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Your Journey Begins

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Your journey begins with a single step. Give me a call and lets get you a pre-approval for the right program and watch as your journey begins.  Whether you’re buying  your first home or deciding on where to retire we will help you find the right mortgage for the right home.   Below are some helpful […]

7 Tips To Help Your Loan Process

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Are you ready to purchase a home?  Here are 7 Tips To Help Your Loan Process. If you feel that you are ready to purchase a home, there is some information you should be ready to provide to your loan officer to be sure to have the financing process goes smoothly. Know your credit information, […]

6 Steps To Buying A Home

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6 Steps To Buying A Home There is a process when buying a home. We are here to make it simple for you! Check out our 6  steps to buying a home you deserve. Many times a home buyer, especially a first time home buyer, will not understand that buying a home is a marathon and […]

Interested in FHA financing?

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If you are interested in FHA financing, here is what you need to know! Whether it be a purchase or refinance or even renovation you can utilize an FHA program.  Using a government program has its pros and con. These include cost, interest rate, down payment and more. Check out this great information. If you […]

Why Use a Mortgage Broker?

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 Why Use a Mortgage Broker? Broker’s are independently trained professionals licensed to represent and provide you with the best advice for your mortgage and financing needs. Brokers primary expertise: Firstly, they locate funding for mortgage financing. We know where the best rates can be found because we have the benefit of dealing with multiple lenders […]

Best Fix n’ Flip Lender

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  Best Fix n’ Flip Lender: What Are Flip n Flip Loans?  The Fix n’ Flip lending market has been blowing up! which makes it all the more important to find the best Fix n’ Flip Lender for your scenario. If you are an experienced flipper, you may notice more and more lending options coming […]

California Home Loan Lenders

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At Valor Lending Group, we have you covered, we work with the best California home loan lenders in the industry! Conventional conforming loans, as well as other full document financing solutions are still the best California home loans around and still surging forward with the best rates in years. We have searched out the best […]

Is It Time To Refinance?

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Is it time to refinance? Is your Adjustable Rate Mortgage (ARM), and you are looking to fix your rate? Do you have a maturity date coming due? Do you want to update that outdated kitchen or bathroom? CONTACT US to refinance today!   When should you consider refinancing? If you are looking to lower your interest […]

Ready to buy a home?

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Before, During and After Buying a home Ready to buy a home? Buying a home is one of the largest investments a person makes in their life.  Buyers want to make sure they understand the process and know what to do before, during and after buying a home. CONTACT US if you have any questions. Ready […]

What is PMI?

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What is PMI? PMI, also known as private mortgage insurance, is a type of mortgage insurance from private insurance companies.  Conventional loans have PMI. This insurance is used when there is less than 20% down payment and is provided on traditional and FHA financing. There are two differences between Conventional PMI and FHA PMI. That […]

Conventional Mortgage Lender

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Conventional mortgages are the most commonly used financing option across the board.  This is because a conventional mortgage is the financing box that the majority of home buyers fall into as well as the financing program provided by nearly every lending institution.  The conventional mortgage has standard requirements that lenders can base their requirements off […]