Recent Fundings!

Valor Lending Group funds every type of mortgage loan in the book!

We save deals! That’s what we do!

Typically funding our fast hard money loans within 5-10 days often without an appraisal.

Check out some of the funky cool deals we have recently funded!

Deals Recently Funded:

•  $2 Million Hard Money Loan / Raw land / 24 acres / cash out refi loan  / 8.625 interest only! / only 2.25% origination! / 2 year term / No prepayment penalty!
• $560,000 Investor Cash Flow Loan / SFR / WE SAVED THIS DEAL! 5.875% interest / (no tax returns or dti calculation!) / Closed in 17 days!
• $986,000 Stated Income Loan / SFR / 6.4% interest / No tax returns! We used 24 months bank statement cash flow for self employed
• $1,246,332 Flipper Loan / SFR / Funded 85% of the purchase price and 100% of the construction budget / Funded in 8 days from the initial call!
• $855,000 100% Finance Loan / SFR / We crossed a commercial property and the subject SFR to provide 100% financing including closing costs!
• $172,250 Flipper loan / SFR /580 credit score!
• $599,000 Hard Money Loan / Dairy Farm Cash out refi!
• $442,112 Hard Money Loan / Commercial Condo Purchase for an eye Doctor / Only 2.75% origination fee!
• $285,200 Full Doc Loan / Manufactured Home / 4.375% for 30 year fixed!
• $672,000 Agricultural Loan / 20 Acre Vineyard / 5.7% interest!
• $311,250 Hard Money Loan (Oregon) / SFR / 520 credit score! / 2 week close!
• $936,000 Stated Income Loan / SFR / No tax returns!
• And many more!

Recap of our Loan Products:

1. Hard Money Loans (28-35% down / minimal documentation) Typically Fund in 7-10 days.
2. Stated Income Loans (Great for business owners and self employed ) No tax returns!
3. 100% financing is available (we can cross collateralize other properties if there is enough equity)
4. Investor Cash Flow Loan – No tax returns or DTI calculation! Based on subject property cash flow – 1% DCR!
5. Flipper & Rehab Loans (Flip a property with one of our many options)
6. 2^nd Position Loans up to $5mm
7. Raw Land & Lot Loans
8. Ground up Construction for spec homes, custom homes and commercial ground up.
9. Farms, Vineyards, Ranches and Agricultural Properties (25-30% down)
10. 5% down Jumbo’s with NO MI up to $2mm / 10% down up to $3mm
11. Manufactured Housing / Mobile Homes (20% down / 600+ credit score)
12. Acreage Properties
13. Commercial Loans up to $500mm
14. 3% & 5% down Conventional Loans– LPMI (Lender paid mortgage insurance)
15. Foreign Nationals Loans (no social security or residency required)

We also offer:

1. 10, 15, 20, 25, 30 year Fixed, Conventional Conforming Loans (under $417k)
2. High Balance Conforming aka Super Conforming (from $453,100-$649,750)
3. Jumbo’s to $10 Million / Super low rates! / 10% down Jumbo to $3mm
4. FHA, VA, USDA
5. ARM’s
6. Reverse mortgages up to $1 Million Value
7. Refinance including Cash Out

I am able to take a Loan Application on a moment’s notice & will be happy to provide Pre approval letters.

Please do not hesitate to call on me if I may be of service in any way!