business owner Archives - Valor Lending Mortgage and Loan Services

Bank Statement Home Loan

Friday, 05 March 2021 by Stephan Prescher

The bank statement home loan is back in action with a few updates due to market conditions. The bank statement home loans are once again very comparable to a conforming, high balance and jumbo loan. That said, they are Better than before with changes to the loan to value (LTV) allowance, Credit score requirement and

Published in Mortgage News, Stephan Prescher

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“True Stated” Income Loans

Monday, 16 July 2018 by Stefanie Prescher

“True” Stated Income loan: No tax returns, no W2’s, no pay stubs, AND NO 12-24 months bank statements. Loans up to $2.5mm / Rates from *4.75% for a 30 year loan fixed for 7 years. Must be self employed business owner in the same location for over 2 years with a minimum FICO score of 720 for

business owner california stated income fix and flip Loans no tax returns self employed Stated Income Loans stated income loans california true stated income

Published in Mortgage News, Stefanie Prescher

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