Income Loans (Great for business owners and self employed )
- Foreign Nationals Loans (no social security or residency required)
- Hard Money Loans (30-50% down / minimal documentation) Fund in 7-10 days.
- Raw Land & Lot Loans
- Ground up Construction for spec homes, custom homes and commercial ground up.
- 2nd Position Loans up to $5mm
- Investor Cash Flow Loan – No tax returns or DTI calculation! Based on subject property cash flow
- Farms, Vineyards, Ranches and Agricultural Properties (25-30% down)
- Flipper Loans (Flip a property with one of our many options)
- 1% down Jumbo’s with NO MI up to $2.5mm
- Manufactured Housing / Mobile Homes (20% down / 620+ credit score)
- Acreage Properties
- Commercial Loans up to $100mm
- 5% down Conventional (Lender paid PMI)
We also offer:
- 10, 15, 20, 25, 30 year Fixed, Conventional Conforming Loans (under $417k)
- High Balance Conforming aka Super Conforming (from $417k-$625k)
- Jumbo’s to $10 Million / Super low rates! / 10% down Jumbo to $2.5mm
- FHA, VA, USDA
- Reverse mortgages up to $10 Million Value
- Refinance including Cash Out
I am able to take a Loan Application on a moment’s notice & will be happy to provide Pre approval letters.
Please do not hesitate to call on me if I may be of service in any way!
Valor Lending Group
CA BRE # 02026238
NMLS # 1600345
“Pride in Lending”
Diamond View Tower
350 10th Ave / 10th Floor
San Diego, CA 92101
Cell: (925) 872-0695
Office: (619) 344-2640
Fax: (619) 872-2400