Fix and Flip/Bridge Loans
We are experts in financing residential investment properties.
With direct access to capital, we provide real estate investors with fix and flip bridge loans, and we can do it in less than 10 business days.
- Rates as low as 7.25%, determined by experience, credit worthiness, and requested loan to value.
- (Minimum FICO 600)
- Finance up to 90% of the purchase and repair costs of the property (LTC)
- Up to 75% of the after-repair value (ARV)
- Minimum of $100K to a maximum of $4M
- Property types:
- Single Family Residence
- 2-4 Unit Residential Properties
- Condominiums
- and Townhomes
- Loans in 40 States
- Property must not be owner-occupied. No land or ground-up construction at this time. Loan must be closed in the name of the LLC or Corporation
Valor Lending offers you, and your clients incredible service, communication and performance!
Also funding Commercial Loans throughout the Country. We are your one stop mortgage solution company for any given loan scenario.
At Valor Lending – We Fund Loans – That’s what we do!
Call today to discuss your scenario!
Janice Liles / Valor Lending Group / 858-442-1854
Recap of our Loan Products:
1). Stated Income Loans (Great for business owners and self employed )
2). Foreign Nationals Loans (no social security or residency required)
3). Hard Money Loans (30-50% down / minimal documentation) Fund in 7-10 days. Rate start at 7.75%
4). Raw Land and Construction (Bridge Loans) including Spec Home!
5). 5% down Conventional (Lender paid PMI)
6). Residential Income/Investment Property (including Mixed Use) Purchase and Refinance Loans
7). Farms, Vineyards, Ranches and Agricultural Properties (25-30% down rates as low as 2.875%)
8). Flipper Loans (Flip a property with one of our many options)
9). 10.1% down Jumbo’s with NO MI up to $2.5mm
10). Manufactured Housing / Mobile Homes (20% down / 620+ credit score)
11). Acreage Properties
12). Commercial Loans up to $100mm
We also offer:
1). 10, 15, 20, 25, 30 year Fixed, Conventional Conforming Loans (under $417k)
2). High Balance Conforming aka Super Conforming (from $417k-$625k)
3). Jumbo’s to $10 Million / Super low rates! / 10% down Jumbo to $2.5mm
4). FHA, VA, USDA
5). ARM’s
6). Reverse mortgages up to $10 Million Value
7). Refinance including Cash Out