Stated Income Loan Programs are back and we are funding $millions$ every month.
Stated Income Loan Matrix:
No tax returns or W-2’s
Credit: Minimum Fico 680 / Bankruptcy, Foreclosure, Loan Mod need 12 months seasoning
Down Payment: Max 80% LTV
Loan Amounts: Up to $3mm
Property Types: SFR, Duplex, Triplex, Four Units, Condo, Townhouses
5/1 LIBOR ARM / 3.5% Margin / 5,2,5 Caps
Low Rates starting at 5%
Call me today to discuss your scenario
Recap of our Loan Products:
1). Stated Income Loans (Great for business owners and self employed )
2). Foreign Nationals Loans (no social security or residency required)
3). Hard Money Loans (30-50% down / minimal documentation) Fund in 7-10 days. NO APPRAISALS!
4). Raw Land and Construction (Bridge Loans) including Spec Home!
5). 5% down Conventional (Lender paid PMI)
6). Residential Income/Investment Property (including Mixed Use) Purchase and Refinance Loans
7). Farms, Vineyards and Agricultural Properties (25-30% down rates as low as 2.875%)
8). Flipper Loans (Flip a property with one of our many options)
9). 10.1% down Jumbo’s with NO MI
We also offer:
1). 10, 15, 20, 25, 30 year Fixed, Conventional Conforming Loans (under $417k)
2). High Balance Conforming aka Super Conforming (from $417k-$625k)
3). Jumbo’s to $10 Million
4). FHA, VA, USDA
5). Commercial Loans to $100 Million
6). ARM’s
7). Reverse mortgages up to $10 Million Value
8). Refinance including Cash Out
Best regards,
Darren Carlin
Associate Vice President / Jr. Partner
CA BRE#01935124
NMLS#1016245
CA Sales License #S938902
Pacificwide Lending
5506 Sunol Blvd. Suite 200
Pleasanton, CA. 94566
Office: (925) 461-0500
Cell: (925) 872-0695
email: dcarlin@pacificwidelending.com
web: www.pacificwidelending.com
