Best California Home Loan Lenders

  Valor Lending Group is often referred to by others as one of the Best California Home Loan Lenders. We take the hassle and brain damage out of getting a mortgage loan. Featuring the very best communication, service, rates and performance in the industry. In addition, we challenge any other lender to beat our super
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Every Mortgage Loan In The Book!

Valor Lending Group features Every Mortgage Loan In The Book!   Based in San Diego, California but we lend nationally on many of our programs. Very few Mortgage Brokers offer every mortgage loan in the book. Check out the links below to learn more about our incredible array of niche mortgage loan programs. Stated Income
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Communication Communication Communication

The communication ability to be able to contact your independent mortgage loan officer at a moments notice is important.  Recently, I have been getting a reoccurring question from my new clients,  “Are you going to answer when I contact you?”  Continuing on to say that their previous loan officer was nearly impossible to get on
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Valor VA Loans Are Amazing

Valor VA Loans Are Amazing. We are veterans and love to participate in funding loans for our veterans. Whether you are purchasing or refinancing using a VA Loan, we’ve got you covered! Thank you for your service! Why use Valor’s VA Loan? We reimburse your appraisal cost (loans over $300k) and donate 5% of our
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No Tax Returns? No Problem! Best Mortgage Loans

No Tax Returns?
No Tax Returns? No Problem! Best Mortgage Loans by Valor Lending Group. Ideal for the self-employed borrower. Instead of using tax returns, W-2s and pay stubs, our bank statement loan uses the total deposits into your bank account and calculates the income over a 12 to 24 month period. Self employed borrowers tend to write
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10% Down Jumbo Loans Are Back! No Mortgage Insurance!

10% Down Jumbo Loans Are Back with No Mortgage insurance! Valor Lending Group is now offering 10% down jumbo loans up to $1,500,000 on your primary residence in California! Most lenders will advise that this 10% down jumbo loan | no mortgage insurance is not available. We’ve got it and ready to fund for you.
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Builder Confidence Crushes Expectations

Builder Confidence Crushes Expectations Great article by Jann Swanson at Mortgage News Daily! Valor Lending Group features the very best ground up construction loans in the country! Ground up residential loans to $20M and ground up commercial loans to $500M. Check out our Google Reviews by: Jann Swanson Jun 16 2020, 10:27AM Builder Confidence Crushes
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Mortgage Loan Interest Rates Hit All Time Lows!

Mortgage loan interest rates have never been this low! Last week rates plunged creating the best leverage in history for home buyers and home owners. NOW you can buy more house for the money! Valor lending Group typically beats best execution mortgage loan interest rate quotes by over .25%. The result is an astounding savings
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April New Home Sales Absolutely Crushed Analysts Forecasts!

April New Home Sales Absolutely Crushed Analysts Forecasts! Mortgage News Daily Great article by Jann Swanson on mortgage news daily! New home sales, rather than dropping like a rock, rose 0.6 percent in April according to the U.S. Census Bureau and the Department of Housing and Urban Development. Part of the gain is due to
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Why Use Valor Lending As Your Mortgage Broker?

Why Use a Mortgage Broker? Broker’s are independently trained professionals licensed to represent and provide you with the best advice for your mortgage and financing needs. Brokers primary expertise is locating funding for mortgage financing. We know where the best rates can be found because we have the benefit of dealing with multiple lenders at
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Bank Statement Program | 10% Down | Up to $1.5M

  Bank Statement Loan Program Now only 680 Credit Score Required  90% LTVs/CLTVs up to $1.5M       PROGRAM HIGHLIGHTS • No tax returns/4506T • Minimum 600 FICO • DTI up to 55% with a minimum 680 FICO • LTV up to 90% with a minimum 680 FICO • 12 months of bank statements
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