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Best No Ratio Primary and 2nd Home Loans

What is a Best No Ratio Primary and 2nd Home Loans Best No Ratio Primary and 2nd Home Loans are a loan product that allows a borrower to purchase or refinance a primary residence based off of credit and reserves. No employment, no income, and no “debt to income (DTI) ratio” for qualification purposes! A […]

DSCR Investor Cash Flow Loan

DSCR Investor Cash Flow Loan is a type of financing to purchase or refinance an investment property that currently or potentially cash flows. This is common tool to qualify entities or persons rental property real estate transaction. The ability to produce enough rent to completely cover their PITI payments. The higher the ratio gets, the […]

No Ratio Primary Purchase or Refinance Loan

What is a No Ratio Primary Purchase or Refinance Loan? A No Ratio Primary Purchase or Refinance loan is a loan product that allows a borrower to purchase or refinance a primary residence based off of credit and reserves. No employment, no income, and no “debt to income (DTI) ratio” for qualification purposes! A borrower’s […]

New Arizona Bank Statement Loan Now Available | Valor Lending Group

Learn All About New Arizona Bank Statement Loan Now Available The New Bank Statement Loan programs offered at Valor Lending, allow self-employed individuals to receive a home loan without using tax returns, W2s and pay stubs. Your bank statements, determine if you meet the criteria and you can get a mortgage loan at competitive rates. Self-employed […]

Arizona Mortgage is now often a Jumbo Mortgage

It’s no secret that prices in Arizona are going up – way, way up. It’s now the standard that your average Arizona mortgage is now up in the Jumbo Mortgage space. Heck, I remember when I first moved to Tempe, AZ my first home was only $90k for a 4 bedroom, 2 bath home – […]

New Arizona Stated Income Mortgage Loans

New Arizona Stated Income Mortgage Loans | Valor Lending Group Are you interested in learning about our New Arizona Stated Income Mortgage Loans? Are you Self Employed or a Business Owner? Tax returns preventing you from getting a good rate? Not anymore, provide your 12-24 months (business or personal) bank statements with a CPA letter for […]