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3 Options for Hard Money Lending | Purchase | R/T Refinance & Cash Out Available

    Hard Money Lending | 3 Options | Valor Lending Group | Typically without an appraisal**       Are you buying a new investment property? Are you buying a new investment property and need to pull cash out of other real estate owned for the down payment? Do you need cash out from a current property owned to pay off a business […]

Stated Income Programs | Owner Occupied | 2nd Home & Investment Properties

  We can fund your loan without tax returns or W2s–For self-employed borrowers in business for at least 2 years, all you need is sufficient qualifying deposits on either your personal or business bank statements. You can also qualify based on your 1099s! Valor Lending Group offers multiple types of Stated Income & Bank Statement […]

New and Improved Verification of Employment Program

There are many new programs out there to help qualify your clients, many of which fall into the Non-QM realm. With Non-QM mortgage lenders, starting to understand that tax returns and tradition underwriting guidelines, do not tell the full story of the borrower. With the new and improved VOE program will help get your clients […]

90% LTV | Bank Statement Loan | Self Employed | Owner Occupied

  Bank Statement Loan Program Now only 680 Credit Score Required   90% LTVs/CLTVs up to $1.5M (10% down)       PROGRAM HIGHLIGHTS • No tax returns/4506T • Minimum 600 FICO • DTI up to 55% with a minimum 680 FICO • LTV up to 90% with a minimum 680 FICO • 12 months of […]

90% LTV | Bank Statement Loan | Self Employed | Owner Occupied

  Bank Statement Loan Program Now only 680 Credit Score Required   90% LTVs/CLTVs up to $1.5M (10% down)       PROGRAM HIGHLIGHTS • No tax returns/4506T • Minimum 600 FICO • DTI up to 55% with a minimum 680 FICO • LTV up to 90% with a minimum 680 FICO • 12 months of […]

Ground Up Construction Loans | Custom Home & Spec Home

  Valor Lending Group offers excellent loan programs for land loan, lot loan & construction loan scenario’s! Whether you are a flipper or a commercial builder we’ve got you covered!     Lot Loans / A TIER / Full Doc 43% DTI / (owner occ only): 3,5 OR 7 year lot loan starting at *5.875% interest rate […]

California Investor Special – Fast Money

  Rates starting at *5.99% California properties Approval within 24 hours 1st trust deeds – Up to 75% LTV    Loan amounts from $100,000 to $5mm Loan terms up to 36 months Closing loans in up to 10 days We lend to foreign nationals We fund land and construction loans Property Type: Residential (O/O Business […]