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No Ratio Primary Purchase or Refinance

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No Ratio Primary Purchase or Refinance is a loan product that allows a borrower to purchase or refinance a residence based off of loan to value, credit, and reserves. No employment, no income, and no “debt to income (DTI) ratio” for qualification purposes! A borrower’s debt-to-income ratio can disqualify a persons ability for conventional financing when […]

Physician Real Estate Purchase Loan

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Physician Real Estate Purchase Loan is ready to be funded at Valor Lending Group for California, Arizona, and Florida. Call Adam Lawrence today at 858-344-0323. Ready to discuss your personal loan scenario today! What is a Physician Real Estate Purchase Loan? Physician Real Estate Purchase Loan is a specialized mortgage program designed for medical professionals […]

Can I get a loan as a 1099 employee?

Can I get a loan as a 1099 employee? | Valor Lending Group Can I get a loan as a 1099 employee? The answer is YES! Valor Lending Group has programs geared to benefit self-employed individuals, gig workers, investors and independent contractors. Since 2020 we have seen a surge in the “gig working” economy, there has […]

Best No Income Mortgage Options for Buying or Refinancing a Primary Home

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 No Income Primary Purchase or Refinance is a loan product that allows a borrower to purchase or refinance a residence based off of loan to value, credit, and reserves. No employment, no income, and no “debt to income (DTI) ratio” for qualification purposes! A borrower’s debt-to-income ratio can disqualify a persons ability for conventional financing when […]

What is a Bridge Loan?

New Short-Term Bridge Loan Options 3 Options | Valor Lending Group | Typically without an appraisal Looking to purchase a new property but your at a stand still because your funds are tied up in your departing residence? A bridge loan is a short-term loan, also referred to as a swing loan, cross loan, or […]

When Is The Right Time To Think About A Refinance?

When Is It Time To Refinance? | Valor Lending Group Is it time to refinance? Do you have a maturity date coming due? Do you want to update that outdated kitchen or bathroom? CONTACT US to refinance today! Is refinancing the right move for you? When should you consider refinancing? If you are looking to lower […]

Amazing New Reasons Why Reserves Are Needed And How It Works| Valor Lending Group

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Are you wondering what reserves are? I am here to help! Check out the information below. What are reserves? In this blog, we are going to discuss reserves and the reason for them in real estate transactions. First, we will provide the definition. Second, we will explain the acceptable forms of reserves. Furthermore, we will tell you […]

South Carolina Jumbo Loans for Luxury Homes in Sullivan’s Island, Peak, and Briarcliffe Acres

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South Carolina Jumbo Loans for Luxury Homes in Sullivan’s Island, Peak, and Briarcliffe Acres South Carolina’s luxury market is not limited to one type of buyer or one style of property. South Carolina Jumbo Loans for Luxury Homes in Sullivan’s Island, Peak, and Briarcliffe Acres can help qualified buyers finance everything from a coastal residence near Charleston […]

The Best VA Loans in Beaufort, Charleston, and Myrtle Beach

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The Best VA Loans in Beaufort, Charleston, and Myrtle Beach | Valor Lending Group South Carolina continues to attract veterans, active-duty service members, military families, and retirees who want a strong quality of life without giving up access to the coast, established communities, or growing job markets. The Best VA Loans in Beaufort, Charleston, and Myrtle […]

Hard Money Loans in Florida: Expert Advice for Real Estate Investors

Looking for fast, flexible funding in Florida? At Valor Lending Group, we specialize in hard money and private lending solutions for real estate investors across Tampa, Miami, Orlando, Jacksonville, and Fort Lauderdale. Whether you’re working on a fix & flip, rental property, or need a bridge loan, we’re here to guide you every step of […]