I look forward to an opportunity to demonstrate my prompt and professional handling of your loan transaction!
We fund our loans with lightening speed and limited documentation! NO APPRAISAL IN MANY CASES
Check out our testimonials: http://luxuryhomesinthebayarea.com/category/testimonials/
Accredited Member of The Better Business Bureau With An A+ Rating and no complaints EVER for 15 years.
We offer literally every mortgage loan in the book!
Recap of our Loan Products:
1). Stated Income Loans (Great for business owners and self-employed) 25% down / 640+ credit score / 2 years business license / 12-24 months bank statements / 5%-5.5% interest
2). Foreign Nationals Loans (no social security or residency required) 40% down / Foreign passport / Document income outside US / 4.625% interest
3). Hard Money Loans (30-50% down / minimal documentation) Fund in 7-10 days. Rate start at 7.75% / 480+ credit score
4). Raw Land and Construction (Bridge Loans) including Spec Home! 75% loan to cost (cost of land and construction budget) / rates as low as 3.75%
5). 5% down Conventional (Lender paid PMI) Rates @ 3.875%+
6). Residential Income/Investment Property (including Mixed Use) Purchase and Refinance Loans 25-35% down depending on property, credit etc. / Rates start at 3.125%
7). Farms, Vineyards, Ranches and Agricultural Properties (25-30% down rates as low as 2.875%)
8). Flipper Loans (Flip a property with one of our many options) 30% down we finance acquisition and rehab funds / rates from 8.99%-11.99% / 1-2 year terms
9). 10.1% down Jumbo’s with NO MI up to $2.5mm / rates at 4.625-5.125% NO MI
10). Manufactured Housing / Mobile Homes (20% down / 620+ credit score) must be tied to real property / Rates from 4.25%
11). Acreage Properties / rates at 5%+
12). Commercial Loans up to $100mm / Purchase and Refinance Loans 25-35% down depending on property, credit etc. / Rates start at 3.125%
We also offer:
1). 10, 15, 20, 25, 30 year Fixed, Conventional Conforming Loans (under $417k) right now rates at 3.375% 30 year fixed
2). High Balance Conforming aka Super Conforming (from $417k-$625k) right now rates at 3.5% 30 year fixed
3). Jumbo’s to $10 Million / Super low rates! / 10% down Jumbo to $2.5mm / Prime jumbo rates at 2.875%
4). FHA, VA, USDA
5). ARM’s with interest only payment options available
6). Reverse mortgages up to $10 Million Value
7). Refinance including Cash Out
I am able to take a Loan Application on a moment’s notice & will be happy to provide Pre approval letters.
Please do not hesitate to call on me on each and every scenario and we will ID best programs.
Thanks and have a great day!
Darren Carlin / Pacificwide Lending / 925-872-0695 / dcarlin@pacificwidelending.com
