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No Employment Loan Primary Purchase or Refinance

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No Employment Loan Primary Purchase or Refinance is a loan product that allows a borrower to purchase or refinance a residence based off of credit and reserves. No employment, no income, and no “debt to income (DTI) ratio” for qualification purposes! A borrower’s debt-to-income ratio can disqualify a persons ability for conventional financing when the […]

Multi-Family Bridge Loans

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Clients who need a fast close often turn to Multi-Family Bridge Loans. Standard bank loans take much longer to approve, with a drawn-out and meticulous process. Sometimes extending the purchases well past the COE. Even worse, getting denied in the middle of your transaction or having the seller walking because its taking too long. Why […]

Phoenix, AZ DSCR Loans

Valor DSCR Loan Options Valor Lending Group has all DSCR loan options Up to 85% LTV on a DSCR purchase and up to 80% LTV on cash out DSCR loan options. The DSCR long term rental loan is based on the property cash flow (rents) location, LTV and credit score. The current or market rents […]

Los Angeles, CA Fix and flip loans

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90/100 Fix and Flip Loan | Valor Lending Group Would you like to learn about our new valor fix and flip loan programs? Are you interested in doing a fix and flip? Valor Lending Group can help you with all of your fix and flip loan needs. THE TIME IS NOW! LETS GET FIX AND FLIPPING […]

San Diego, CA DSCR Loans

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New DSCR Loan Options | Valor Lending Group Are you interested in learning about our New DSCR Investment Property Loan Options? When you are embarking on the process of acquiring a DSCR Investment Property Loan also known as Rental Loan it is important to have a knowledgeable team behind you that knows all the tricks of […]

The Advantages of Working with a Broker

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The Advantages of Working with a Broker | Valor Lending Group Valor Lending Group offers EVERY mortgage loan in the book! When working with us you are not just a number, you will receive a personalized experience. We pride ourselves on our communication and professionalism. We will work around the clock to help you acquire […]

Self Employment Real Estate Loan

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Are you self-employed or have irregular income that traditional mortgage lenders find challenging to assess? Consider our Self Employment Real Estate Loan specialized 12 or 24-month Business Bank Statement program. Designed to accommodate unique financial situations like yours. At Valor Lending Group, we understand that your income might not fit the conventional mold. This is why […]

Cash Out DSCR Loan No Seasoning

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Cash Out DSCR Loan No Seasoning is a game changer! Did you recently purchase an investment property using a bridge loan or private money? Recently rehab the property for a new value? Now you’re looking to cash out, but lenders are telling you to wait 6, maybe even 12 months? What is a Cash Out DSCR Loan […]

Self Employed Profit and Loss Loan

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Self Employed Profit and Loss Loan offers several advantages when purchasing or refinancing a property. It provides flexibility for borrowers who may not have conventional income documentation, such as self-employed individuals or small business owners. By considering the applicant’s profit and loss statements instead of traditional income verification, the program opens doors to a wider range […]

No Ratio Loan Primary Purchase or Refinance

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No Ratio Loan Primary Purchase or Refinance is a loan product that allows a borrower to purchase or refinance a residence based off of credit and reserves. No employment, no income, and no “debt to income (DTI) ratio” for qualification purposes! A borrower’s debt-to-income ratio can disqualify a persons ability for conventional financing when the […]

Is refinancing the right move for you?

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Is refinancing the right move for you? | Valor Lending Group Do you have a maturity date coming due? Do you want to update that outdated kitchen or bathroom? CONTACT US to refinance today! Is refinancing the right move for you? When should you consider refinancing? If you are looking to lower your interest rate, consolidate […]