Valor Lending group offers every loan in the book!
Stated Income Loans: Perfect for business owners and self employed. No tax returns! We use the cash flow from the bank statement deposits. Must be self employed for 2+ years.
Fast Hard Money Loans: We save deals! Funding with lightning speed and often no appraisal required. Fund in 5- 10 days
Flipper & Rehab Loans : We cover 100% of the rehab construction budget. You put up 15-25% of the acquisition price and we fund the rest! We also offer Ground up Residential and Commercial Construction Loans (up to $100mm) / Custom home or spec home loans
Recap of our Loan Products:
1). Stated Income Loans (Great for business owners and self employed )
2). Foreign Nationals Loans (no social security or residency required)
3). Hard Money Loans (30-50% down / minimal documentation) Fund in 7-10 days.
4). Raw Land and Construction (Bridge Loans) including Spec Home!
5). 2nd Position Loans up to $5mm
6). Residential Income/Investment Property (including Mixed Use) Purchase and Refinance Loans
7). Farms, Vineyards, Ranches and Agricultural Properties (25-30% down)
8). Flipper Loans (Flip a property with one of our many options)
9). 10.1% down Jumbo’s with NO MI up to $2.5mm
10). Manufactured Housing / Mobile Homes (20% down / 620+ credit score)
11). Acreage Properties
12). Commercial Loans up to $100mm
13). 5% down Conventional (Lender paid PMI)
We also offer:
1). 10, 15, 20, 25, 30 year Fixed, Conventional Conforming Loans (under $417k)
2). High Balance Conforming aka Super Conforming (from $417k-$625k)
3). Jumbo’s to $10 Million / Super low rates! / 10% down Jumbo to $2.5mm
4). FHA, VA, USDA
5). ARM’s
6). Reverse mortgages up to $10 Million Value
7). Refinance including Cash Out
I am able to take a Loan Application on a moment’s notice & will be happy to provide Pre approval letters.
Please do not hesitate to call on me if I may be of service in any way!
