You read that correct, Valor Lending Group is looking to expand it’s book of business by taking on new clients and we will fund your loan at the lowest possible origination points! We can help save your deal as we typically do not need an appraisal and can close your loan in 7 – 10 days up to $10 million. Let’s work together to get you the best deal out there!


Valor Lending Group offers hundreds of different loan products and hard money is one of our specialties. 


Allow me the opportunity to demonstrate my prompt and professional handling of your loan transaction. Please call me on my cell phone or email me any time to get your free quote and consultation.


Camille Patterson /Valor Lending Group / 858-732-2320 / CPatterson@ValorLending.com

Recap of our Loan Products:

1). Stated Income Loans (Great for business owners and self-employed) 20% down / 620+ credit score / 2 years business license / 12-24 months bank statements

2). Foreign Nationals Loans (no social security or residency required) 35% down / Foreign passport / Document income outside US

3). Hard Money Loans (28-35% down / minimal documentation) Fund in 7-10 days. 480+ credit score

4). Raw Land and Construction (Bridge Loans) including Spec Home! 75% loan to cost (cost of land and construction budget)

5). 3% down Conventional (Lender paid PMI)

6). Residential Income/Investment Property (including Mixed Use) Purchase and Refinance Loans 20-35% down depending on property, credit etc.

7). Farms, Vineyards, Ranches and Agricultural Properties (25-30% down)

8). Flipper Loans (Flip a property with one of our many options) 30% down we finance acquisition and rehab funds / 1-2 year terms

9). 10.1% down Jumbo’s with NO MI up to $2.5mm

10). Manufactured Housing / Mobile Homes (20% down / 620+ credit score) must be tied to real property/Must be at least double wide/Must be built after June 15th 1996 /

11). Acreage Properties

12). Commercial Loans up to 0mm / Purchase and Refinance Loans 25-35% down depending on property, credit etc. (Almost all property types)

We also offer:

1). 10, 15, 20, 25, 30 year Fixed, Conventional Conforming Loans (under $424k) 30 year fixed
2). High Balance Conforming aka Super Conforming (from $424k-$636k) 30 year fixed
3). Jumbo’s to $10 Million / Super low rates! / 10% down Jumbo to $2.5mm
5). ARM’s
6). Reverse mortgages up to $10 Million Value
7). Refinance including Cash Out

I am able to take a Loan Application on a moment’s notice & will be happy to provide Pre approval letters.

Please do not hesitate to call on me on each and every scenario and we will ID best programs.


Camille Patterson
Loan Officer

CaBRE# 02035349


Valor Lending Group
‘Pride in Lending’

Petco Park – DiamondView Tower
350 10th Ave – 10th Floor
San Diego, CA

Direct: (858) 732-2320

Office: (619) 344-2640

Fax:    (619) 872-2400

web:  www.valorlending.com

Email: cpatterson@valorlending.com


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Valor Lending Group

We Offer Every Mortgage Loan in the Book


Valor Lending Group
CA DRE #02026238  |  NMLS #1600345

Petco Park DiamondView Tower
350 10th Ave | 10th Floor
San Diego, CA 92101
Office: (619) 344-2640
Fax: (619) 872-2400

Arizona Branch

Valor Lending Group, Inc.
Branch ID# 2245288 | MB-1030262

Eagle Ridge
1548 Hawkeye Ridge Ave
Prescott, AZ 86301
Office: (619) 344-2640
Fax: (619) 872-2400