Bank Statement Home Loan

The bank statement home loan is back in action with a few updates due to market conditions.  Prior to the health crisis, the bank statement home loans were very comparable to a conforming, high balance and jumbo loan.  With the impacts in the market these programs completely went away for a short time but are
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Stated Income Programs | Owner Occupied | 2nd Home & Investment Properties

  We can fund your loan without tax returns or W2s–For self-employed borrowers in business for at least 2 years, all you need is sufficient qualifying deposits on either your personal or business bank statements. You can also qualify based on your 1099s! Valor Lending Group offers multiple types of Stated Income & Bank Statement
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Are you Self Employed? Bank Statement Program for Owner Occupied | 2nd Home & Investment Properties

  We can fund your loan without tax returns or W2s–For self-employed borrowers in business for at least 2 years, all you need is sufficient qualifying deposits on either your personal or business bank statements. You can also qualify based on your 1099s! Valor Lending Group offers multiple types of Stated Income & Bank Statement
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Bank Statement Program | Self Employed | Business Owners

  We can fund your loan without tax returns or W2s–For self-employed borrowers in business for at least 2 years, all you need is sufficient qualifying deposits on either your personal or business bank statements. You can also qualify based on your 1099s! Valor Lending Group offers multiple types of Stated Income & Bank Statement
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Bank Statement Loans | 90% LTV up to $1.5M | Owner Occupied

  Bank Statement Loan Program Now only 680 Credit Score Required   90% LTVs/CLTVs up to $1.5M (10% down)       PROGRAM HIGHLIGHTS • No tax returns/4506T • Minimum 600 FICO • DTI up to 55% with a minimum 680 FICO • LTV up to 90% with a minimum 680 FICO • 12 months of
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10% Down up to $1.5M | Bank Statement Loan

  Bank Statement Loan Program Now only 680 Credit Score Required   90% LTVs/CLTVs up to $1.5M (10% down)       PROGRAM HIGHLIGHTS• No tax returns/4506T• Minimum 600 FICO• DTI up to 55% with a minimum 680 FICO• LTV up to 90% with a minimum 680 FICO• 12 months of bank statements• Personal OR Business•
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10% Down up to $1.5M | Bank Statement Program | Self Employed | Business Owners

  Bank Statement Loan Program Now only 680 Credit Score Required   90% LTVs/CLTVs up to $1.5M (10% down)       PROGRAM HIGHLIGHTS• No tax returns/4506T• Minimum 600 FICO• DTI up to 55% with a minimum 680 FICO• LTV up to 90% with a minimum 680 FICO• 12 months of bank statements• Personal OR Business•
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“True Stated” Income | Entrepreneurs | Self Employed | Business Owners

              “True Stated” Income Loan: No tax returns, no W2’s, no pay stubs, AND NO 12-24 months bank statements. Loans up to $2.5mm / Rates from *5% for a 30 year loan fixed for 7 years. Must be self employed business owner in the same location for over 2
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90% up to $1.5M | Bank Statement Loans

  Bank Statement Loan Program Now only 680 Credit Score Required   90% LTVs/CLTVs up to $1.5M     PROGRAM HIGHLIGHTS • No tax returns/4506T • Minimum 600 FICO • DTI up to 55% with a minimum 680 FICO • LTV up to 90% with a minimum 680 FICO • 12 months of bank statements •
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“True Stated” Income Loans

“True” Stated Income loan: No tax returns, no W2’s, no pay stubs, AND NO 12-24 months bank statements. Loans up to $2.5mm / Rates from *4.75% for a 30 year loan fixed for 7 years. Must be self employed business owner in the same location for over 2 years with a minimum FICO score of 720 for
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Stated Income Loans for Self Employed/Business Owners

  Valor Lending Group offers nearly every mortgage loan in the book! Stated Income Loans for Self Employed/Business Owners WE SAVE DEALS! Funding up to $10mm in 7-10 days usually with no appraisal! I look forward to any opportunity to serve you and your clients.       Recap of our Loan Products:  1). Stated Income
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