Real Estate Investment Financing with Valor Lending Group
Are you looking to purchase, renovate, and resell an investment property in Florida?
At Valor Lending Group, we help real estate investors explore short-term financing solutions for fix-and-flip projects throughout Florida.
I’m Laura Licea, Mortgage Loan Officer with Valor Lending Group, I specialize in helping borrowers, real estate investors, and self-employed individuals navigate financing options for a variety of real estate transactions.
Valor Lending Group now has a branch office in downtown St. Petersburg, Florida, where I work with clients and real estate professionals throughout the Tampa Bay area and across Florida.
Whether you’re investing in St. Petersburg, Tampa, Jacksonville, Gainesville, or Pensacola, I’m here to help you explore financing options for your next investment project.
What Is a Fix-and-Flip Loan?
A fix-and-flip loan is a short-term financing solution designed for real estate investors purchasing residential properties with the intention of renovating and reselling them.
Depending on the program, financing may cover property acquisition, renovation expenses, or both. Lenders may evaluate the property’s condition, renovation budget, investor experience, and projected after-repair value (ARV).
Five Florida Cities to Consider
1. St. Petersburg, Florida
Established neighborhoods and older homes may present opportunities for renovation and resale. Investors should carefully evaluate flood exposure, insurance costs, and local property values.
2. Tampa, Florida
Tampa offers a diverse residential housing market with opportunities to explore cosmetic renovations and larger rehabilitation projects.
3. Jacksonville, Florida
Jacksonville’s extensive residential market provides a variety of property types and neighborhoods for investors to research.
4. Gainesville, Florida
Gainesville has established residential neighborhoods where investors can evaluate older homes requiring modernization and improvements.
5. Pensacola, Florida
Pensacola offers opportunities to explore residential renovations, with particular attention to coastal insurance requirements and property conditions.
Fix-and-Flip Financing with Valor Lending Group
At Valor Lending Group, we work with lending sources that offer financing solutions for qualifying real estate investment projects.
Available options may include:
- Short-term acquisition financing.
- Renovation and rehabilitation financing.
- Interest-only payment options.
- Financing based partly on after-repair value.
- Options for qualified new and experienced investors.
- Financing for properties requiring significant repairs.
Ready to Finance Your Next Florida Fix-and-Flip Project?
Contact me to discuss your property purchase price, renovation budget, estimated after-repair value, and investment financing options.
Our St. Petersburg branch office provides a local point of contact for investors and real estate professionals throughout the Tampa Bay area.
Recap of our Loan Products:
– Hard Money Loans (20% down / minimal documentation) Typically Fund in 7-10 days.
– Stated Income Loans (Great for business owners and self employed ) No tax returns!
– 100% financing is available (we can cross collateralize other properties if there is enough equity)
– Valor VA Home Loan 100% financing up to $1.5MM
– Rental Property Loan – No tax returns or DTI calculation! Based on subject property cash flow – No DSCR Coverage needed!
– Flipper & Rehab Loans (Flip a property with one of our many options)
– 2nd Position Loans up to $5mm
– Raw Land & Lot Loans
– Ground up Construction for spec homes, custom homes and commercial ground up.
– Farms, Vineyards, Ranches and Agricultural Properties (25-30% down)
– 10% down up to $3mm
– Manufactured Housing
– Acreage Properties
– Commercial Loans up to $500mm
– 3% & 5% down Conventional Loans
– Foreign Nationals Loans (no social security or residency required)
We also offer:
– Conventional Conforming Loans
– High Balance Conforming
– Jumbo Loan Financing to $10 Million / Super low rates! / 10% down Jumbo to $3mm
– FHA, USDA
– Reverse mortgages up to $1 Million Value
– Cash Out Refinancing
**Rates and terms subject to change without notice
Contact Laura Licea today for a personalized mortgage consultation
We are never too busy for your referrals.
For the most up to date mortgage news visit: Mortgage News Daily
Check out our GOOGLE REVIEWS
Did we miss anything?
- Call or Email me Laura Licea if there is any information that we have missed
- Follow us on Social Media
- Share this on your Social Media
- Do not hesitate to give us your feedback
- Ask us for a quote
