Stated Income Loans, Hard Money Loans & No Doc Loans available throughout California!
We can usually fund your hard money loan in 10-14 days.
Loans up to $10mm
LTV’s as high as 75%
Credit scores as low as 580
Owner Occupied & Investment Properties
SFR’s, Townhouses, Condo’s, Duplex, Triplex, 4plex, Acreage Properties
Interest Rates as low as 7.9%
Origination Fee’s as low as 2%
5,7 & 10 year terms (LIBOR ARM from 2.5% Margin 5/2/5 Caps)
Recap of our Loan Products:
1). Stated Income Loans (Great for business owners and self employed )
2). Foreign Nationals Loans (no social security or residency required)
3). Hard Money Loans (30-50% down / minimal documentation) Fund in 7-10 days. Rate start at 7.75%
4). Raw Land and Construction (Bridge Loans) including Spec Home!
5). 5% down Conventional (Lender paid PMI)
6). Residential Income/Investment Property (including Mixed Use) Purchase and Refinance Loans
7). Farms, Vineyards, Ranches and Agricultural Properties (25-30% down rates as low as 2.875%)
8). Flipper Loans (Flip a property with one of our many options)
9). 10.1% down Jumbo’s with NO MI up to $2.5mm
10). Manufactured Housing / Mobile Homes (20% down / 620+ credit score)
11). Acreage Properties
12). Commercial Loans up to $100mm
We also offer:
1). 10, 15, 20, 25, 30 year Fixed, Conventional Conforming Loans (under $417k)
2). High Balance Conforming aka Super Conforming (from $417k-$625k)
3). Jumbo’s to $10 Million / Super low rates! / 10% down Jumbo to $2.5mm
4). FHA, VA, USDA
5). ARM’s
6). Reverse mortgages up to $10 Million Value
7). Refinance including Cash Out
I am able to take a Loan Application on a moment’s notice & will be happy to provide Pre approval letters.
Please do not hesitate to call on me if I may be of service in any way!
Call today to receive immediate attention to your loan scenario!
Serving the Tri Valley (Livermore California, Pleasanton California, Dublin California, San Ramon California, Danville California, Blackhawk California, Diablo California, Moraga California, Alamo California, Lafayette California, Walnut Creek California) since 2002
Darren Carlin
(925)872-0695
dcarlin@pacificwidelending.com
