I look forward to an opportunity to demonstrate my prompt and professional handling of your loan transaction!
We fund our loans with lightening speed and limited documentation! NO APPRAISAL IN MANY CASES
Check out our testimonials: https://valorlending.com/category/testimonials/
We offer literally every mortgage loan in the book!
Recap of our Loan Products:
1). Stated Income Loans (Great for business owners and self-employed) 25% down / 640+ credit score / 2 years business license / 12-24 months bank statements
2). Foreign Nationals Loans (no social security or residency required) 40% down / Foreign passport / Document income outside US
3). Hard Money Loans (30-50% down / minimal documentation) Fund in 7-10 days. 480+ credit score
4). Raw Land and Construction (Bridge Loans) including Spec Home! 75% loan to cost (cost of land and construction budget)
5). 5% down Conventional (Lender paid PMI)
6). Residential Income/Investment Property (including Mixed Use) Purchase and Refinance Loans 25-35% down depending on property, credit etc.
7). Farms, Vineyards, Ranches and Agricultural Properties (25-30% down)
8). Flipper Loans (Flip a property with one of our many options) 30% down we finance acquisition and rehab funds / 1-2 year terms
9). 10.1% down Jumbo’s with NO MI up to $2.5mm / NO MI
10). Manufactured Housing / Mobile Homes (20% down / 620+ credit score) must be tied to real property
11). Acreage Properties / up to 100 acres
12). Commercial Loans up to $100mm / Purchase and Refinance Loans 25-35% down depending on property, credit etc.
We also offer:
1). 10, 15, 20, 25, 30 year Fixed, Conventional Conforming Loans (under $424k)
2). High Balance Conforming aka Super Conforming (from $424k-$634k)
3). Jumbo’s to $10 Million / Super low rates! / 10% down Jumbo to $2.5mm
4). FHA, VA, USDA
5). ARM’s with interest only payment options available
6). Reverse mortgages up to $10 Million Value
7). Refinance including Cash Out
I am able to take a Loan Application on a moment’s notice & will be happy to provide Pre approval letters.
Please do not hesitate to call on me on each and every scenario and we will ID best programs.
Thanks and have a great day!
Darren Carlin / Pacificwide Lending / 925-872-0695 / dcarlin@pacificwidelending.com
