Real Estate Transactions – Must Read!

2018 is going to be an incredible year for Real Estate Professionals!

2018 Loan limits will increase to $649,750 for Single family in most California Counties which means your clients will have even more purchasing power!

Valor Lending Group furthers that purchasing power with our incredible array of Jumbo Loans:

 

• 5% down jumbo’s up to $1.5mm LPMI (lender paid mortgage insurance)
• 10% down jumbo’s up to $2.5mm LPMI (lender paid mortgage insurance)
• Stated income jumbo’s – No tax returns, no W-2’s, no pay stubs!
• Prime rate Jumbo’s to $10,000,000!
• Fast hard money Jumbo’s – Close in 5 – 10 days up to $10mm often without an appraisal!

We offer every loan in the book with the very best communication, service and performance in the industry!

Recap of our Loan Products: 

1. Hard Money Loans (30-50% down / minimal documentation) Typically Fund in 7-10 days.
2. Stated Income Loans (Great for business owners and self employed ) No tax returns
3. 100% financing is available (we can cross collateralize other properties if there is enough equity)
4. Investor Cash Flow Loan – No tax returns or DTI calculation! Based on subject property cash flow – 1% DCR!
5. Flipper Loans (Flip a property with one of our many options)
6. 2^nd Position Loans up to $5mm
7. Raw Land & Lot Loans
8. Ground up Construction for spec homes, custom homes and commercial ground up.
9. Farms, Vineyards, Ranches and Agricultural Properties (25-30% down)
10. 1% down Jumbo’s with NO MI up to $2.5mm
11. Manufactured Housing / Mobile Homes (20% down / 620+ credit score)
12. Acreage Properties
13. Commercial Loans up to $100mm
14. 3% & 5% down Conventional – LPMI (Lender paid mortgage insurance)
15. Foreign Nationals Loans (no social security or residency required)

We also offer:

1. 10, 15, 20, 25, 30 year Fixed, Conventional Conforming Loans (under $417k)
2. High Balance Conforming aka Super Conforming (from $417k-$625k)
3. Jumbo’s to $10 Million / Super low rates! / 10% down Jumbo to $2.5mm
4. FHA, VA, USDA
5. ARM’s
6. Reverse mortgages up to $10 Million Value
7. Refinance including Cash Out

I am able to take a Loan Application on a moment’s notice & will be happy to provide Pre approval letters.

Please do not hesitate to call on me if I may be of service in any way!