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New California Non-Warrantable Condominium Loans | Valor Lending Group

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New California Non-Warrantable Condominium Loans | Valor Lending Group Finding financing for a non-warrantable condominium doesn’t have to be complicated. While many traditional lenders have strict condominium guidelines, there are financing solutions available for buyers and investors who are purchasing condos that don’t meet conventional agency requirements. At Valor Lending Group, Billy Jones works with […]

New For Self-Employed Alternative Income Borrowers | Valor Lending Group

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New For Self-Employed Alternative Income Borrowers | Valor Lending Group A Smarter Way to Qualify for a Mortgage If you’ve ever been told your tax returns don’t show enough income to qualify for a mortgage, you’re not alone. Many successful business owners, entrepreneurs, freelancers, independent contractors, and real estate investors earn an excellent living but […]

New NON-QM Loans And How They Work | Valor Lending Group

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New NON-QM Loans And How They Work | Valor Lending Group In today’s lending environment, not every borrower fits into the tight box of traditional “qualified mortgage” guidelines. Income doesn’t always show neatly on a W-2, and investment portfolios don’t always follow standard underwriting models. That’s exactly where Non-QM lending comes in—and it’s become one […]

Understanding Jumbo Loan Options: Three Ways to Finance Larger Loan Amounts

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Understanding Jumbo Loan Options. Many borrowers think a jumbo loan is a single type of mortgage. In reality, there are several ways to structure financing for loan amounts that exceed conventional lending limits. The right approach depends on how income is documented, the type of property being financed, and how quickly a transaction needs to […]