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California Special: Bank Statement Loan Programs

1-4 Units Bank Statement Deposit Loans–We can fund your loan without tax returns or W2s! Bank Statement Deposit Loans are ideal for people who are self-employed, realtors, and consultants to name a few. Our bank statement team saves you time by reviewing statements, analyzing deposits and calculating income for submissions. **UPDATE: Now only 12 months […]

Up to 80% LTV | NOO Bridge Loans | Fast Close

  NOO | INVESTMENT PROPERTY BRIDGE  PROGRAM: 7.99%* | Interest Only Payments | 1-2 year loan | NO Prepayment Penalty | Up to 80% LTV     Valor Lending Group is your source for hard money financing when banks are not an option or you just need to close in a short period of time. […]

Nationwide Investment Property No-Ratio Loans | Unlock the Equity in Your Property

  Valor Lending Group’s Investor Cash Flow mortgage program allows you to qualify clients based on personal credit and property cash flow.  No personal income required to qualify, no need to submit income statements or tax returns. Best for investors looking for non-bank financing solutions for 1-4 Unit Rental Properties   Investor Cash Flow (DSCR) Program Highlights […]

California Bank Statement Loans | No Tax Returns or W-2s Required

  1-4 Units Bank Statement Deposit Loans–We can fund your loan without tax returns or W2s! All you need is sufficient qualifying deposits on either your personal or business bank statements. You can also qualify based on 1099s.  **UPDATE: Now only 12 months self-employment needed to qualify   Bank Deposit Loan Program Highlights Only 12-months […]

Nationwide Commercial Stated Income Loans | Up to 80% LTV

  Great option for investors and business owners to secure commercial mortgage financing without having to provide tax returns.     Commercial Stated Income Loan Program Highlights:  Purchase, Refinance, Cash-Out Up to 80% LTV Cash-Outs available | Interest-Only options available Only 650 Credit Score Required No Tax Returns Required No 4506T Required Eligible Properties: Multifamily, […]

No-Ratio DSCR Loans | Up to 85% LTV | No Income or Experience Required

  Valor Lending Group’s Investor Cash Flow mortgage program allows you to qualify clients based on rental analysis to determine property cash flow. No personal income required to qualify, no need to submit income statements or tax returns.     Investor Cash Flow (DSCR) Program Highlights No personal income used to qualify (no job or income listed […]

Fix-n-Flip Loans | Up to 90% Purchase | 100% Rehab | New Investors Welcome!

  **Updated Rehab Loan Guidelines** Valor Lending Group funds Fix-n-Flip Loans nationwide, with no experience required!       Flipper Loan Program Highlights:  Up to 90% Purchase | 100% Rehab Limited Doc–No documentation of assets or tax returns 12 Month Term (options to extend available) No Prepayment Penalty Rates as low as mid 7s in […]

Commercial Stated Income Loans | Up to 80% LTV

    Great option for investors and business owners who are not able to disclose certain information or whose properties are more valuable than a tax return might show.     Commercial Stated Income Loan Program Highlights:  Purchase, Refinance, Cash-Out Up to 80% LTV Only 650 Credit Score Required No Tax Returns Required No 4506T […]

Investment Property No-Ratio Loans | Up to 85% LTV

  Valor Lending Group’s Investor Cash Flow mortgage program allows you to qualify clients based on personal credit and property cash flow.  No personal income required to qualify, no need to submit income statements or tax returns. Best for investors looking for non-bank financing solutions for 1-4 Unit Rental Properties   Investor Cash Flow (DSCR) Program Highlights […]

California Bank Statement Deposit Loans | Up to 90% LTV

  1-4 Units Bank Statement Deposit Loans–We can fund your loan without tax returns or W2s! All you need is sufficient qualifying deposits on either your personal or business bank statements. You can also qualify based on 1099s.  **UPDATE: Now only 12 months self-employment needed to qualify   Bank Deposit Loan Program Highlights Only 12-months […]

Nationwide Commercial Stated Income Loans | Up to 80% LTV

    Great option for investors and business owners who are not able to disclose certain information or whose properties are more valuable than a tax return might show.     Commercial Stated Income Loan Program Highlights:  Purchase, Refinance, Cash-Out Up to 80% LTV Only 650 Credit Score Required No Tax Returns Required No 4506T […]